Appart-hôtel des Haies
ActiveSummary
The computed 12-month bankruptcy probability of Appart-hôtel des Haies is 1.7% (moderate). The 2024 annual accounts show equity of €221k and a net result of €-4k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 60% of 36375 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability18▼-63
Solvency81▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.24 against 2.12 in 2023; short-term debt: 44.3% and cash: 36.5% of total assets), and 44.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
55.7%
Return on assets
-1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
20 d early
2023
29 d late
2022
28 d late
2021
29 d late
2020
27 d late
2019
62 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€221k▼ 1.7%
2023 · €224k
2018: €101k
2019: €111k
2020: €131k
2021: €172k
2022: €183k
2023: €224k
2018 → 2024
Total assets
€396k▼ 5.7%
2023 · €420k
2018: €293k
2019: €316k
2020: €311k
2021: €360k
2022: €385k
2023: €420k
2018 → 2024
Net result
€-4k
2023 · €42k
2018: €16k
2019: €10k
2020: €20k
2021: €41k
2022: €11k
2023: €42k
2018 → 2024
Working capital
€217k▼ 0.8%
2023 · €219k
2018: €72k
2019: €91k
2020: €116k
2021: €163k
2022: €178k
2023: €219k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€131k-€172k▲ 31.0%€183k▲ 6.3%€224k▲ 22.9%€221k▼ 1.7%
Operating result€24k-€49k▲ 103%€15k▼ 69.3%€61k▲ 300%€-3k
Net result€20k-€41k▲ 106%€11k▼ 73.2%€42k▲ 284%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €3k after €61k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €396k
Fixed assets
€3k ▼ 40.7%
Current assets
€393k ▼ 5.2%
Equity and liabilities €396k
Equity
€221k ▼ 1.7%
Debt
€176k ▼ 10.2%
Debt's share of the balance-sheet total falls from 46.6% to 44.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-1k▼
2023 · €64k
Cash flow
€-2k▼
2023 · €45k
Current ratio
2.24▲
2023 · 2.12
Debt to equity
0.80▼
2023 · 0.87
ROE
-1.7%▼
2023 · 18.6%
ROA
-1.0%▼
2023 · 9.9%
Interest coverage
-1.75▼
2023 · 113.77
Debt ≤ 1 year
€176k▼
2023 · €196k
Staff costs
€60k▲
2023 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet
Code20232024
Assets
Total assets20/58€420k€396k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€500-
Current assets29/58€415k€393k▼
Amounts receivable within one year40/41€174k€138k▼
Trade receivables40€172k€137k▼
Other amounts receivable41€2k€2k▼
Current investments50/53€98k€110k▲
Cash at bank and in hand54/58€142k€145k▲
Equity and liabilities
Total equity and liabilities10/49€420k€396k▼
Equity10/15€224k€221k▼
Contributions10/11€19k€19k=
Reserves13€42k€42k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€40k€42k▲
Profit (loss) carried forward14€164k€160k▼
Amounts payable17/49€196k€176k▼
Amounts payable within one year42/48€196k€176k▼
Trade debts44€10k€11k▲
Suppliers440/4€10k€11k▲
Taxes, remuneration and social security45€24k€5k▼
Taxes450/3€19k€2k▼
Remuneration and social security454/9€5k€3k▼
Other amounts payable47/48€161k€160k▼
Income statement
Code20232024
Remuneration, social security and pensions62€56k€60k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8€3k€43k▲
Gross operating margin9900€123k€102k▼
Operating profit (loss)9901€61k€-3k▼
Financial income75/76B€84€124▲
Recurring financial income75€24€64▲
Non-recurring financial income76B€60€60=
Financial charges65/66B€565€677▲
Recurring financial charges65€565€677▲
Profit (loss) for the period before taxes9903€60k€-4k▼
Income taxes67/77€19k-
Profit (loss) for the period9904€42k€-4k▼
Profit (loss) for the period to be appropriated9905€42k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€204k€160k▼
Profit (loss) brought forward from the previous period14P€162k€164k▲
Transfer to equity691/2€40k-
To other reserves6921€40k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-4k ▼109%
Net result drops to €-4k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €42k ▲284%
Operating result €61k, net result €42k, both a record.
31-12
Financial
Equity above €200kEq €224k ▲22.9%
6 profitable years in a row build equity to €224k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Equity above €150kEq €172k ▲31%
4 profitable years in a row build equity to €172k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sambreville · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Gay(ARS) 975060 SambrevilleGround area
871 m²
Building footprint
131 m²
Volume, LiDAR
624 m³
Parcel 92005D0553/00A002, Wallonia · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Rue du Vieux-Raucourt, Meux 2, 5081 La Bruyère
since 20122.206.254.211
Appart-hôtel des Haies
since 20262.393.728.287
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92005D0553/00A002 | Wallonia | 871 m² | 1 · 131 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,743 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2012
Fiscal year end31-12
Legal name FR
GAROT EMMANUEL
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
5 entriesE-mail:emmanuel.garot@egarot.be
Phone:0496/04.22.01
Fax:081/56.82.87
E-mail:sebastien@partners-corporate.lu
Phone:+32497588093