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La Belge Maison

Active
Private limited companyfounded 1989active for 37 yearsAvenue Reine Astrid 31, 7000 Mons, BelgiumKBO/BCE: BE 0437.470.196
Summary

La Belge Maison has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €523,603 and a net result of €197,832. Equity has been growing by about 2.6% per year since 2018. Its solvency ranks better than 52% of 5,795 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 25-04-1989 Normal situation
Activity
Real estate agency activities NACE 68310and 1 other
Joint committee
307 Paritair Comité voor de makelarij en verzekeringsagentschappen · annual accounts 2025
Establishment unit
2.043.435.949 7000 Mons, since 23-05-1989
Financial year end
31 December
Peppol
Reachable since 04-11-2025

Board and ownership

Board
  • PHENIX IMMODirector · since 25-06-2022 · permanent representative Eric ANDRE
  • CARO MANAGEMENTDirector · since 01-10-2024 · permanent representative Caroline André
Shareholders
  • CARO MANAGEMENT· score 862025 annual accounts of CARO MANAGEMENT
  • I.D.2022 annual accounts of I.D.
  • PHENIX IMMO· score 952023 annual accounts of PHENIX IMMO

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€661,118
▲ 41.1%
Turnover
≈ €1.6m
estimated
Profit
€197,832
▲ 120%
Equity
€523,603
▲ 39.3%
Total assets
€1.3m
▲ 24.1%
Employees on 31-12-2025
7
▼ 22.2%
Score breakdownraises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 2.38, cash €225,736Founded in 1989Profit of €197,832 (financial year 2025)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 76% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 65+4
equity 40.3% of total assets
Liquidity 70-2
short-term debt 13.2% · cash 17.4%
Profitability 88+9
return on assets 15.2%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%▲ +0.1 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026highest value 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.38 (2.77 in 2024), above the usual 1.5. Short-term debt is 13.2% and cash 17.4% of total assets. However, 59.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 57% of them on solvency, 80% on liquidity, 84% on profitability and 83% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 2.38, cash €225,736
NBB · annual accounts
lowers risk · Founded in 1989
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Profit of €197,832 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
57 days early
2024
22 days early
2023
7 days early
2022
32 days late
2021
71 days late
2020
31 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 20 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 accounts filed within 51 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €89,930 to €197,832 ▲ 120% View
  • Positive: 7 profitable years in a rowprofit 2025: €197,832 7 years View

Recent changes

  1. · Gazette deed Registered office moved within MonsNew seat: Avenue Reine Astrid, 31 à 7000 MONS · Previous seat: Rue des Archers 2, 7000 MONS
  2. · Gazette deed Resignation: EDS CONSULTING (director)
  3. · Gazette deed Resignation: EDS CONSULTING (director)
All 22 events

Comparable companies

These companies have the same main activity as La Belge Maison: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €875,000 and €1.5m, founded between 1978 and 1994.

CompanyTotal assetsGross margin
La Belge Maison Mons€1.3m€0.7m
Agence Immobilière Sociale Charleroi Logement Charleroi€1.2m€0.8m
WOUTER LEUS Zaventem€1.5m€0.8m
IMMO I.D. Bonheiden€1.1m€0.5m
Tournai Logement Tournai€1.1m€0.6m
CLUB IMMOBILIER Charleroi€1.2m€0.6m
ATHIMMO 2000 Ath€0.9m€0.7m
Full comparison

Key facts about La Belge Maison

What is the company number of La Belge Maison?
The company number of La Belge Maison is 0437.470.196. The VAT number is the same number with BE in front: BE 0437.470.196.
Where is La Belge Maison based?
The registered office is at Avenue Reine Astrid 31, 7000 Mons.Company details
What does La Belge Maison do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of La Belge Maison?
The legal form of La Belge Maison is Private limited company (BV).
When was La Belge Maison founded?
La Belge Maison was founded on 25-04-1989.
Is La Belge Maison still active?
Yes, La Belge Maison is an active enterprise in the KBO register.
How many employees does La Belge Maison have?
La Belge Maison had an average of 6.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does La Belge Maison fall under?
In its 2025 annual accounts, La Belge Maison states joint committee 307 (Paritair Comité voor de makelarij en verzekeringsagentschappen).
What is the turnover of La Belge Maison?
The turnover in financial year 2025 is ≈ €1.6m. This figure is estimated from the gross margin of €661,118 and 30 comparable companies (NACE 683). It probably lies between €1.1m and €2.1m.
Is La Belge Maison profitable?
In financial year 2025, La Belge Maison made a profit of €197,832.
Where can I find the annual accounts of La Belge Maison?
La Belge Maison filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of La Belge Maison due?
La Belge Maison must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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