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Cémaline Consult

Active
Private limited companyfounded 20241 yr activeKapelstraat 16, 2270 Herenthout, BelgiumKBO/BCE: BE 1017.555.437
Summary

Cémaline Consult has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €219,768 and a net result of €218,827. Its solvency ranks better than 60% of 7859 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency87▲+31
Growth78
Track record82
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.33; short-term debt: 37.7% and cash: 58.8% of total assets), and 37.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
62.3%
Return on assets
62.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
29 d early
2024
21 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 December 2024, Cémaline Consult was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€219,768▲ 23,256%
2024 · €941
Total assets
€352,492▲ 11,650%
2024 · €3,000
Net result
€218,827
2024 · -€2,059
Working capital
€175,933▲ 8,497%
2024 · €2,046
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€2,059-€288,744
Net result-€2,059below the sector's middle half-€218,827above the sector's middle half
Equity€941below the sector's middle half-€219,768above the sector's middle half▲ 23,256%
Total assets€3,000below the sector's middle half-€352,492within the sector's middle half▲ 11,650%
Debt€2,059-€132,724▲ 6,346%
Working capital€2,046within the sector's middle half-€175,933above the sector's middle half▲ 8,497%
Solvency62.3%within the sector's middle half
Current ratio2.33within the sector's middle half
Return on assets (ROA)62.1%above the sector's middle half
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000€300,000Operating result 2024: -€2,059-€2,059Net result 2024: -€2,059-€2,059Operating result 2025: €288,744€288,744Net result 2025: €218,827€218,82720242025-€100,000€0€100,000€200,000€300,000Operating result 2024: -€2,059-€2,060Net result 2024: -€2,059-€2,060Operating result 2025: €288,744€289,000Net result 2025: €218,827€219,00020242025
The operating result returns to profit in 2025: €288,744 after a loss of €2,059 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €352,492
Fixed assets €43,835
Current assets €308,658
Equity and liabilities €352,492
Equity €219,768 ▲ 23,256%
Debt €132,724 ▲ 6,346%
Debt's share of the balance-sheet total falls from 68.6% to 37.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.60
ROE
99.6%
Debt ≤ 1 year
€132,724▲
2024 · €954
Income taxes
€69,873
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€3,000€352,492▲
Fixed assets21/28-€43,835
Tangible fixed assets22/27-€43,835
Furniture and vehicles24-€43,835
Current assets29/58€3,000€308,658▲
Amounts receivable within one year40/41-€101,418
Trade receivables40-€101,418
Cash at bank and in hand54/58€3,000€207,240▲
Equity and liabilities
Total equity and liabilities10/49€3,000€352,492▲
Equity10/15€941€219,768▲
Contributions10/11€3,000€3,000=
Reserves13-€216,768
Distributable reserves133-€216,768
Profit (loss) carried forward14-€2,059€0▲
Amounts payable17/49€2,059€132,724▲
Amounts payable within one year42/48€954€132,724▲
Trade debts44€954€50,077▲
Suppliers440/4€954€50,077▲
Taxes, remuneration and social security45-€81,894
Taxes450/3-€81,894
Other amounts payable47/48-€753
Accrued charges and deferred income492/3€1,106€0▼
Income statement Code20242025
Other operating charges640/8€156€186▲
Gross operating margin9900-€1,904€288,929▲
Operating profit (loss)9901-€2,059€288,744▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B-€43
Recurring financial charges65-€43
Profit (loss) for the period before taxes9903-€2,059€288,700▲
Income taxes67/77-€69,873
Profit (loss) for the period9904-€2,059€218,827▲
Profit (loss) for the period to be appropriated9905-€2,059€218,827▲
Appropriation of the result
Profit (loss) to be appropriated9906-€2,059€216,768▲
Profit (loss) brought forward from the previous period14P--€2,059
Transfer to equity691/2-€216,768
To other reserves6921-€216,768

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€156€186▲ 19.4%
Gross operating margin9900-€1,904€288,929▲ 15,278%
Operating profit (loss)9901-€2,059€288,744▲ 14,123%
Financial income75/76B-€0-
Recurring financial income75-€0-
Financial charges65/66B-€43-
Recurring financial charges65-€43-
Profit (loss) for the period before taxes9903-€2,059€288,700▲ 14,121%
Income taxes67/77-€69,873-
Profit (loss) for the period9904-€2,059€218,827▲ 10,728%
Profit (loss) for the period to be appropriated9905-€2,059€218,827▲ 10,728%
Line20242025Change
Assets
Total assets20/58€3,000€352,492▲ 11,650%
Fixed assets21/28-€43,835-
Tangible fixed assets22/27-€43,835-
Furniture and vehicles24-€43,835-
Current assets29/58€3,000€308,658▲ 10,189%
Amounts receivable within one year40/41-€101,418-
Trade receivables40-€101,418-
Cash at bank and in hand54/58€3,000€207,240▲ 6,808%
Equity and liabilities
Total equity and liabilities10/49€3,000€352,492▲ 11,650%
Equity10/15€941€219,768▲ 23,256%
Contributions10/11€3,000€3,000=
Reserves13-€216,768-
Distributable reserves133-€216,768-
Profit (loss) carried forward14-€2,059€0▲ 100%
Amounts payable17/49€2,059€132,724▲ 6,346%
Amounts payable within one year42/48€954€132,724▲ 13,819%
Trade debts44€954€50,077▲ 5,152%
Suppliers440/4€954€50,077▲ 5,152%
Taxes, remuneration and social security45-€81,894-
Taxes450/3-€81,894-
Other amounts payable47/48-€753-
Accrued charges and deferred income492/3€1,106€0▼ 100%
Line20242025Change
Profit (loss) for the period9904-€2,059€218,827▲ 10,728%
Operating cash flow (approximation)-€2,059€218,827▲ 10,728%
Change in cash-€204,240-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-08
State Gazette act General meeting · Director resignation
Director discharge · Permanent representative
02-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €218,827
Net result €218,827 after one loss-making year.
31-12
Financial Equity above €200,000Eq €219,768 ▲23,256%
Equity rises from €941 to €219,768.
10-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Herenthout · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,636 m²
Building footprint
218 m²
Volume, LiDAR
1,139 m³
Parcel 13012B0126/00E000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Cémaline Consult
Kapelstraat 16, 2270 HerenthoutHoldings
since 20242.367.416.345
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13012B0126/00E000 Flanders 1,636 m² 1 · 218 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,516 companies in sector 82990 we hold annual accounts for 9,420. 6,855 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017555437
Also 9925:BE1017555437
Registered 19-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.