B&N Solutions
ActiveB&N Solutions has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127k and a net result of €45k. Its solvency ranks better than 58% of 7017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency88▲+17
Growth52
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.89 against 2.27 in 2024; short-term debt: 18% and cash: 48.9% of total assets), and 36.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.5%
Return on assets
22.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€127k▲ 54.0%
2024 · €83k
2024: €83k
2024 → 2025
Total assets
€200k▲ 11.4%
2024 · €180k
2024: €180k
2024 → 2025
Net result
€45k▼ 44.4%
2024 · €80k
2024: €80k
2024 → 2025
Working capital
€105k▲ 81.8%
2024 · €58k
2024: €58k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€83k-€127k▲ 54.0%
Operating result€105k-€58k▼ 44.7%
Net result€80k-€45k▼ 44.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €200k
Fixed assets
€60k▼ 22.7%
Current assets
€141k▲ 37.0%
Equity and liabilities €200k
Equity
€127k▲ 54.0%
Debt
€73k▼ 24.8%
The debt ratio falls from 54.1% to 36.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€76k▼
2024 · €118k
Cash flow
€63k▼
2024 · €94k
Solvency
63.5%▲
2024 · 45.9%
Current ratio
3.89▲
2024 · 2.27
Quick ratio
3.89▲
2024 · 2.27
Debt / equity
0.57▼
2024 · 1.18
ROE
35.0%▼
2024 · 97.0%
ROA
22.3%▼
2024 · 44.5%
Interest coverage
41.39▼
2024 · 60.66
Debt
€73k▼
2024 · €97k
Debt ≤ 1 year
€36k▼
2024 · €45k
Debt > 1 year
€37k▼
2024 · €52k
Income taxes
€12k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€180k€200k▲
Fixed assets21/28€77k€60k▼
Tangible fixed assets22/27€77k€60k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€75k€58k▼
Current assets29/58€103k€141k▲
Amounts receivable within one year40/41€21k€42k▲
Trade receivables40€19k€18k▼
Other amounts receivable41€2k€24k▲
Cash at bank and in hand54/58€82k€98k▲
Deferred charges and accrued income490/1-€361
Equity and liabilities
Total equity and liabilities10/49€180k€200k▲
Equity10/15€83k€127k▲
Contributions10/11€3k€3k=
Reserves13€80k€125k▲
Distributable reserves133€80k€125k▲
Amounts payable17/49€97k€73k▼
Amounts payable after more than one year17€52k€37k▼
Financial debts170/4€52k€37k▼
Amounts payable within one year42/48€45k€36k▼
Current portion of amounts payable after more than one year42€15k€16k▲
Financial debts43€12€0▼
Credit institutions430/8€12€0▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€29k€18k▼
Taxes450/3€29k€15k▼
Remuneration and social security454/9-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€19k▲
Other operating charges640/8€1k€586▼
Gross operating margin9900€119k€77k▼
Operating profit (loss)9901€105k€58k▼
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€103k€57k▼
Income taxes67/77€23k€12k▼
Profit (loss) for the period9904€80k€45k▼
Profit (loss) for the period to be appropriated9905€80k€45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€45k▼
Transfer to equity691/2€80k€45k▼
To other reserves6921€80k€45k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €100kEq €127k ▲54%
2 profitable years in a row build equity to €127k.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zoutestraat 1322040 AntwerpenGround area
899 m²
Building footprint
132 m²
Volume, LiDAR
683 m³
Parcel 11820C0419/00N000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B&N Solution
since 20222.339.990.584
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11820C0419/00N000 | Flanders | 899 m² | 1 · 132 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 645 EUR awarded · 645 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 645 EUR |
| 2024 | 1 | 645 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,523 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2022
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.