FINTEGRA
ActiveSummary
The computed 12-month bankruptcy probability of FINTEGRA is 13.4% (high). For FINTEGRA, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €219,587 and a net result of €3,492. Equity is growing by about 87% per year across the filed financial years. Its solvency ranks better than 37% of 7,543 sector peers (NACE 82, financial year 2022). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).
Overview
Activity
Other business support services
NACE 82990
1 site
Size
≈ €130,000turnover 2022, estimated
- Equity
- €219,587
- Profit
- €3,492
Turnover estimated from the gross margin
Financial health
- Bankruptcy probabilitywithin 12 months
- 13.4%
2022 figures too old to score
Structure
2023 accounts not filed, 819 days past the deadline8 deeds in the Belgian Official Gazette
Signalsraises riskFigures for financial year 2022 (filed 13-10-2023)3 financial years not filed after the legal deadline; last filed accounts filed 70 days late; 3 of the last 3 lateLiquidity: current ratio 1.63, cash €544, halvedEx-officio strike-off in the KBOTwo or more financial years not filed2022 accounts filed 70 days lateAdministrative warnings in the KBO publicationsShow the evidence
Bankruptcy probability
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2021
Weak
Solvency
55-2
equity 30.4% of total assets
Liquidity
19-17
short-term debt 60.2% · cash 0.1%
Profitability
41-59
return on assets 0.5%
Bankruptcy probability, 12 months
13.4%
High
0%0.5%1.5%4%10%≥ 25%
About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 4.2%lowest value
12-2024: 4.9%▲ +0.7 percentage points vs 11-2024
01-2025: 6.0%▲ +1.1 percentage points vs 12-2024
02-2025: 6.0%● unchanged vs 01-2025
03-2025: 6.1%▲ +0.1 percentage points vs 02-2025
04-2025: 5.6%▼ -0.5 percentage points vs 03-2025
05-2025: 5.6%● unchanged vs 04-2025
06-2025: 5.6%● unchanged vs 05-2025
07-2025: 5.6%● unchanged vs 06-2025
08-2025: 7.3%▲ +1.7 percentage points vs 07-2025
09-2025: 7.3%● unchanged vs 08-2025
10-2025: 7.3%● unchanged vs 09-2025
11-2025: 7.8%▲ +0.5 percentage points vs 10-2025
12-2025: 7.8%● unchanged vs 11-2025
01-2026: 7.8%● unchanged vs 12-2025
02-2026: 7.9%▲ +0.1 percentage points vs 01-2026
03-2026: 7.9%● unchanged vs 02-2026
04-2026: 7.9%● unchanged vs 03-2026
05-2026: 13.9%▲ +6.0 percentage points vs 04-2026highest value
06-2026: 13.9%● unchanged vs 05-2026highest value
07-2026: 13.9%● unchanged vs 06-2026highest value
08-2026: 13.4%▼ -0.5 percentage points vs 07-2026
09-2026: 13.4%● unchanged vs 08-2026
10-2026: 13.4%● unchanged vs 09-2026
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Signals
Seven signals.
raises risk
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 year end31-07-2024 deadline28-10-2026 today
raises risk · 2022 accounts filed 70 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 09-10-2023, 70 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
70 days late
2021
92 days late
2020
89 days late
2019
122 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 93 days after the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
- Address struckSchippersstraat 21 L’adresse du siège…
- Incorporation · Founding capitalBank account · Share issue
- General meeting · Amendment of the…Registered office clause · Capital…
Financials · financial year 2022, micro format
2023 annual accounts not yet filed, deadline passed on 31 July 2024 Financial year closed on 31 December 2023; filing due at the latest 7 months after the close (Companies Code art. 3:10). 3 financial years without a filing since the last one filed. Source: NBB filings, as of 28 October 2026.
Turnover
≈ €130,000
Estimated: probably between €64,000 and €240,000
Total assets
€722,250▲ 5.4%
2021 · €685,521
Net result
€3,492▼ 98.2%
2021 · €194,844
Working capital
€273,919▼ 38.4%
2021 · €444,407
Trend over the years
2018 to 2022, 5 financial years 2018 to 2022, 5 financial years
The operating result falls in 2022; 2022 is 95% below 2021 and is the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€13,652
2022
Net result€3,492
2022
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€722,250
2022
Equity€219,587
2022
Debt€437,130
2022
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€273,919
2022
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)0.5%
2022
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency30.4%
2022
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio1.63
2022
Average staff in full-time equivalents (FTE).
