CALBRECHT
ActiveSummary
CALBRECHT has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €221k and a net result of €3k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-29
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
short-term debt: 0.5% and cash: 99.2% of total assets, and 0.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.5%
Return on assets
1.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
27 d late
2023
37 d early
2022
32 d late
2021
32 d early
2020
9 d early
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€221k▲ 1.6%
2024 · €217k
2018: €143k
2019: €152k
2020: €157k
2021: €154k
2022: €128k
2023: €125k
2024: €217k
2018 → 2025
Total assets
€222k▼ 2.0%
2024 · €227k
2018: €182k
2019: €205k
2020: €197k
2021: €209k
2022: €166k
2023: €148k
2024: €227k
2018 → 2025
Net result
€3k▼ 96.2%
2024 · €92k
2018: €-10k
2019: €15k
2020: €7k
2021: €-2k
2022: €-26k
2023: €-3k
2024: €92k
2018 → 2025
Working capital
€220k▲ 6.3%
2024 · €206k
2018: €122k
2019: €135k
2020: €141k
2021: €129k
2022: €99k
2023: €102k
2024: €206k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€154k-€128k▼ 17.1%€125k▼ 2.1%€217k▲ 73.7%€221k▲ 1.6%
Operating result€-2k-€-25k▼ 1,368%€-2k▲ 91.8%€99k€4k▼ 96.0%
Net result€-2k-€-26k▼ 987%€-3k▲ 90.0%€92k€3k▼ 96.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €222k
Fixed assets
€1k ▼ 89.0%
Current assets
€221k ▲ 2.3%
Equity and liabilities €222k
Equity
€221k ▲ 1.6%
Debt
€1k ▼ 87.6%
Debt's share of the balance-sheet total falls from 4.1% to 0.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €105k
Cash flow
€9k▼
2024 · €98k
Debt to equity
0.01▼
2024 · 0.04
ROE
1.6%▼
2024 · 42.4%
ROA
1.6%▼
2024 · 40.7%
Interest coverage
45.77▼
2024 · 448.51
Debt ≤ 1 year
€1k▼
2024 · €9k
Income taxes
€743▼
2024 · €7k
A ratio outside any meaningful range has been withheld (balance sheet total €222k, equity €221k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€227k€222k▼
Fixed assets21/28€11k€1k▼
Tangible fixed assets22/27€11k€1k▼
Land and buildings22€4k-
Furniture and vehicles24€7k€1k▼
Current assets29/58€216k€221k▲
Stocks and contracts in progress3€432€97▼
Stocks30/36€432€97▼
Amounts receivable within one year40/41€7k€535▼
Trade receivables40€6k€488▼
Other amounts receivable41€1k€47▼
Cash at bank and in hand54/58€208k€220k▲
Equity and liabilities
Total equity and liabilities10/49€227k€222k▼
Equity10/15€217k€221k▲
Contributions10/11€129k€129k=
Reserves13€88k€91k▲
Tax-exempt reserves132€3k€3k=
Distributable reserves133€85k€88k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€9k€1k▼
Amounts payable within one year42/48€9k€1k▼
Trade debts44€107€13▼
Suppliers440/4€107€13▼
Taxes, remuneration and social security45€9k€1k▼
Taxes450/3€7k€601▼
Remuneration and social security454/9€2k€530▼
Income statement
Code20242025
Remuneration, social security and pensions62€9k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€6k€1k▼
Gross operating margin9900€120k€11k▼
Operating profit (loss)9901€99k€4k▼
Financial income75/76B€172€475▲
Recurring financial income75€172€475▲
Financial charges65/66B€235€209▼
Recurring financial charges65€235€209▼
Profit (loss) for the period before taxes9903€99k€4k▼
Income taxes67/77€7k€743▼
Profit (loss) for the period9904€92k€3k▼
Profit (loss) for the period to be appropriated9905€92k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€65k€3k▼
Profit (loss) brought forward from the previous period14P€-27k-
Transfer to equity691/2€65k€3k▼
To other reserves6921€65k€3k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 8current ratio 192.97
Current ratio from 23.37 to 192.97; short-term debt falls from €9k to €1k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Back to profitnet €92k
Net result €92k after 3 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 23.37
Current ratio from 5.52 to 23.37; short-term debt falls from €23k to €9k.
31-12
Financial
Equity above €200kEq €217k ▲73.7%
Equity rises from €125k to €217k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Show earlier events
2019
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-12
Financial
Equity above €150kEq €152k ▲6.1%
Equity rises from €143k to €152k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lessines · 1 establishment unit since 1981
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Av.de la Couture Trohelle(DA) 457864 LessinesGround area
536 m²
Building footprint
81 m²
Volume, LiDAR
457 m³
Parcel 55007C0378/00N000, Wallonia · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue d'en Haut(DA) 31, 7864 Lessines
since 19812.020.282.445
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55007C0378/00N000 | Wallonia | 536 m² | 1 · 81 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,742 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-10-1981
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
25220Manufacture of fabricated metal products, except machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.