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PUIMEGE FILIP

Active
Private limited companyfounded 2000active for 26 yearsRechtstraat 90, 9160 Lokeren, BelgiumKBO/BCE: BE 0472.071.086
Summary

PUIMEGE FILIP has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €220,630 and a net result of €6,486. Equity is growing by about 4.8% per year across the filed financial years. Its solvency ranks better than 93% of 34,728 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

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PUIMEGE FILIPActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
1 site
Size
€248,390total assets 2025
Equity
€220,630
Profit
€6,486
Turnover not published (micro format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 102 days early2 of 4 deeds summarised
Why 95raises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 8.00, cash €175,593Equity €220,630 (88.8% of total assets)Founded in 2000Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 88.8% of total assets
Liquidity 99-1
short-term debt 11.1% · cash 70.7%
Profitability 72-9
return on assets 2.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,644 companies, NACE 43, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025highest value 06-2025: 0.1%● unchanged vs 05-2025 07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity ample (current ratio 8.0, compared with 10.57 in 2024, above the usual 1.5; short-term debt: 11.1% and cash: 70.7% of total assets), and 11.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 96% on liquidity, 42% on profitability and 25% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 8.00, cash €175,593
NBB · annual accounts
lowers risk · Equity €220,630 (88.8% of total assets)
NBB · annual accounts
lowers risk · Founded in 2000
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
102 days early
2024
38 days early
2023
35 days early
2022
31 days early
2021
39 days early
2020
40 days early
2019
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 45 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet €6,486 ▼76%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Among the best 8% on solvencysector median 46.8% · 34,728 companies 88.8% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €6,486 8 years View

By topic

Financials

Financial year
2025
Total assets
€248,390
Profit
€6,486
Solvency
88.8%
Total assets▼ 6.2%
Net result
20182025
Go to Financials

Timeline

Events
31
Since
2002
Next accounts
by 31-07-2027
  1. 09-10-2024Resignation: Luc Puimège (director)
  2. 26-06-2024Annual accounts filed
  3. 15-01-2024Resignations: Puimège Filip (manager) and Puimège Luc…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded
08-06-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Annual meeting
Third Friday of June at 10:30
Purpose
“Een onderneming voor sanitaire inrichting,gasverwarming en lood- en zinkwerk; Een…” (deed in Dutch)
Go to Articles of association

Key facts about PUIMEGE FILIP

What is the company number of PUIMEGE FILIP?
0472.071.086. In Belgium the VAT number is the company number with BE in front: BE 0472.071.086.
Where is PUIMEGE FILIP based?
The registered office is at Rechtstraat 90, 9160 Lokeren.Company details
What does PUIMEGE FILIP do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of PUIMEGE FILIP?
Private limited company (BV).
When was PUIMEGE FILIP founded?
On 08-06-2000.
Is PUIMEGE FILIP still active?
Yes, PUIMEGE FILIP is an active enterprise in the KBO register.
What is the turnover of PUIMEGE FILIP?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is PUIMEGE FILIP profitable?
In financial year 2025, PUIMEGE FILIP made a profit of €6,486.
Where can I find the annual accounts of PUIMEGE FILIP?
PUIMEGE FILIP filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PUIMEGE FILIP due?
By 31-07-2027, for financial year 2026.Timeline

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