Gestica
ActiveSummary
Gestica has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.24M and a net result of €906k. Equity is growing by ~106.4% per year across the filed fiscal years. Its solvency ranks better than 42% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+95
Solvency74▼-11
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 0.06 in 2023; short-term debt: 16.7% and cash: 8.9% of total assets), but 50.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49.3%
Return on assets
36%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2024
41 d early
2023
34 d early
2022
50 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€1.24M▲ 271%
2023 · €335k
2022: €397k
2023: €335k
2022 → 2024
Total assets
€2.52M▲ 353%
2023 · €556k
2022: €541k
2023: €556k
2022 → 2024
Net result
€906k
2023 · €-62k
2022: €-16k
2023: €-62k
2022 → 2024
Working capital
€258k
2023 · €-204k
2022: €-125k
2023: €-204k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€397k-€335k▼ 15.6%€1.24M▲ 271%
Operating result€-9k-€-52k▼ 504%€1.27M
Net result€-16k-€-62k▼ 277%€906k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €1.27M after a loss of €52k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.52M
Fixed assets
€1.84M ▲ 238%
Current assets
€678k ▲ 5,475%
Equity and liabilities €2.52M
Equity
€1.24M ▲ 271%
Provisions
€310k
Debt
€965k ▲ 336%
Debt's share of the balance-sheet total falls from 39.8% to 38.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.37M▲
2023 · €-18k
Cash flow
€1.01M▲
2023 · €-28k
Current ratio
1.61▲
2023 · 0.06
Debt to equity
0.78▲
2023 · 0.66
ROE
73.0%▲
2023 · -18.5%
ROA
36.0%▲
2023 · -11.1%
Interest coverage
27.62▲
2023 · -1.80
Debt ≤ 1 year
€420k▲
2023 · €216k
Debt > 1 year
€545k▲
2023 · €5k
Staff costs
€2k▲
2023 · €58
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 59 lines
Balance sheet
Code20232024
Assets
Total assets20/58€556k€2.52M▲
Fixed assets21/28€544k€1.84M▲
Tangible fixed assets22/27€544k€1.84M▲
Land and buildings22€455k€1.76M▲
Plant, machinery and equipment23€18k€24k▲
Furniture and vehicles24€71k€53k▼
Financial fixed assets28€70-
Current assets29/58€12k€678k▲
Amounts receivable within one year40/41€17€3k▲
Other amounts receivable41€17€3k▲
Current investments50/53-€450k
Cash at bank and in hand54/58€12k€225k▲
Equity and liabilities
Total equity and liabilities10/49€556k€2.52M▲
Equity10/15€335k€1.24M▲
Contributions10/11€423k€423k=
Capital10€412k€412k=
Issued capital100€412k€412k=
Outside capital11€11k€11k=
Share premium1100/10€11k€11k=
Reserves13€3k€933k▲
Non-distributable reserves130/1€691€691=
Legal reserve130€691€691=
Tax-exempt reserves132-€930k
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€-92k€-116k▼
Provisions and deferred taxes16-€310k
Deferred taxes168-€310k
Amounts payable17/49€221k€965k▲
Amounts payable after more than one year17€5k€545k▲
Financial debts170/4-€542k
Other amounts payable178/9€5k€3k▼
Amounts payable within one year42/48€216k€420k▲
Current portion of amounts payable after more than one year42-€24k
Trade debts44€7k€7k▲
Suppliers440/4€7k€7k▲
Advances received on contracts in progress46-€1k
Taxes, remuneration and social security45€1k-
Taxes450/3€1k-
Other amounts payable47/48€208k€387k▲
Income statement
Code20232024
Remuneration, social security and pensions62€58€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€106k▲
Other operating charges640/8€20k€25k▲
Non-recurring operating charges66A€8k€5k▼
Gross operating margin9900€10k€1.40M▲
Operating profit (loss)9901€-52k€1.27M▲
Financial income75/76B€28€1▼
Recurring financial income75€28€1▼
Financial charges65/66B€10k€50k▲
Recurring financial charges65€10k€50k▲
Profit (loss) for the period before taxes9903€-62k€1.22M▲
Transfer from deferred taxes780-€14k
Transfer to deferred taxes680-€324k
Income taxes67/77€433-
Profit (loss) for the period9904€-62k€906k▲
Transfer from tax-exempt reserves789-€42k
Transfer to tax-exempt reserves689-€972k
Profit (loss) for the period to be appropriated9905€-62k€-24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-92k€-116k▼
Profit (loss) brought forward from the previous period14P€-30k€-92k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €906k
Net result €906k after 2 loss-making years.
31-12
Financial
Liquidity times 29current ratio 1.61
Current ratio from 0.06 to 1.61.
31-12
Financial
Equity above €1MEq €1.24M ▲271%
Equity rises from €335k to €1.24M.
2023
28-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-62k
Net result drops to €-62k, the lowest in the series; recovery starts the following year.
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Gros Tienne 831332 RixensartGround area
1,582 m²
Building footprint
123 m²
Volume, LiDAR
791 m³
Parcel 25033C0688/00K000, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GESTICA
since 20202.311.445.860
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033C0688/00K000 | Wallonia | 1,582 m² | 1 · 123 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DIELEMAN GROEP
BE 0898.272.557
Waasmunster · Eq €1,240,911
ISS TECHNICAL SERVICES
BE 0874.282.378
Brussel · Eq €1,240,710
OHIMMO
BE 0676.692.586
Stavelot · Eq €1,240,671
Koen Magnus
BE 0727.775.063
Chaumont-Gistoux · Eq €1,240,629
CE-Lux
BE 0472.045.847
Ukkel · Eq €1,240,067
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 25,479 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded24-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47830Retail sale of motorcycles and motorcycle parts and accessories
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.