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FRANS&CO

Active
Private limited companyfounded 20233 yrs activeKonijnenwarandestraat 103, 1170 Watermaal-Bosvoorde, BelgiumKBO/BCE: BE 0799.324.837
Summary

The computed 12-month bankruptcy probability of FRANS&CO is 2.1% (moderate). The 2025 annual accounts show equity of €173,268 and a net result of €60,982. Equity is growing by ~52.8% per year across the filed fiscal years. Its solvency ranks better than 91% of 7114 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 13.65 against 7.71 in 2024; short-term debt: 7.1% and cash: 86.1% of total assets), and 7.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
92.8%
Return on assets
32.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
48 d late
2024
20 d late
2023
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 33 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 9 March 2023, FRANS&CO was incorporated as a Private limited company.1 Total assets went from EUR 80,428 in 2023 to EUR 186,630 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€173,268▲ 53.2%
2024 · €113,118
Total assets
€186,630▲ 43.0%
2024 · €130,503
Net result
€60,982▲ 2.9%
2024 · €59,261
Working capital
€168,139▲ 60.9%
2024 · €104,518
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€65,627-€75,952▲ 15.7%€77,558▲ 2.1%
Net result€51,358above the sector's middle half-€59,261above the sector's middle half▲ 15.4%€60,982above the sector's middle half▲ 2.9%
Equity€53,858within the sector's middle half-€113,118within the sector's middle half▲ 110%€173,268above the sector's middle half▲ 53.2%
Total assets€80,428within the sector's middle half-€130,503within the sector's middle half▲ 62.3%€186,630within the sector's middle half▲ 43.0%
Debt€26,570-€17,385▼ 34.6%€13,363▼ 23.1%
Working capital€47,593within the sector's middle half-€104,518within the sector's middle half▲ 120%€168,139above the sector's middle half▲ 60.9%
Solvency67.0%within the sector's middle half-86.7%above the sector's middle half▲ 19.7pp92.8%above the sector's middle half▲ 6.2pp
Current ratio3.25within the sector's middle half-7.71above the sector's middle half▲ 4.4613.65above the sector's middle half▲ 5.94
Return on assets (ROA)63.9%above the sector's middle half-45.4%above the sector's middle half▼ 18.4pp32.7%above the sector's middle half▼ 12.7pp
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2023: €65,627€65,627Net result 2023: €51,358€51,358Operating result 2024: €75,952€75,952Net result 2024: €59,261€59,261Operating result 2025: €77,558€77,558Net result 2025: €60,982€60,982202320242025€0€20,000€40,000€60,000€80,000Operating result 2023: €65,627€65,600Net result 2023: €51,358€51,400Operating result 2024: €75,952€76,000Net result 2024: €59,261€59,300Operating result 2025: €77,558€77,600Net result 2025: €60,982€61,000202320242025
The operating result has risen two years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186,630
Fixed assets €5,196 ▼ 50.1%
Current assets €181,434 ▲ 51.1%
Equity and liabilities €186,630
Equity €173,268 ▲ 53.2%
Debt €13,363 ▼ 23.1%
Debt's share of the balance-sheet total falls from 13.3% to 7.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€83,793▲
2024 · €81,330
Cash flow
€67,217▲
2024 · €64,639
Debt to equity
0.08▼
2024 · 0.15
ROE
35.2%▼
2024 · 52.4%
Interest coverage
339.33▲
2024 · 182.96
Debt ≤ 1 year
€13,296▼
2024 · €15,580
Debt > 1 year
€0▼
2024 · €990
Income taxes
€16,404▼
2024 · €16,460
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€130,503€186,630▲
Fixed assets21/28€10,405€5,196▼
Tangible fixed assets22/27€10,405€5,196▼
Plant, machinery and equipment23€1,463€1,025▼
Furniture and vehicles24€8,943€4,170▼
Current assets29/58€120,098€181,434▲
Amounts receivable within one year40/41€33,979€19,467▼
Trade receivables40€31,944€17,152▼
Other amounts receivable41€2,035€2,315▲
Cash at bank and in hand54/58€84,631€160,653▲
Deferred charges and accrued income490/1€1,489€1,314▼
Equity and liabilities
Total equity and liabilities10/49€130,503€186,630▲
Equity10/15€113,118€173,268▲
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€110,618€170,768▲
Amounts payable17/49€17,385€13,363▼
Amounts payable after more than one year17€990€0▼
Financial debts170/4€990€0▼
Amounts payable within one year42/48€15,580€13,296▼
Current portion of amounts payable after more than one year42€3,821€990▼
Trade debts44-€223
Suppliers440/4-€223
Taxes, remuneration and social security45€11,758€11,250▼
Taxes450/3€11,758€11,250▼
Other amounts payable47/48-€833
