FUTURE
ActiveFUTURE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €24k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 39% of 13270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+2
Solvency43▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.42 against 0.6 in 2024; short-term debt: 15.3% and cash: 4.4% of total assets), and 82.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.8%
Return on assets
5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
81 d early
2024
42 d early
2023
23 d early
2022
77 d early
2021
26 d early
2020
33 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€84k▼ 1.8%
2024 · €85k
2018: €44k
2019: €65k
2020: €88k
2021: €92k
2022: €95k
2023: €91k
2024: €85k
2018 → 2025
Total assets
€472k▼ 4.1%
2024 · €492k
2018: €77k
2019: €89k
2020: €105k
2021: €571k
2022: €542k
2023: €521k
2024: €492k
2018 → 2025
Net result
€24k▲ 42.1%
2024 · €17k
2018: €17k
2019: €24k
2020: €25k
2021: €5k
2022: €12k
2023: €13k
2024: €17k
2018 → 2025
Working capital
€-42k▼ 73.4%
2024 · €-24k
2018: €-10k
2019: €22k
2020: €47k
2021: €16k
2022: €9k
2023: €-4k
2024: €-24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€95k▲ 3.2%€91k▼ 4.3%€85k▼ 6.0%€84k▼ 1.8%
Operating result€14k-€25k▲ 78.6%€26k▲ 4.9%€30k▲ 15.0%€40k▲ 31.7%
Net result€5k-€12k▲ 132%€13k▲ 8.2%€17k▲ 24.7%€24k▲ 42.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 32% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €472k
Fixed assets
€442k▼ 2.9%
Current assets
€30k▼ 18.7%
Equity and liabilities €472k
Equity
€84k▼ 1.8%
Debt
€388k▼ 4.5%
The debt ratio falls from 82.6% to 82.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€54k▲
2024 · €45k
Cash flow
€38k▲
2024 · €31k
Solvency
17.8%▲
2024 · 17.4%
Current ratio
0.42▼
2024 · 0.60
Quick ratio
0.34▼
2024 · 0.51
Debt / equity
4.63▼
2024 · 4.76
ROE
28.4%▲
2024 · 19.6%
ROA
5.0%▲
2024 · 3.4%
Interest coverage
8.67▲
2024 · 7.04
Debt
€388k▼
2024 · €407k
Debt ≤ 1 year
€72k▲
2024 · €62k
Debt > 1 year
€316k▼
2024 · €345k
Income taxes
€10k▲
2024 · €8k
Staff costs
€-293▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€492k€472k▼
Fixed assets21/28€455k€442k▼
Intangible fixed assets21€1k€249▼
Tangible fixed assets22/27€454k€442k▼
Land and buildings22€452k€440k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€716€289▼
Current assets29/58€37k€30k▼
Stocks and contracts in progress3€6k€6k▼
Stocks30/36€6k€6k▼
Amounts receivable within one year40/41€3k€3k▲
Trade receivables40€3k€3k▲
Other amounts receivable41€138€38▼
Cash at bank and in hand54/58€27k€21k▼
Deferred charges and accrued income490/1€1k€675▼
Equity and liabilities
Total equity and liabilities10/49€492k€472k▼
Equity10/15€85k€84k▼
Contributions10/11€19k€19k=
Reserves13€67k€65k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€65k€63k▼
Amounts payable17/49€407k€388k▼
Amounts payable after more than one year17€345k€316k▼
Financial debts170/4€345k€316k▼
Amounts payable within one year42/48€62k€72k▲
Current portion of amounts payable after more than one year42€29k€30k▲
Financial debts43€2k€3k▲
Credit institutions430/8€2k€3k▲
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Remuneration and social security454/9€548€4▼
Other amounts payable47/48€22k€33k▲
Accrued charges and deferred income492/3-€147
Income statement
Code20242025
Remuneration, social security and pensions62€9k€-293▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€58k€58k▼
Operating profit (loss)9901€30k€40k▲
Financial income75/76B€666€131▼
Recurring financial income75€666€131▼
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€25k€34k▲
Income taxes67/77€8k€10k▲
Profit (loss) for the period9904€17k€24k▲
Profit (loss) for the period to be appropriated9905€17k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€24k▲
Transfer from equity791/2€20k€24k▲
Transfer to equity691/2€15k€22k▲
To other reserves6921€15k€22k▲
Profit to be distributed694/7€22k€25k▲
Return on contributions (dividend)694€22k€25k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €5k ▼78.9%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €25k ▲4.8%
Net result €25k, the highest in the series.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 1.90
Current ratio from 0.71 to 1.90; short-term debt falls from €33k to €25k.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
W. De Vochtstraat 222870 Puurs-Sint-AmandsGround area
290 m²
Building footprint
98 m²
Volume, LiDAR
837 m³
Parcel 12030B0742/00G000, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
de Sampan Puurs
since 20152.244.021.655
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12030B0742/00G000 | Flanders | 290 m² | 1 · 98 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 sitePuurs-Sint-Amands2.244.021.655
Similar companies · same sector, comparable size
Nine
BE 0721.607.348
Gent · Eq €84k
TAKE FIVE BRUSSELS
BE 0700.648.123
Brussel · Eq €84k
MONTE CRISTO
BE 0477.238.911
Tournai · Eq €84k
Bettina
BE 0834.064.101
Nieuwpoort · Eq €84k
POPOTES 107
BE 0771.318.957
Elsene · Eq €84k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,730 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-06-2015
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.