Staff (FTE)1.1
2021
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 82, Office administrative, office support and other business support activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022
Operating result€68,670-€44,813▼ 34.7%€42,770▼ 4.6%€291,856▲ 582%€13,652▼ 95.3%
Net result€38,553-€19,942▼ 48.3%€8,643within the sector's middle half▼ 56.7%€194,844above the sector's middle half▲ 23×€3,492within the sector's middle half▼ 98.2%
Equity€23,026-€27,479▲ 19.3%€21,252within the sector's middle half▼ 22.7%€216,096above the sector's middle half▲ 917%€219,587above the sector's middle half▲ 1.6%
Total assets€331,644-€377,669▲ 13.9%€644,276above the sector's middle half▲ 70.6%€685,521above the sector's middle half▲ 6.4%€722,250above the sector's middle half▲ 5.4%
Debt€308,618-€350,190▲ 13.5%€623,024▲ 77.9%€403,893▼ 35.2%€437,130▲ 8.2%
Working capital-€88,495--€49,609▲ 43.9%-€77,939below the sector's middle half▼ 57.1%€444,407above the sector's middle half€273,919above the sector's middle half▼ 38.4%
Solvency6.9%-7.3%▲ 0.3pp3.3%below the sector's middle half▼ 4.0pp31.5%within the sector's middle half▲ 28.2pp30.4%within the sector's middle half▼ 1.1pp
Current ratio0.71-0.86▲ 0.150.87within the sector's middle half▲ 0.012.94within the sector's middle half▲ 2.061.63within the sector's middle half▼ 1.31
Return on assets (ROA)11.6%-5.3%▼ 6.3pp1.3%within the sector's middle half▼ 3.9pp28.4%above the sector's middle half▲ 27.1pp0.5%within the sector's middle half▼ 27.9pp
Staff (FTE)5.3-5above the sector's middle half1.1▼ 78.0%
above
within
below
the middle half of NACE 82, Office administrative, office support and other business support activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €722,250
Fixed assets
€13,663 ▲ 18.9%
Current assets
€708,587 ▲ 5.1%
Equity and liabilities €722,250
Equity
€219,587 ▲ 1.6%
Provisions
€65,532 =
Debt
€437,130 ▲ 8.2%
Debt's share of the balance-sheet total rises from 58.9% to 60.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19,368▼
2021 · €295,130
Cash flow
€9,207▼
2021 · €198,118
Debt to equity
1.99▲
2021 · 1.87
ROE
1.6%▼
2021 · 90.2%
Interest coverage
2.56▼
2021 · 9.14
Debt ≤ 1 year
€434,667▲
2021 · €229,620
Debt > 1 year
€2,463▼
2021 · €6,624
Income taxes
€5,508▲
2021 · €4,254
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €52,109 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €38,264 | €35,232 | €37,553 | €3,274 | €5,716 | ▲ 74.6% |
| Other operating charges640/8 | - | - | - | €3,089 | €1,606 | ▼ 48.0% |
| Gross operating margin9900 | €318,800 | €334,300 | €308,815 | €350,328 | €20,973 | ▼ 94.0% |
| Operating profit (loss)9901 | €68,670 | €44,813 | €42,770 | €291,856 | €13,652 | ▼ 95.3% |
| Financial income75/76B | - | - | - | €5,050 | €2,902 | ▼ 42.5% |
| Recurring financial income75 | €2,731 | €2 | €2 | €5,050 | €2,902 | ▼ 42.5% |
| Financial charges65/66B | - | - | - | €32,275 | €7,553 | ▼ 76.6% |
| Recurring financial charges65 | €12,810 | €10,129 | €20,352 | €32,275 | €7,553 | ▼ 76.6% |
| Profit (loss) for the period before taxes9903 | €58,591 | €36,923 | €22,420 | €264,630 | €9,000 | ▼ 96.6% |
| Transfer to deferred taxes680 | - | - | - | €65,532 | - | - |
| Income taxes67/77 | €20,037 | €16,981 | €13,777 | €4,254 | €5,508 | ▲ 29.5% |
| Profit (loss) for the period9904 | €38,553 | €19,942 | €8,643 | €194,844 | €3,492 | ▼ 98.2% |
| Transfer to tax-exempt reserves689 | - | - | - | €196,597 | - | - |
| Profit (loss) for the period to be appropriated9905 | €38,553 | €19,942 | €8,643 | -€1,753 | €3,492 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €331,644 | €377,669 | €644,276 | €685,521 | €722,250 | ▲ 5.4% |
