Checked.be · Company dossierhttps://checked.be/en/c/fintegra-0841999887 · as of 11-10-2026
FINTEGRA
Active
Private limited company · founded 2011 · active for 14 yearsKBO/BCE: BE 0841.999.887
Summary
The computed 12-month bankruptcy probability of FINTEGRA is 13.4% (high). For FINTEGRA, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €219,587 and a net result of €3,492. Equity is growing by about 87% per year across the filed financial years. Its solvency ranks better than 37% of 7,544 sector peers (NACE 82, financial year 2022). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Signalsraises riskFigures for financial year 2022 (filed 13-10-2023)3 financial years not filed after the legal deadline; latest accounts 70 days late; 3 of the last 3 lateLiquidity: current ratio 1.63, cash €544, halvedEx-officio strike-off in the KBOTwo or more financial years not filedAdministrative warnings in the KBO publicationsneutralFiled after the deadlineShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2021
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency55-2
equity 30.4% of total assets
Liquidity19-17
short-term debt 60.2% · cash 0.1%
Profitability41-59
return on assets 0.5%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
13.4%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.2% (12,620 companies, NACE 82, micro)
Last 24 months11-2024: 4.2%lowest value12-2024: 4.9%▲ +0.7 percentage points vs 11-202401-2025: 6.0%▲ +1.1 percentage points vs 12-202402-2025: 6.0%● unchanged vs 01-202503-2025: 6.1%▲ +0.1 percentage points vs 02-202504-2025: 5.6%▼ -0.5 percentage points vs 03-202505-2025: 5.6%● unchanged vs 04-202506-2025: 5.6%● unchanged vs 05-202507-2025: 5.6%● unchanged vs 06-202508-2025: 7.3%▲ +1.7 percentage points vs 07-202509-2025: 7.3%● unchanged vs 08-202510-2025: 7.3%● unchanged vs 09-202511-2025: 7.8%▲ +0.5 percentage points vs 10-202512-2025: 7.8%● unchanged vs 11-202501-2026: 7.8%● unchanged vs 12-202502-2026: 7.9%▲ +0.1 percentage points vs 01-202603-2026: 7.9%● unchanged vs 02-202604-2026: 7.9%● unchanged vs 03-202605-2026: 13.9%▲ +6.0 percentage points vs 04-2026highest value06-2026: 13.9%● unchanged vs 05-2026highest value07-2026: 13.9%● unchanged vs 06-2026highest value08-2026: 13.4%▼ -0.5 percentage points vs 07-202609-2026: 13.4%● unchanged vs 08-202610-2026: 13.4%● unchanged vs 09-2026
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2023 year end31-07-2024 deadline11-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 09-10-2023, 70 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 93 days after the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.