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G. EN M. SPEYER

Active
Private limited company·Activiteiten van verzekeringsagenten en -makelaars· 36 yrs active
Prinses Clementinalaan 38 ·9000 Gent, Belgium
KBO/BCE: BE 0439.622.608
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Belgian State Gazette acts: 0 of 4 read
Age36 yrs
Real estate1 parcel · 129 m²

Summary

Conclusion

the dossier summarised in one paragraph

G. EN M. SPEYER is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 20 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 26-09-2025 57 d late 2025-00528515
31-12-2023 31-07-2024 29-08-2024 29 d late 2024-00416474
31-12-2022 31-07-2023 31-08-2023 31 d late 2023-00416315
31-12-2021 31-07-2022 31-08-2022 31 d late 2022-20399565
31-12-2020 31-07-2021 30-09-2021 61 d late 2021-70900172
31-12-2019 31-07-2020 24-09-2020 55 d late 2020-56300256
31-12-2018 31-07-2019 28-08-2019 28 d late 2019-55900457
31-12-2017 31-07-2018 28-08-2018 28 d late 2018-52200390
31-12-2016 31-07-2017 31-08-2017 31 d late 2017-58400255
31-12-2015 31-07-2016 31-08-2016 31 d late 2016-57200064

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1989, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 26-09-2025 2025-00528515
31-12-2023 verkort 29-08-2024 2024-00416474
31-12-2022 verkort 31-08-2023 2023-00416315
31-12-2021 verkort 31-08-2022 2022-20399565
31-12-2020 verkort 30-09-2021 2021-70900172
31-12-2019 verkort 24-09-2020 2020-56300256
31-12-2018 verkort 28-08-2019 2019-55900457
31-12-2017 verkort 28-08-2018 2018-52200390
31-12-2016 verkort 31-08-2017 2017-58400255
31-12-2015 verkort 31-08-2016 2016-57200064

Directors

Directors & mandates

2 directors
4 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
  • SPEYER HOLDING & MANAGEMENTLegal entity
    Director· perm. rep.: SPEYER HOLDING & MANAGEMENT
    State Gazette act 22381776 (14-12-2022)
    Current
    14-12-2022 → present
Former directors (1)
  • Neslany, Jean
    Statutaire zaakvoerder
    State Gazette act 22381776 (14-12-2022)
    Former
    - → 14-12-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Private limited company(610)
Incorporation21-12-1989
StatusActive
Postal code9000

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
5 companies at this address See who is registered here

Establishment units

1 location
Prinses Clementinalaan 38, 9000 Gent
Ondersteunende activiteiten i.v.m. het verzekeringswezen en pensioenfondsen
since 19902.047.152.435
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area129 m²
Buildings1
Building footprint106 m²
Volume (LiDAR)1,417 m³
Tallest building18.0 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44809I0697/00E002
ProtectedTownscape or village viewPrinses ClementinalaanSource ↗
 Flanders 129 m² 1 · 106 m² 18.0 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 3 years ago
2022
14-12-2022 1 director appointed, 1 resigning Director changes·Jeroen Parmentier
  • SPEYER HOLDING & MANAGEMENT, Bestuurder
  • Neslany, Jean, Statutaire zaakvoerder
Notary: Jeroen Parmentier · GentFirm: NOTAS, geassocieerde notarissen

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 482 of the 4,659 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van verzekeringsagenten en -makelaars66220Verzekeringsmakelaars en -agenten67201
Primary activity highlighted.
Names & trade names
Legal nameNL G. EN M. SPEYER
Registered office
Prinses Clementinalaan 38
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.