| Fixed assets21/28 | €111,521 | €77,088 | €109,900 | €11,495 | €13,663 | ▲ 18.9% |
| Intangible fixed assets21 | €98,901 | €68,491 | €39,698 | - | - | - |
| Tangible fixed assets22/27 | €12,015 | €8,596 | €70,203 | €11,495 | €13,663 | ▲ 18.9% |
| Furniture and vehicles24 | - | - | - | €11,495 | €13,663 | ▲ 18.9% |
| Financial fixed assets28 | €605 | - | - | - | - | - |
| Current assets29/58 | €220,123 | €300,582 | €534,375 | €674,027 | €708,587 | ▲ 5.1% |
| Amounts receivable after more than one year29 | - | - | - | €184,010 | €106,144 | ▼ 42.3% |
| Other amounts receivable291 | - | - | - | €184,010 | €106,144 | ▼ 42.3% |
| Amounts receivable within one year40/41 | €113,598 | €212,372 | €373,581 | €363,478 | €594,107 | ▲ 63.5% |
| Trade receivables40 | - | - | - | €31,941 | €322,521 | ▲ 910% |
| Other amounts receivable41 | - | - | - | €331,537 | €271,586 | ▼ 18.1% |
| Cash at bank and in hand54/58 | €19,021 | €5,049 | €38,092 | €5,827 | €544 | ▼ 90.7% |
| Deferred charges and accrued income490/1 | - | - | - | €120,712 | €7,793 | ▼ 93.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €331,644 | €377,669 | €644,276 | €685,521 | €722,250 | ▲ 5.4% |
| Equity10/15 | €23,026 | €27,479 | €21,252 | €216,096 | €219,587 | ▲ 1.6% |
| Contributions10/11 | €20,000 | €20,000 | - | €20,000 | €20,000 | = |
| Reserves13 | €3,000 | €3,000 | €3,000 | €199,597 | €199,597 | = |
| Non-distributable reserves130/1 | - | - | - | €3,000 | €3,000 | = |
| Reserves not available under the articles1311 | - | - | - | €3,000 | €3,000 | = |
| Tax-exempt reserves132 | - | - | - | €196,597 | €196,597 | = |
| Profit (loss) carried forward14 | €26 | €4,479 | -€1,748 | -€3,502 | -€10 | ▲ 99.7% |
| Provisions and deferred taxes16 | - | - | - | €65,532 | €65,532 | = |
| Deferred taxes168 | - | - | - | €65,532 | €65,532 | = |
| Amounts payable17/49 | €308,618 | €350,190 | €623,024 | €403,893 | €437,130 | ▲ 8.2% |
| Amounts payable after more than one year17 | - | - | €10,710 | €6,624 | €2,463 | ▼ 62.8% |
| Financial debts170/4 | - | - | - | €6,624 | €2,463 | ▼ 62.8% |
| Amounts payable within one year42/48 | €308,618 | €350,190 | €612,315 | €229,620 | €434,667 | ▲ 89.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €4,086 | €4,161 | ▲ 1.9% |
| Trade debts44 | €50,344 | €75,262 | €216,839 | €189,812 | €33,323 | ▼ 82.4% |
| Suppliers440/4 | - | - | - | €189,812 | €33,323 | ▼ 82.4% |
| Advances received on contracts in progress46 | - | - | - | - | €387,421 | - |
| Taxes, remuneration and social security45 | - | - | - | €35,722 | €9,762 | ▼ 72.7% |
| Taxes450/3 | - | - | - | €35,722 | €9,762 | ▼ 72.7% |
| Accrued charges and deferred income492/3 | - | - | - | €167,649 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €38,553 | €19,942 | €8,643 | €194,844 | €3,492 | ▼ 98.2% |
| + Depreciation and write-downs630 | €38,264 | €35,232 | €37,553 | €3,274 | €5,716 | ▲ 74.6% |
| Operating cash flow (approximation) | €76,817 | €55,175 | €46,196 | €198,118 | €9,207 | ▼ 95.4% |
| Investment in fixed assets (approximation) | - | -€799 | -€70,366 | €95,132 | -€7,884 | - |
| Change in cash | - | -€13,973 | €33,044 | -€32,265 | -€5,284 | ▲ 83.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 11 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2022 | micro format | 09-10-2023 | 2023-00484404 |
| 31-12-2021 | micro format | 31-10-2022 | 2022-20480205 |
| 31-12-2020 | micro format | 28-10-2021 | 2021-74600452 |
| 31-12-2019 | micro format | 30-11-2020 | 2020-74100596 |
| 31-12-2018 | micro format | 14-10-2019 | 2019-70600368 |
| 31-12-2017 | micro format | 31-08-2018 | 2018-60500300 |
| 31-12-2016 | micro format | 28-09-2017 | 2017-64600336 |
