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Umane - HR Consulting

Active
Private limited companyfounded 2021active for 5 yearsNijverheidstraat 34, 9040 Gent, BelgiumKBO/BCE: BE 0762.861.151
Summary

Umane - HR Consulting has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €106,740 and a net result of €26,947. Equity has been growing by about 21% per year since 2022. Its solvency ranks better than 79% of 246 sector peers (NACE 73, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 03-02-2021 Normal situation
Activity
Public relations and communication consultancy NACE 73300and 2 others
Establishment unit
2.312.816.926 9040 Gent, since 03-02-2021
Financial year end
31 March
Peppol
Reachable since 20-12-2024

Board and ownership

Board
  • GEERAERT JOSEPHINEDirector

Financial position

97 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 31-03-2026
Gross margin
€41,353
▲ 107%
Turnover
≈ €120,000
estimated
Profit
€26,947
▲ 146%
Equity
€106,740
▲ 9.5%
Total assets
€128,259
▲ 5.9%
Score breakdownlowers riskLiquidity: current ratio 6.69, cash €78,436Equity €106,740 (83.2% of total assets)Sector: Advertising, market research and public relations activities (NACE 73)Figures for financial year 2026 (filed on 07-10-2026)Show the evidence

Checked score

Score 2026
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 78% of micro companies in advertising and market research (NACE 73)
Financial strength · tick: 2025
Strong
Solvency 100=
equity 83.2% of total assets
Liquidity 99-1
short-term debt 11.7% · cash 61.2%
Profitability 95+15
return on assets 21.0%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,227 companies, NACE 73, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.69 (7.34 in 2025), above the usual 1.5. Short-term debt is 11.7% and cash 61.2% of total assets. 16.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 93% on liquidity, 72% on profitability and 60% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 6.69, cash €78,436
NBB · annual accounts
lowers risk · Equity €106,740 (83.2% of total assets)
NBB · annual accounts
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
lowers risk · Figures for financial year 2026 (filed on 07-10-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 02-10-2026, 29 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2026
29 days early
2025
32 days early
2024
20 days early
2023
25 days early
2022
3 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 21 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 6 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5 profitable years in a rowprofit 2026: €26,947 5 years View
  • Positive: Filed on time since financial year 2023accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as Umane - HR Consulting: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €116,000 and €131,000, founded in 2021.

CompanyTotal assetsGross margin
Umane - HR Consulting Gent€128,259€41,353
C2C Ninove€129,425€39,292
GMA SERVICES Chaumont-Gistoux€117,352€41,084
Bedoret Management Eghezée€128,191€46,333
MATECO Antwerpen€116,263€39,293
B.LOMME Merchtem€122,666€44,848
EC-CEPT Bornem€131,362€42,037
Full comparison

Key facts about Umane - HR Consulting

What is the company number of Umane - HR Consulting?
The company number of Umane - HR Consulting is 0762.861.151. The VAT number is the same number with BE in front: BE 0762.861.151.
Where is Umane - HR Consulting based?
The registered office is at Nijverheidstraat 34, 9040 Gent.Company details
What does Umane - HR Consulting do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of Umane - HR Consulting?
The legal form of Umane - HR Consulting is Private limited company (BV).
When was Umane - HR Consulting founded?
Umane - HR Consulting was founded on 03-02-2021.
Is Umane - HR Consulting still active?
Yes, Umane - HR Consulting is an active enterprise in the KBO register.
What is the turnover of Umane - HR Consulting?
The turnover in financial year 2026 is ≈ €120,000. This figure is estimated from the gross margin of €41,353 and 30 comparable companies (NACE 73). It probably lies between €78,000 and €160,000.Financials
Is Umane - HR Consulting profitable?
In financial year 2026, Umane - HR Consulting made a profit of €26,947.
Where can I find the annual accounts of Umane - HR Consulting?
Umane - HR Consulting filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of Umane - HR Consulting due?
Umane - HR Consulting must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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