Accrued charges and deferred income492/3€816€67▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,379€6,235▲
Other operating charges640/8€215€153▼
Gross operating margin9900€81,545€83,946▲
Operating profit (loss)9901€75,952€77,558▲
Financial income75/76B€214€75▼
Recurring financial income75€214€75▼
Financial charges65/66B€445€247▼
Recurring financial charges65€445€247▼
Profit (loss) for the period before taxes9903€75,721€77,386▲
Income taxes67/77€16,460€16,404▼
Profit (loss) for the period9904€59,261€60,982▲
Profit (loss) for the period to be appropriated9905€59,261€60,982▲
Appropriation of the result
Profit (loss) to be appropriated9906€110,618€171,601▲
Profit (loss) brought forward from the previous period14P€51,358€110,618▲
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,798€5,379€6,235▲ 15.9%
Other operating charges640/8€393€215€153▼ 28.8%
Gross operating margin9900€69,818€81,545€83,946▲ 2.9%
Operating profit (loss)9901€65,627€75,952€77,558▲ 2.1%
Financial income75/76B-€214€75▼ 65.1%
Recurring financial income75-€214€75▼ 65.1%
Financial charges65/66B€580€445€247▼ 44.4%
Recurring financial charges65€580€445€247▼ 44.4%
Profit (loss) for the period before taxes9903€65,047€75,721€77,386▲ 2.2%
Income taxes67/77€13,689€16,460€16,404▼ 0.3%
Profit (loss) for the period9904€51,358€59,261€60,982▲ 2.9%
Profit (loss) for the period to be appropriated9905€51,358€59,261€60,982▲ 2.9%
Line202320242025Change
Assets
Total assets20/58€80,428€130,503€186,630▲ 43.0%
Fixed assets21/28€11,689€10,405€5,196▼ 50.1%
Tangible fixed assets22/27€11,689€10,405€5,196▼ 50.1%
Plant, machinery and equipment23€1,900€1,463€1,025▼ 29.9%
Furniture and vehicles24€9,789€8,943€4,170▼ 53.4%
Current assets29/58€68,738€120,098€181,434▲ 51.1%
Amounts receivable within one year40/41€32,743€33,979€19,467▼ 42.7%
Trade receivables40€32,743€31,944€17,152▼ 46.3%
Other amounts receivable41-€2,035€2,315▲ 13.8%
Cash at bank and in hand54/58€34,950€84,631€160,653▲ 89.8%
Deferred charges and accrued income490/1€1,046€1,489€1,314▼ 11.7%
Equity and liabilities
Total equity and liabilities10/49€80,428€130,503€186,630▲ 43.0%
Equity10/15€53,858€113,118€173,268▲ 53.2%
Contributions10/11€2,500€2,500€2,500=
Profit (loss) carried forward14€51,358€110,618€170,768▲ 54.4%
Amounts payable17/49€26,570€17,385€13,363▼ 23.1%
Amounts payable after more than one year17€4,811€990€0▼ 100%
Financial debts170/4€4,811€990€0▼ 100%
Amounts payable within one year42/48€21,145€15,580€13,296▼ 14.7%
Current portion of amounts payable after more than one year42€3,611€3,821€990▼ 74.1%
Trade debts44€486-€223-
Suppliers440/4€486-€223-
Taxes, remuneration and social security45€12,036€11,758€11,250▼ 4.3%
Taxes450/3€12,036€11,758€11,250▼ 4.3%
Other amounts payable47/48€5,012-€833-
Accrued charges and deferred income492/3€614€816€67▼ 91.8%
Line202320242025Change
Profit (loss) for the period9904€51,358€59,261€60,982▲ 2.9%
+ Depreciation and write-downs630€3,798€5,379€6,235▲ 15.9%
Operating cash flow (approximation)€55,156€64,639€67,217▲ 4.0%
Investment in fixed assets (approximation)--€4,094-€1,026▲ 75.0%
Change in cash-€49,680€76,022▲ 53.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 48 days late
2025
31-12
Financial Highest result since 2023net €60,982 ▲2.9%
Operating result €77,558, net result €60,982, both a record.
31-12
Financial Equity above €150,000Eq €173,268 ▲53.2%
3 profitable years in a row build equity to €173,268.
20-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial Liquidity doublescurrent ratio 7.71
Current ratio from 3.25 to 7.71; short-term debt falls from €21,145 to €15,580.
31-12
Financial Equity above €100,000Eq €113,118 ▲110%
2 profitable years in a row build equity to €113,118.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
124 m²
Building footprint
55 m²
Volume, LiDAR
583 m³
Parcel 21652E0114/00H002, Brussels · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FRANS&CO
Konijnenwarandestraat 103, 1170 Watermaal-BosvoordeIT consultancy
since 20232.342.699.854
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21652E0114/00H002 Brussels 124 m² 1 · 54 m² 13.0 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,417 companies in sector 73300 we hold annual accounts for 6,907. 5,376 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-03-2023
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
85592Vocational training
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID 0208:0799324837
Registered 09-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.