TEPOLOGY
ActiveThe annual accounts of TEPOLOGY for fiscal year 2025 show a net loss of 52% of total assets. The 2025 annual accounts show equity of €109k and a net result of €-84k. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 16942 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency92▼-8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.99 against 6.04 in 2024; short-term debt: 32.6% and cash: 35.2% of total assets), and 32.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.4%
Return on assets
-51.8%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-12-2025, 52 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
52 d early
2024
51 d early
2023
48 d early
2022
43 d early
2021
41 d early
2020
80 d early
2019
78 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▼ 43.5%
2024 · €193k
2019: €40k
2020: €67k
2021: €112k
2022: €105k
2023: €155k
2024: €193k
2019 → 2025
Total assets
€162k▼ 29.9%
2024 · €231k
2019: €74k
2020: €72k
2021: €130k
2022: €204k
2023: €174k
2024: €231k
2019 → 2025
Net result
€-84k
2024 · €57k
2019: €34k
2020: €27k
2021: €44k
2022: €58k
2023: €59k
2024: €57k
2019 → 2025
Working capital
€105k▼ 45.3%
2024 · €192k
2019: €35k
2020: €64k
2021: €110k
2022: €104k
2023: €153k
2024: €192k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€105k▼ 6.2%€155k▲ 48.5%€193k▲ 24.2%€109k▼ 43.5%
Operating result€63k-€86k▲ 37.1%€80k▼ 7.0%€78k▼ 3.3%€-84k
Net result€44k-€58k▲ 30.9%€59k▲ 1.8%€57k▼ 3.7%€-84k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €84k after €78k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €162k
Fixed assets
€4k▲ 192%
Current assets
€158k▼ 31.4%
Equity and liabilities €162k
Equity
€109k▼ 43.5%
Debt
€53k▲ 38.7%
The debt ratio rises from 16.5% to 32.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-82k▼
2024 · €79k
Cash flow
€-82k▼
2024 · €58k
Solvency
67.4%▼
2024 · 83.5%
Current ratio
2.99▼
2024 · 6.04
Quick ratio
2.99▼
2024 · 6.04
Debt / equity
0.48▲
2024 · 0.20
ROE
-76.8%▼
2024 · 29.5%
ROA
-51.8%▼
2024 · 24.6%
Interest coverage
-521.59▼
2024 · 493.37
Debt
€53k▲
2024 · €38k
Debt ≤ 1 year
€53k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€231k€162k▼
Fixed assets21/28€2k€4k▲
Intangible fixed assets21-€4k
Tangible fixed assets22/27€1k€210▼
Furniture and vehicles24€1k€210▼
Financial fixed assets28€43€43=
Current assets29/58€230k€158k▼
Amounts receivable within one year40/41€62k€101k▲
Trade receivables40€62k€58k▼
Other amounts receivable41€11€43k▲
Cash at bank and in hand54/58€167k€57k▼
Deferred charges and accrued income490/1€800-
Equity and liabilities
Total equity and liabilities10/49€231k€162k▼
Equity10/15€193k€109k▼
Contributions10/11€21k€21k=
Capital10€43€43=
Issued capital100€43€43=
Outside capital11€20k€20k=
Other1109/19€20k€20k=
Reserves13€171k€171k=
Non-distributable reserves130/1€55k€55k=
Legal reserve130€53k€53k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€116k€116k=
Profit (loss) carried forward14€2k€-82k▼
Amounts payable17/49€38k€53k▲
Amounts payable within one year42/48€38k€53k▲
Trade debts44€2k€47k▲
Suppliers440/4€2k€47k▲
Taxes, remuneration and social security45€20k€6k▼
Taxes450/3€19k€5k▼
Remuneration and social security454/9€1k€888▼
Other amounts payable47/48€17k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€384€459▲
Gross operating margin9900€79k€-81k▼
Operating profit (loss)9901€78k€-84k▼
Financial charges65/66B€160€157▼
Recurring financial charges65€160€157▼
Profit (loss) for the period before taxes9903€77k€-84k▼
Income taxes67/77€21k-
Profit (loss) for the period9904€57k€-84k▼
Profit (loss) for the period to be appropriated9905€57k€-84k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€-82k▼
Profit (loss) brought forward from the previous period14P€3k€2k▼
Transfer from equity791/2€13k-
Transfer to equity691/2€55k-
To other reserves6921€55k-
Profit to be distributed694/7€16k-
Return on contributions (dividend)694€16k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
10-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-84k ▼247%
Net result drops to €-84k, the lowest in the series.
2024
11-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
14-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €59k ▲1.8%
Net result €59k, the highest in the series.
30-06
Financial
Liquidity times 5current ratio 9.35
Current ratio from 2.05 to 9.35; short-term debt falls from €100k to €18k.
30-06
Financial
Equity above €150kEq €155k ▲48.5%
5 profitable years in a row build equity to €155k.
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Equity above €100kEq €112k ▲65.9%
3 profitable years in a row build equity to €112k.
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Liquidity times 7current ratio 14.27
Current ratio from 2.04 to 14.27; short-term debt falls from €34k to €5k.
2019
14-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Léopold 21330 RixensartGround area
1,018 m²
Building footprint
109 m²
Volume, LiDAR
571 m³
Parcel 25091A0086/00A000, Wallonia · tallest building 16.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Léopold 2, 1330 Rixensart
since 20182.274.269.126
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091A0086/00A000 | Wallonia | 1,018 m² | 1 · 109 m² | 16.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Nourtec
BE 0722.857.856
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REAL TECH CRAFTSMEN CONSULTING
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Fleb.us
BE 0769.423.103
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DIMI3
BE 0759.930.464
Antwerpen · Eq €109k
Banqup Files
BE 0867.499.902
Gent · Eq €109k
Of 16,869 companies in sector 62100 we hold annual accounts for 8,779. 6,958 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2018
Fiscal year end30-06
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
18130Pre-press and pre-media services
46150Agents in the wholesale of furniture, household goods and hardware
62900Other information technology and computer services
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.