| 31-12-2015 | abbreviated format | 20-09-2016 | 2016-60400287 |
| 31-12-2014 | abbreviated format | 09-09-2015 | 2015-58300348 |
| 31-12-2013 | abbreviated format | 01-12-2014 | 2014-68100051 |
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Of the 24,212 active companies whose main activity is other business support services (NACE 82990), figures are known for 9,701. 7,013 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
No directors read yet: 0 of 8 Gazette acts processed. See the directors and other office holders in the KBO →
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
2026
28-04
KBO administration
Address struck
Schippersstraat 21 L’adresse du siège Schippersstraat 21 3500 Schippersstraat 21 3500,
3500 Hasselt werd doorgehaald met ingang Hasselt · event 12-04-2026
2025
30-12
Gazette deed
Incorporation · Founding capital
Bank account · Share issue
2023
20-12
Gazette deed
General meeting · Amendment of the articles
Registered office clause · Capital conversion
11-12
Gazette deed
Founder · Incorporation
Founding capital · Shareholding
10-11
Gazette deed
General meeting · Incorporation
Other provision · Amendment of the articles
09-10
NBB filing
Annual accounts filed
financial year 2022 · micro format · 70 days late
09-08
Gazette deed
Transfer restriction · Board rule
Director appointment · Representation rule
24-05
Gazette deed
Incorporation · Founder
Founding capital · Other provision
2022
31-12
Financial
Weakest financial yearnet €3,492 ▼98.2%
Net result drops to €3,492, the lowest in the series.
31-10
NBB filing
Annual accounts filed
financial year 2021 · micro format · 92 days late
2021
31-12
Financial
Highest result from 2018 to 2022net €194,844 ▲2,154%
Operating result €291,856, net result €194,844, both a record.
31-12
Financial
Liquidity more than triplescurrent ratio 2.94
Current ratio from 0.87 to 2.94; short-term debt falls from €612,315 to €229,620.
Show earlier events
31-12
Financial
Equity above €200,000equity €216,096 ▲917%
A profit in every financial year since 2018 builds equity to €216,096.
28-10
NBB filing
Annual accounts filed
financial year 2020 · micro format · 89 days late
2020
30-11
NBB filing
Annual accounts filed
financial year 2019 · micro format · 122 days late
2019
14-10
NBB filing
Annual accounts filed
financial year 2018 · micro format · 75 days late
2018
31-08
NBB filing
Annual accounts filed
financial year 2017 · micro format · 31 days late
2017
28-09
NBB filing
Annual accounts filed
financial year 2016 · micro format · 59 days late
2016
20-09
NBB filing
Annual accounts filed
financial year 2015 · abbreviated format · 51 days late
2015
09-09
NBB filing
Annual accounts filed
financial year 2014 · abbreviated format · 40 days late
2014
01-12
NBB filing
Annual accounts filed
financial year 2013 · abbreviated format · 123 days late
SignalFinancial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 11 annual accounts filed, the latest 10 are here; all 11 are under Financials.
0 of 8 deeds read
About the unread acts
We know of 8 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company
Founded14-12-2011
Financial year end31-12
Activities, NACEBEL 2025
82990Other business support services
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0841999887
Also
9925:BE0841999887
Registered
01-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2011
Ground area
647 m²
Parcel 71323C0310/00B009, Flanders. Linked by address, not a title deed.
1 establishment unit
FINTEGRA
since 2011unit no. 2.206.650.822
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71323C0310/00B009 | Flanders | 647 m² | - | - |
How the parcels are linked
Good to know
The parcel matches the address exactly.