Finadalo

Open bankruptcy

Private limited companyfounded 2023Ommegangstraat 72, 9600 Ronse, BelgiumKBO/BCE: BE 0800.339.080

A bankruptcy procedure is open for Finadalo according to publications in the Belgian State Gazette; curator: KATIE COPPENS. The 2024 annual accounts show equity of €109k and a net result of €107k.

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Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

The KBO register records the legal situation: open bankruptcy (code 050). This is today's state according to the register itself; the register carries no start date.

KBO · legal situation

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Belgian State Gazette

Filed after the deadline

The financial year that closed on 31-03-2024 was due by 31-10-2024 and was filed on 15-12-2024, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

45 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€109k

Total assets

€148k

Net result

€107k

Working capital

€106k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €148k

97.9%

Fixed assets €3k

Current assets €145k

Equity and liabilities €148k

74.0%

26.0%

Equity €109k

Debt €38k

Debt finances 26.0% of the balance-sheet total.

Key figures and ratios

2024 value

EBITDA

€142k

Cash flow

€108k

Solvency

74.0%

Current ratio

3.77

Quick ratio

3.77

Debt / equity

0.35

ROE

97.7%

ROA

72.3%

Interest coverage

2498.09

Debt

€38k

Debt ≤ 1 year

€38k

Income taxes

€35k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€148k

Fixed assets21/28€3k

Tangible fixed assets22/27€3k

Land and buildings22€2k

Furniture and vehicles24€709

Current assets29/58€145k

Amounts receivable within one year40/41€133k

Other amounts receivable41€133k

Cash at bank and in hand54/58€12k

Equity and liabilities

Total equity and liabilities10/49€148k

Equity10/15€109k

Contributions10/11€3k

Profit (loss) carried forward14€107k

Amounts payable17/49€38k

Amounts payable within one year42/48€38k

Financial debts43€102

Credit institutions430/8€102

Taxes, remuneration and social security45€38k

Taxes450/3€38k

Income statement Code2024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€845

Other operating charges640/8€2k

Gross operating margin9900€144k

Operating profit (loss)9901€141k

Financial charges65/66B€57

Recurring financial charges65€57

Profit (loss) for the period before taxes9903€141k

Income taxes67/77€35k

Profit (loss) for the period9904€107k

Profit (loss) for the period to be appropriated9905€107k

Appropriation of the result

Profit (loss) to be appropriated9906€107k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Signals 1Filings 1

2025

07-05

Bankruptcy Opening

Ondernemingsrechtbank Gent, afdeling Oudenaarde · FINADALO BV OMMEGANG- STRAAT 72, 9600 RONSE · event 29-04-2025

2024

15-12

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 45 days late

SignalNBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Ronse · 1 establishment unit since 2023

establishment approximate The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ommegangstraat 729600 Ronse

Ground area

1.1 ha

Parcel 45032C0619/00A000, Flanders. Linked by address, not a title deed.

1 establishment unit

Finadalo

Ommegangstraat 72, 9600 RonseRepair, maintenance and installation of machinery and equipment

since 20232.344.331.830

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
45032C0619/00A000	Flanders	1.1 ha	-	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate

Role	Name	Tenure
Curator	KATIE COPPENS EINESTRAAT 34, 9700 OUDENAARDE-	29-04-2025 → present

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Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded03-04-2023

Fiscal year end31-03

Activities, NACEBEL

62010Computer programming, consultancy and related activities

62100Computer programming

62020IT consultancy

62200Computer consultancy and computer facilities management

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.