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Fidelis

Active
Public limited company·Activiteiten van verzekeringsagenten en -makelaars· 36 yrs active
Marktplein 15 ·8460 Oudenburg, Belgium
KBO/BCE: BE 0439.645.867
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age36 yrs
Board4
Connections5
Real estate3 parcels · 2,006 m²

Summary

Conclusion

the dossier summarised in one paragraph

Fidelis is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 29-08-2025 29 d late 2025-00458378
31-12-2023 31-07-2024 30-07-2024 1 d early 2024-00302310
31-12-2022 31-07-2023 28-07-2023 3 d early 2023-00284811
31-12-2021 31-07-2022 31-08-2022 31 d late 2022-20369294
31-12-2020 31-07-2021 26-07-2021 5 d early 2021-42100397
31-12-2019 31-07-2020 07-10-2020 68 d late 2020-59200438
31-12-2018 31-07-2019 25-07-2019 6 d early 2019-37800144
31-12-2017 31-07-2018 30-07-2018 1 d early 2018-42100453
31-12-2016 31-07-2017 28-07-2017 3 d early 2017-38400063
31-12-2015 31-07-2016 20-06-2016 41 d early 2016-18700388

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1989, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 29-08-2025 2025-00458378
31-12-2023 verkort 30-07-2024 2024-00302310
31-12-2022 verkort 28-07-2023 2023-00284811
31-12-2021 verkort 31-08-2022 2022-20369294
31-12-2020 verkort 26-07-2021 2021-42100397
31-12-2019 verkort 07-10-2020 2020-59200438
31-12-2018 verkort 25-07-2019 2019-37800144
31-12-2017 verkort 30-07-2018 2018-42100453
31-12-2016 verkort 28-07-2017 2017-38400063
31-12-2015 verkort 20-06-2016 2016-18700388

Directors

Directors & mandates

12 directors
Current directors & mandates
  • Bram Van de Veire BVLegal entity
    Director· perm. rep.: Bram Van de Veire
    State Gazette act 25020275 (07-02-2025)
    Current
    23-01-2025 → present
    2 events
    • 23-01-2025 Appointed· Director
    • 23-01-2025 Appointed· Managing director
  • JOERI DU MONTLegal entity
    Director· perm. rep.: Joeri Du Mont
    State Gazette act 25020275 (07-02-2025)
    Current
    23-01-2025 → present
    2 events
    • 23-01-2025 Appointed· Director
    • 23-01-2025 Appointed· Managing director
  • BV Adviesburo EurobelLegal entity
    Director· perm. rep.: Ludo Demeulenaere
    State Gazette act 25030384 (04-03-2025)
    Current
    11-06-2024 → present
    2 events
    • 11-06-2024 Appointed· Director
    • 11-06-2024 Appointed· Managing director
  • COMMV TIMO DENOOLegal entity
    Managing director· perm. rep.: Timo Denoo
    State Gazette act 21141583 (02-12-2021)
    Current
    01-11-2021 → present
    2 events
    • 02-12-2021 Appointed· Managing director
    • 01-11-2021 Appointed· Director
Historic, not recently confirmed (4)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • BVBA ADVIESBURO EUROBELLegal entity
    Director· perm. rep.: Maria Van Hee
    State Gazette act 19157941 (04-12-2019)
    Not recently confirmed
    last confirmed in an act from 2019
    4 events
    • 04-12-2019 Mandate renewed· Director
    • 04-12-2019 Appointed· Director
    • 25-04-2016 Appointed· Director
    • 25-04-2016 Appointed· Managing director
  • BVBA HOEMAN EDDYLegal entity
    Managing director· perm. rep.: Maria Van Hee
    State Gazette act 19157941 (04-12-2019)
    Not recently confirmed
    last confirmed in an act from 2019
    3 events
    • 04-12-2019 Appointed· Managing director
    • 03-11-2016 Appointed· Managing director
    • 01-10-2016 Appointed· Director
  • BVBA MARC CABOORLegal entity
    Director· perm. rep.: Marc Caboor
    State Gazette act 19157941 (04-12-2019)
    Not recently confirmed
    last confirmed in an act from 2019
    4 events
    • 04-12-2019 Mandate renewed· Director
    • 04-12-2019 Appointed· Managing director
    • 12-09-2013 Mandate renewed· Director
    • 12-09-2013 Mandate renewed· Managing director
  • ANN MORTIER BVBALegal entity
    Director· perm. rep.: Ann Mortier
    State Gazette act 13139665 (12-09-2013)
    Not recently confirmed
    last confirmed in an act from 2013
    4 events
    • 12-09-2013 Mandate renewed· Director
    • 12-09-2013 Mandate renewed· Managing director
    • 01-08-2007 Appointed· Director
    • 01-08-2007 Appointed· Managing director
Former directors (4)
  • Lesage - Demeulenaere InvestLegal entity
    Director· perm. rep.: Cedric Lesage
    State Gazette act 25030384 (04-03-2025)
    Former
    01-02-2025 → 01-10-2025
    3 events
    • 01-10-2025 Resigned· Managing director
    • 01-02-2025 Appointed· Director
    • 01-02-2025 Appointed· Managing director
  • KANTOOR MARC VANHOORENLegal entity
    Director· perm. rep.: Marc Vanhooren
    State Gazette act 25020275 (07-02-2025)
    Former
    23-01-2025 → 01-09-2025
    3 events
    • 01-09-2025 Resigned· Managing director
    • 23-01-2025 Appointed· Director
    • 23-01-2025 Appointed· Managing director
  • Maria Van Hee
    Director
    State Gazette act 16090404 (30-06-2016)
    Former
    31-05-2016 → 01-10-2016
    2 events
    • 01-10-2016 Resigned· Director
    • 31-05-2016 Appointed· Director
  • NV BISCHOFFSHEIMLegal entity
    Director· perm. rep.: Maria VAN HEE
    State Gazette act 13139665 (12-09-2013)
    Former
    12-09-2013 → 25-04-2016
    4 events
    • 25-04-2016 Resigned· Director
    • 25-04-2016 Resigned· Managing director
    • 12-09-2013 Mandate renewed· Director
    • 12-09-2013 Mandate renewed· Managing director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Public limited company(014)
Incorporation21-12-1989
StatusActive
Postal code8460

