Koen Magnus
ActiveSummary
Koen Magnus has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.24M and a net result of €273k. Equity is growing by ~29.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+1
Solvency98▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 3.63 against 2.66 in 2024; short-term debt: 25.5% and cash: 48.6% of total assets), and 26.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.5%
Return on assets
16.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
68 d late
2022
61 d late
2020
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.24M▲ 28.2%
2024 · €968k
2020: €155k
2022: €531k
2023: €734k
2024: €968k
2020 → 2025
Total assets
€1.69M▲ 11.2%
2024 · €1.52M
2020: €348k
2022: €1.05M
2023: €1.09M
2024: €1.52M
2020 → 2025
Net result
€273k▲ 16.8%
2024 · €233k
2020: €125k
2022: €180k
2023: €204k
2024: €233k
2020 → 2025
Working capital
€1.13M▲ 27.9%
2024 · €887k
2020: €150k
2022: €497k
2023: €713k
2024: €887k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€155k-€531k▲ 242%€734k▲ 38.4%€968k▲ 31.8%€1.24M▲ 28.2%
Operating result€168k-€253k▲ 50.6%€277k▲ 9.8%€325k▲ 17.2%€352k▲ 8.2%
Net result€125k-€180k▲ 43.9%€204k▲ 13.2%€233k▲ 14.6%€273k▲ 16.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.69M
Fixed assets
€123k ▲ 27.9%
Current assets
€1.57M ▲ 10.0%
Equity and liabilities €1.69M
Equity
€1.24M ▲ 28.2%
Debt
€448k ▼ 18.7%
Debt's share of the balance-sheet total falls from 36.3% to 26.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€360k▲
2024 · €326k
Cash flow
€281k▲
2024 · €235k
Current ratio
3.63▲
2024 · 2.66
Debt to equity
0.36▼
2024 · 0.57
ROE
22.0%▼
2024 · 24.1%
ROA
16.2%▲
2024 · 15.4%
Interest coverage
243.52▲
2024 · 16.17
Debt ≤ 1 year
€431k▼
2024 · €535k
Income taxes
€89k▲
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.52M€1.69M▲
Fixed assets21/28€96k€123k▲
Tangible fixed assets22/27€16k€43k▲
Plant, machinery and equipment23€12k€11k▼
Furniture and vehicles24€4k€33k▲
Financial fixed assets28€80k€80k=
Current assets29/58€1.42M€1.57M▲
Amounts receivable after more than one year29€476k€510k▲
Other amounts receivable291€476k€510k▲
Amounts receivable within one year40/41€176k€228k▲
Trade receivables40€166k€197k▲
Other amounts receivable41€10k€31k▲
Cash at bank and in hand54/58€764k€821k▲
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€1.52M€1.69M▲
Equity10/15€968k€1.24M▲
Contributions10/11€30k€30k=
Reserves13€571k€571k=
Distributable reserves133€571k€571k=
Profit (loss) carried forward14€367k€640k▲
Amounts payable17/49€551k€448k▼
Amounts payable within one year42/48€535k€431k▼
Current portion of amounts payable after more than one year42-€330k
Financial debts43€299k€6k▼
Other loans439€299k€6k▼
Trade debts44€90k€90k▲
Suppliers440/4€90k€90k▲
Taxes, remuneration and social security45€147k€5k▼
Taxes450/3€147k-
Remuneration and social security454/9-€5k
Accrued charges and deferred income492/3€16k€17k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€8k▲
Other operating charges640/8-€22k
Non-recurring operating charges66A-€16k
Gross operating margin9900€326k€398k▲
Operating profit (loss)9901€325k€352k▲
Financial income75/76B€10k€11k▲
Recurring financial income75€10k€11k▲
Financial charges65/66B€20k€1k▼
Recurring financial charges65€20k€1k▼
Profit (loss) for the period before taxes9903€315k€362k▲
Income taxes67/77€81k€89k▲
Profit (loss) for the period9904€233k€273k▲
Profit (loss) for the period to be appropriated9905€233k€273k▲
Appropriation of the result
Profit (loss) to be appropriated9906€577k€640k▲
Profit (loss) brought forward from the previous period14P€343k€367k▲
Transfer to equity691/2€210k-
To other reserves6921€210k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2020net €273k ▲16.8%
Operating result €352k, net result €273k, both a record.
31-12
Financial
Equity above €1MEq €1.24M ▲28.2%
5 profitable years in a row build equity to €1.24M.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Equity above €500kEq €531k ▲242%
2 profitable years in a row build equity to €531k.
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Louvranges, Dion-V. 47 j1325 Chaumont-GistouxGround area
1,054 m²
Parcel 25025C0071/00C006, Wallonia. Linked by address, not a title deed.
1 establishment unit
Koen Magnus
since 20192.290.288.774
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25025C0071/00C006 | Wallonia | 1,054 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 25,480 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:kmagnus@deloitte.com
Phone:+32485466590