Fleb.us
ActiveFleb.us has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €27k. Equity is growing by ~38.4% per year across the filed fiscal years. Its solvency ranks better than 81% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 6.14 against 11.02 in 2024), and 15.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.9%
Return on assets
21.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
22 d early
2024
49 d early
2023
34 d early
2022
14 d early
2021
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 22.8%
2024 · €89k
2021: €33k
2022: €40k
2023: €65k
2024: €89k
2021 → 2025
Total assets
€129k▲ 34.0%
2024 · €96k
2021: €53k
2022: €62k
2023: €85k
2024: €96k
2021 → 2025
Net result
€27k▲ 12.4%
2024 · €24k
2021: €31k
2022: €7k
2023: €24k
2024: €24k
2021 → 2025
Working capital
€97k▲ 38.5%
2024 · €70k
2021: €33k
2022: €39k
2023: €39k
2024: €70k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€40k▲ 21.6%€65k▲ 59.8%€89k▲ 37.8%€109k▲ 22.8%
Operating result€40k-€12k▼ 70.5%€34k▲ 186%€35k▲ 2.6%€39k▲ 11.7%
Net result€31k-€7k▼ 77.0%€24k▲ 236%€24k▲ 1.1%€27k▲ 12.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 12% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129k
Fixed assets
€12k▼ 34.2%
Current assets
€116k▲ 50.5%
Equity and liabilities €129k
Equity
€109k▲ 22.8%
Debt
€19k▲ 176%
The debt ratio rises from 7.3% to 15.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€45k▲
2024 · €41k
Cash flow
€34k▲
2024 · €31k
Solvency
84.9%▼
2024 · 92.7%
Current ratio
6.14▼
2024 · 11.02
Quick ratio
6.14▼
2024 · 11.02
Debt / equity
0.18▲
2024 · 0.08
ROE
25.1%▼
2024 · 27.4%
ROA
21.3%▼
2024 · 25.4%
Interest coverage
167.03▲
2024 · 150.53
Debt
€19k▲
2024 · €7k
Debt ≤ 1 year
€19k▲
2024 · €7k
Income taxes
€11k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€96k€129k▲
Fixed assets21/28€19k€12k▼
Tangible fixed assets22/27€19k€12k▼
Furniture and vehicles24€19k€12k▼
Current assets29/58€77k€116k▲
Amounts receivable within one year40/41€25k€28k▲
Trade receivables40€12k€15k▲
Other amounts receivable41€13k€14k▲
Current investments50/53€9k€21k▲
Cash at bank and in hand54/58€40k€64k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€96k€129k▲
Equity10/15€89k€109k▲
Contributions10/11€2k€2k=
Reserves13€87k€107k▲
Distributable reserves133€87k€107k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€7k€19k▲
Amounts payable within one year42/48€7k€19k▲
Trade debts44€147€1k▲
Suppliers440/4€147€1k▲
Taxes, remuneration and social security45€7k€10k▲
Taxes450/3€7k€10k▲
Other amounts payable47/48-€7k
Accrued charges and deferred income492/3-€441
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€789€961▲
Gross operating margin9900€42k€46k▲
Operating profit (loss)9901€35k€39k▲
Financial income75/76B€4€501▲
Recurring financial income75€4€501▲
Financial charges65/66B€274€270▼
Recurring financial charges65€274€270▼
Profit (loss) for the period before taxes9903€34k€39k▲
Income taxes67/77€10k€11k▲
Profit (loss) for the period9904€24k€27k▲
Profit (loss) for the period to be appropriated9905€24k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€27k▲
Transfer from equity791/2-€7k
Transfer to equity691/2€24k€27k▲
To other reserves6921€24k€27k▲
Profit to be distributed694/7-€7k
Return on contributions (dividend)694-€7k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €109k ▲22.8%
5 profitable years in a row build equity to €109k.
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 11.02
Current ratio from 2.93 to 11.02; short-term debt falls from €20k to €7k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €7k ▼77%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verbindingslaan 623001 LeuvenGround area
3,747 m²
Building footprint
412 m²
Volume, LiDAR
6,716 m³
Parcel 24434F0050/00H000, Flanders · tallest building 19.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Fleb.us
since 20212.318.059.379
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24434F0050/00H000 | Flanders | 3,747 m² | 1 · 412 m² | 19.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,811 companies in sector 62100 we hold annual accounts for 8,749. 6,928 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-06-2021
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.