Structure & network

Connections & network

5 connected companies
Bram Van de Veire BV, Sits on the board BVBram Van deVeire BVJOERI DU MONT, Sits on the board JDJOERI DU MONTKANTOOR MARC VANHOOREN, Sits on the board KMKANTOOR MARCVANHOORENLesage - Demeulenaere Invest, Sits on the board L-Lesage -Demeulen…nvestFidelis, Shared corporate director FFidelisFidelis Fidelis0439.645.867
Group structureShared directors
Group structure
Bram Van de Veire BV
Sits on the board · 2 subsidiaries · 1 location
Control→
JOERI DU MONT
Sits on the board · 2 subsidiaries · 1 location
Control→
KANTOOR MARC VANHOOREN
Sits on the board · 2 subsidiaries · 1 location
Control→
Lesage - Demeulenaere Invest
Sits on the board · 2 subsidiaries · 1 location
Control→
Network connections
Fidelis
Shared corporate director
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

4 parties
Control over this companysits on this company's board4
Bram Van de Veire BV
2 subsidiaries · 1 location
JOERI DU MONT
2 subsidiaries · 1 location
KANTOOR MARC VANHOOREN
2 subsidiaries · 1 location
Lesage - Demeulenaere Invest
2 subsidiaries · 1 location
controls
FidelisBE 0439.645.867

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

3 locations
Fidelis nv
Marktplein 15, 8460 OudenburgOverige financiële instellingen, n.e.g.
since 19902.047.394.044
Fidelis nv
Kerkstraat 29, 8470 GistelOverige activiteiten van geldscheppende financiële instellingen
since 20192.298.310.278
Fidelis nv
Gistelsteenweg 609, 8490 JabbekeOverige activiteiten van geldscheppende financiële instellingen
since 20252.375.639.767
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels3
Ground area2,006 m²
Buildings3
Building footprint637 m²
Volume (LiDAR)4,317 m³
Tallest building12.4 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35014B0401/00L000 Flanders 1,103 m² 1 · 362 m² 12.4 m · 3 fl.
31041A0926/00X000 Flanders 737 m² 1 · 135 m² 2.5 m
35005A0845/00B000 Flanders 166 m² 1 · 140 m² 11.6 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

