GMA SERVICES

Active

Private limited companyfounded 20215 yrs activeRue de Louvranges, Dion-V. 74, 1325 Chaumont-Gistoux, BelgiumKBO/BCE: BE 0763.517.187

Summary

GMA SERVICES has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,000 and a net result of €24,976. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 7676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

GMA SERVICESActiveChecked score 88/100

Risk analysis Report Compare

Activity

Public relations and communication consultancy

NACE 73300NACE 70210

1 site

Size

€117,352total assets 2025

Equity: €2,000
Profit: €24,976

Turnover not published (abridged schema)

Financial health

88 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.2%

Structure

Accounts 71 d early0 of 2 deeds read

Why 88- Equity €2,000 (1.7% of total assets)+ Liquidity: current ratio 0.99, cash €77,505+ Sector Advertising, market research and public relations activities (NACE 73)+ Size: total assets €117,352Show the evidence

Checked score

Score 2025

88 / 100

Excellent

Probability in this band: under 0.55%

Better than 41% of its sector peers (NACE 73, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2023

Average

Solvency 27-52

equity 1.7% of total assets

Liquidity 50-28

short-term debt 97.6% · cash 66.0%

Profitability 95-5

return on assets 21.3%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,109 companies)

Last 10 months 01-2026: 1.2% 02-2026: 1.2%● 0.0% vs 01-2026 03-2026: 1.3%▲ +8.9% vs 02-2026highest value 04-2026: 1.1%▼ -13.5% vs 03-2026 05-2026: 1.1%▼ -1.4% vs 04-2026 06-2026: 0.2%▼ -81.9% vs 05-2026 07-2026: 0.2%● 0.0% vs 06-2026 08-2026: 0.2%● 0.0% vs 07-2026 09-2026: 0.2%▲ +3.0% vs 08-2026 10-2026: 0.2%▼ -3.9% vs 09-2026lowest value

Liquidity: current ratio 0.99, cash €77,505 lowers the probability
Sector Advertising, market research and public relations activities (NACE 73) lowers the probability
Equity €2,000 (1.7% of total assets) raises the probability
Size: total assets €117,352 lowers the probability for this profile

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 14%, liquidity 35%, profitability 73%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 0.99, cash €77,505

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Advertising, market research and public relations activities (NACE 73)

In the bankruptcy model this factor lowers the probability.

KBO

Equity €2,000 (1.7% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Size: total assets €117,352

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7676 sector peers (2025).

NBB · sector comparison

Position among 7676 sector peers

Solvency

better than 14%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

71 d early

2023

30 d late

2022

53 d early

2021

69 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 41 days before the deadline; the sector median for financial year 2023 is 4 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 May (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

21-05-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Highest result since 2021net €24,976 ▲34.3%
30-08-24 Annual accounts filedfiscal year 2023 · micro…

Key points

Caution: Among the weakest 15% on solvencysector median 54.3% · 7,676 companies 1.7% View
Total assets 20254 fiscal years filed €117,352 View
Active since 2021founded 11-02-2021 5 years View