CE-Lux
ActiveSummary
CE-Lux has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.24M and a net result of €39k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 33% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+25
Solvency58▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.42 in 2024; short-term debt: 15.7% and cash: 1.9% of total assets), and 66.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.5%
Return on assets
1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
2 d early
2022
15 d early
2021
4 d early
2020
3 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.24M▲ 3.2%
2024 · €1.20M
2019: €-186k
2020: €-207k
2021: €-640k
2022: €-777k
2023: €-766k
2024: €1.20M
2019 → 2025
Total assets
€3.70M▼ 2.1%
2024 · €3.78M
2019: €1.08M
2020: €1.70M
2021: €1.61M
2022: €2.02M
2023: €1.85M
2024: €3.78M
2019 → 2025
Net result
€39k
2024 · €-2k
2019: €-23k
2020: €-21k
2021: €-433k
2022: €-137k
2023: €11k
2024: €-2k
2019 → 2025
Working capital
€-308k▲ 10.7%
2024 · €-345k
2019: €-186k
2020: €-90k
2021: €-2.01M
2022: €-209k
2023: €-270k
2024: €-345k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-640k-€-777k▼ 21.5%€-766k▲ 1.5%€1.20M€1.24M▲ 3.2%
Operating result€-359k-€-86k▲ 76.2%€45k€30k▼ 33.7%€69k▲ 134%
Net result€-433k-€-137k▲ 68.2%€11k€-2k€39k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 134% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.70M
Fixed assets
€3.43M ▼ 2.7%
Current assets
€273k ▲ 6.9%
Equity and liabilities €3.70M
Equity
€1.24M ▲ 3.2%
Debt
€2.46M ▼ 4.5%
Debt's share of the balance-sheet total falls from 68.2% to 66.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€176k▲
2024 · €94k
Cash flow
€146k▲
2024 · €62k
Current ratio
0.47▲
2024 · 0.42
Debt to equity
1.99▼
2024 · 2.15
ROE
3.1%▲
2024 · -0.2%
ROA
1.0%▲
2024 · -0.1%
Interest coverage
5.80▲
2024 · 2.94
Debt ≤ 1 year
€581k▼
2024 · €601k
Debt > 1 year
€1.87M▼
2024 · €1.97M
Income taxes
€177▲
2024 · €169
Staff costs
€98k▲
2024 · €95k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.78M€3.70M▼
Fixed assets21/28€3.53M€3.43M▼
Tangible fixed assets22/27€3.52M€3.43M▼
Land and buildings22€3.52M€3.42M▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€3k€3k=
Current assets29/58€255k€273k▲
Amounts receivable within one year40/41€186k€202k▲
Trade receivables40€75k€90k▲
Other amounts receivable41€111k€112k▲
Cash at bank and in hand54/58€55k€71k▲
Deferred charges and accrued income490/1€14k€0▼
Equity and liabilities
Total equity and liabilities10/49€3.78M€3.70M▼
Equity10/15€1.20M€1.24M▲
Contributions10/11€1.99M€1.99M=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-789k€-750k▲
Amounts payable17/49€2.58M€2.46M▼
Amounts payable after more than one year17€1.97M€1.87M▼
Financial debts170/4€1.97M€1.87M▼
Amounts payable within one year42/48€601k€581k▼
Current portion of amounts payable after more than one year42€104k€106k▲
Trade debts44€114k€98k▼
Suppliers440/4€114k€98k▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9-€133
Other amounts payable47/48€380k€374k▼
Accrued charges and deferred income492/3€5k€12k▲
Income statement
Code20242025
Remuneration, social security and pensions62€95k€98k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€107k▲
Other operating charges640/8€17k€17k▼
Gross operating margin9900€206k€291k▲
Operating profit (loss)9901€30k€69k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€32k€30k▼
Recurring financial charges65€32k€30k▼
Profit (loss) for the period before taxes9903€-2k€39k▲
Income taxes67/77€169€177▲
Profit (loss) for the period9904€-2k€39k▲
Profit (loss) for the period to be appropriated9905€-2k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-789k€-750k▲
Profit (loss) brought forward from the previous period14P€-787k€-789k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €1MEq €1.20M
Equity rises from €-766k to €1.20M.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €11k
Net result €11k after 4 loss-making years.
16-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-433k
Net result drops to €-433k, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
16-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Joseph Hazardstraat 351180 UkkelGround area
1,278 m²
Building footprint
205 m²
Volume, LiDAR
1,733 m³
2 parcels, Brussels, Flanders · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CE-LUX
since 20002.100.842.628
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23583H0171/00S000 | Flanders | 1,120 m² | 1 · 129 m² | 7.9 m · 2 fl. |
| 21612C0004/00H048 | Brussels | 158 m² | 1 · 75 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 25,486 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-2000
Fiscal year end30-06
Activities, NACEBEL 2025
43990Other specialised construction activities
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.