13 acts
Capital history · 1
31-12-2025
v3.2
All acts · 13 updated 7 months ago
2025
31-12-2025 Capital increase of €450,736.25 to €533,444.25 Capital & shares
  • €82.708 → €533.444,25
  • 2 kapitaalbewegingen in deze akte
Summary: v3.2
17-11-2025 2 resigning Director changes
  • Marc Vanhooren, Gedelegeerd bestuurder
  • Cedric Lesage, Gedelegeerd bestuurder
Summary: v3.2
04-03-2025 4 directors appointed Director changes
  • Cedric Lesage, Bestuurder
  • Cedric Lesage, Gedelegeerd bestuurder
  • Ludo Demeulenaere, Bestuurder
  • Ludo Demeulenaere, Gedelegeerd bestuurder
Summary: v3.2
07-02-2025 6 directors appointed Director changes
  • Joeri Du Mont, Bestuurder
  • Bram Van de Veire, Bestuurder
  • Marc Vanhooren, Bestuurder
  • Joeri Du Mont, Gedelegeerd bestuurder
  • Bram Van de Veire, Gedelegeerd bestuurder
  • Marc Vanhooren, Gedelegeerd bestuurder
Summary: v3.2
2023
06-04-2023 2 resigning Director changes
  • Eddy Hoeman, Bestuurder
  • Eddy Hoeman, Gedelegeerd bestuurder
Summary: v3.2
2021
02-12-2021 2 directors appointed Director changes
  • Timo Denoo, Bestuurder
  • Timo Denoo, Gedelegeerd bestuurder
Summary: v3.2
2019
04-12-2019 3 directors appointed, 2 reappointed Director changes
  • Marc Caboor, Gedelegeerd bestuurder
  • Maria Van Hee, Gedelegeerd bestuurder
  • Maria Van Hee, Bestuurder
  • Maria Van Hee, Bestuurder
  • Marc Caboor, Bestuurder
Summary: v3.2
26-11-2019 Change in the board of directors Director changes
Summary: v3.2
2016
03-11-2016 2 directors appointed, 1 resigning Director changes
  • Maria Van Hee, Bestuurder
  • Maria VAN HEE, Gedelegeerd bestuurder
  • Maria VAN HEE, Bestuurder
Summary: v3.2
30-06-2016 1 director appointed, 2 resigning Director changes
  • Maria VAN HEE, Bestuurder
  • Ann MORTIER, Bestuurder
  • Ann MORTIER, Gedelegeerd bestuurder
Summary: v3.2
10-05-2016 2 directors appointed, 2 resigning Director changes
  • Maria VAN HEE, Bestuurder
  • Maria VAN HEE, Gedelegeerd bestuurder
  • Maria VAN HEE, Bestuurder
  • Maria VAN HEE, Gedelegeerd bestuurder
Summary: v3.2
2013
12-09-2013 6 reappointed Director changes
  • BVBA Adviesburo Eurobel, Bestuurder
  • Ann Mortier, Bestuurder
  • Marc Caboor, Bestuurder
  • Ann Mortier, Gedelegeerd bestuurder
  • Marc Caboor, Gedelegeerd bestuurder
  • BVBA Adviesburo Eurobel, Gedelegeerd bestuurder
Summary: v3.2
2007
31-12-2007 2 directors appointed Director changes
  • Ann Mortier, Bestuurder
  • Ann Mortier, Gedelegeerd bestuurder
Summary: v3.2

Analysis

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 477 of the 4,659 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Overige ondersteunende activiteiten in verband met financiële diensten, exclusief verzekeringen en pensioenfondsen, n.e.g.66199Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen66199Overige ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen66290Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg66290
Primary activity highlighted.
Names & trade names
Legal nameNL Fidelis
Registered office
Marktplein 15
8460 Oudenburg, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.