Jawali
ActiveThe computed 12-month bankruptcy probability of Jawali is 1.6% (moderate). The 2025 annual accounts show equity of €134k and a net result of €4k. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 49% of 13204 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▲+5
Solvency55▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.42 against 0.43 in 2024; short-term debt: 41.3% and cash: 13.4% of total assets), and 70.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.8%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
81 d early
2024
76 d early
2023
58 d early
2022
76 d early
2021
76 d early
2020
51 d early
2019
74 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€134k▲ 2.7%
2024 · €131k
2018: €20k
2019: €29k
2020: €45k
2021: €115k
2022: €110k
2023: €129k
2024: €131k
2018 → 2025
Total assets
€451k▼ 7.5%
2024 · €488k
2018: €515k
2019: €507k
2020: €503k
2021: €561k
2022: €535k
2023: €514k
2024: €488k
2018 → 2025
Net result
€4k▲ 8.8%
2024 · €3k
2018: €2k
2019: €11k
2020: €16k
2021: €70k
2022: €1k
2023: €23k
2024: €3k
2018 → 2025
Working capital
€-107k▲ 13.5%
2024 · €-124k
2018: €-212k
2019: €-211k
2020: €-191k
2021: €-108k
2022: €-151k
2023: €-133k
2024: €-124k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€110k▼ 4.4%€129k▲ 17.8%€131k▲ 1.3%€134k▲ 2.7%
Operating result€89k-€11k▼ 87.7%€45k▲ 314%€24k▼ 46.9%€18k▼ 23.4%
Net result€70k-€1k▼ 98.5%€23k▲ 2,128%€3k▼ 85.7%€4k▲ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €451k
Fixed assets
€372k▼ 5.9%
Current assets
€79k▼ 14.5%
Equity and liabilities €451k
Equity
€134k▲ 2.7%
Debt
€317k▼ 11.3%
The debt ratio falls from 73.2% to 70.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€55k▼
2024 · €64k
Cash flow
€40k▼
2024 · €43k
Solvency
29.8%▲
2024 · 26.8%
Current ratio
0.42▼
2024 · 0.43
Quick ratio
0.37▼
2024 · 0.38
Debt / equity
2.36▼
2024 · 2.73
ROE
2.7%▲
2024 · 2.5%
ROA
0.8%▲
2024 · 0.7%
Interest coverage
4.16▲
2024 · 3.56
Debt
€317k▼
2024 · €357k
Debt ≤ 1 year
€186k▼
2024 · €216k
Debt > 1 year
€129k▼
2024 · €141k
Income taxes
€2k▼
2024 · €3k
Staff costs
€-281▼
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€488k€451k▼
Fixed assets21/28€396k€372k▼
Tangible fixed assets22/27€396k€372k▼
Land and buildings22€341k€326k▼
Plant, machinery and equipment23€38k€33k▼
Furniture and vehicles24€16k€13k▼
Current assets29/58€92k€79k▼
Stocks and contracts in progress3€9k€10k▲
Stocks30/36€9k€10k▲
Amounts receivable within one year40/41€3k€5k▲
Trade receivables40€209€459▲
Other amounts receivable41€3k€5k▲
Cash at bank and in hand54/58€76k€61k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€488k€451k▼
Equity10/15€131k€134k▲
Contributions10/11€19k€19k=
Reserves13€112k€116k▲
Distributable reserves133€112k€116k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€357k€317k▼
Amounts payable after more than one year17€141k€129k▼
Financial debts170/4€141k€129k▼
Amounts payable within one year42/48€216k€186k▼
Current portion of amounts payable after more than one year42€26k€24k▼
Trade debts44€10k€10k▼
Suppliers440/4€10k€10k▼
Taxes, remuneration and social security45€21k€13k▼
Taxes450/3€21k€13k▼
Remuneration and social security454/9€163€0▼
Other amounts payable47/48€159k€139k▼
Accrued charges and deferred income492/3€0€2k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€72k€-281▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€37k▼
Other operating charges640/8€3k€5k▲
Gross operating margin9900€139k€60k▼
Operating profit (loss)9901€24k€18k▼
Financial income75/76B€97€524▲
Recurring financial income75€97€524▲
Financial charges65/66B€18k€13k▼
Recurring financial charges65€18k€13k▼
Profit (loss) for the period before taxes9903€6k€6k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€3k€4k▲
Profit (loss) for the period to be appropriated9905€3k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€4k▲
Transfer to equity691/2€2k€4k▲
To other reserves6921€2k€4k▲
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼
Directors or managers695€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €1k ▼98.5%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €70k ▲340%
Operating result €89k, net result €70k, both a record.
31-12
Financial
Equity above €100kEq €115k ▲154%
4 profitable years in a row build equity to €115k.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hellichtstraat 13110 RotselaarGround area
770 m²
Building footprint
213 m²
Volume, LiDAR
1,125 m³
Parcel 24094B0081/00B002, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE WALD
since 20172.264.413.827
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24094B0081/00B002 | Flanders | 770 m² | 1 · 213 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRotselaar2.264.413.827
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,455. 9,212 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-05-2017
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.