AGUNA
ActiveSummary
AGUNA has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €187k and a net result of €8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 34% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability38▼-22
Solvency57▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.42 in 2023; short-term debt: 63.1% and cash: 10.1% of total assets), but 68.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
14 d early
2022
31 d early
2021
31 d late
2020
11 d early
2019
41 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€187k▼ 7.8%
2023 · €202k
Total assets
€586k▼ 19.4%
2023 · €727k
Net result
€8k▼ 66.7%
2023 · €25k
Working capital
€196k▼ 6.8%
2023 · €210k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€47k€27k▼ 42.8%€192k▲ 618%€48k▼ 75.2%€28k▼ 41.9%
Net result€41k€13k▼ 67.7%€130k▲ 889%€25k▼ 80.5%€8k▼ 66.7%
Equity€67k▲ 190%€49k▼ 27.6%€179k▲ 267%€202k▲ 13.3%€187k▼ 7.8%
Total assets€346k▲ 66.2%€588k▲ 70.0%€296k▼ 49.7%€727k▲ 146%€586k▼ 19.4%
Debt€279k▲ 50.7%€540k▲ 93.6%€118k▼ 78.2%€525k▲ 347%€400k▼ 23.9%
Working capital€-185k▼ 84.7%€39k€169k▲ 338%€210k▲ 24.3%€196k▼ 6.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 42% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €586k
Fixed assets
€21k ▼ 6.6%
Current assets
€566k ▼ 19.8%
Equity and liabilities €586k
Equity
€187k ▼ 7.8%
Debt
€400k ▼ 23.9%
Debt's share of the balance-sheet total falls from 72.2% to 68.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€30k▼
2023 · €50k
Cash flow
€11k▼
2023 · €28k
Current ratio
1.53▲
2023 · 1.42
Quick ratio
0.25▲
2023 · 0.14
Debt to equity
2.14▼
2023 · 2.59
ROE
4.5%▼
2023 · 12.5%
ROA
1.4%▼
2023 · 3.5%
Interest coverage
2.11▼
2023 · 4.44
Debt ≤ 1 year
€370k▼
2023 · €495k
Debt > 1 year
€30k=
2023 · €30k
Income taxes
€5k▼
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €1k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €2k | €1k | €2k | €3k | ▲ 12.7% |
| Other operating charges640/8 | - | €1k | €8k | €4k | €2k | ▼ 54.8% |
| Non-recurring operating charges66A | - | - | - | €83 | €10 | ▼ 87.9% |
| Gross operating margin9900 | €53k | €30k | €202k | €54k | €32k | ▼ 40.6% |
| Operating profit (loss)9901 | €47k | €27k | €192k | €48k | €28k | ▼ 41.9% |
| Financial income75/76B | - | - | - | €298 | €2 | ▼ 99.5% |
| Recurring financial income75 | €38 | - | - | €298 | €2 | ▼ 99.5% |
| Financial charges65/66B | - | €9k | €5k | €11k | €14k | ▲ 28.1% |
| Recurring financial charges65 | €6k | €9k | €5k | €11k | €14k | ▲ 28.1% |
| Profit (loss) for the period before taxes9903 | €41k | €18k | €188k | €37k | €13k | ▼ 63.9% |
| Income taxes67/77 | €574 | €5k | €58k | €11k | €5k | ▼ 57.6% |
| Profit (loss) for the period9904 | €41k | €13k | €130k | €25k | €8k | ▼ 66.7% |
| Profit (loss) for the period to be appropriated9905 | €41k | €13k | €130k | €25k | €8k | ▼ 66.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €346k | €588k | €296k | €727k | €586k | ▼ 19.4% |
| Fixed assets21/28 | €255k | €10k | €9k | €22k | €21k | ▼ 6.6% |
| Tangible fixed assets22/27 | €255k | €10k | €9k | €22k | €21k | ▼ 6.6% |
| Land and buildings22 | - | €844 | €466 | €113 | €8 | ▼ 93.3% |
| Plant, machinery and equipment23 | - | €9k | €8k | €20k | €18k | ▼ 9.3% |
| Furniture and vehicles24 | - | €313 | €966 | €2k | €2k | ▲ 29.4% |
| Current assets29/58 | €91k | €578k | €287k | €705k | €566k | ▼ 19.8% |
| Stocks and contracts in progress3 | €4k | €429k | €171k | €638k | €475k | ▼ 25.6% |
| Stocks30/36 | - | €429k | €171k | €638k | €475k | ▼ 25.6% |
| Amounts receivable within one year40/41 | €18k | €34k | €20k | €31k | €29k | ▼ 6.6% |
| Trade receivables40 | - | €19k | €15k | €25k | €13k | ▼ 46.5% |
| Other amounts receivable41 | - | €16k | €5k | €6k | €16k | ▲ 147% |
| Cash at bank and in hand54/58 | €68k | €112k | €95k | €34k | €59k | ▲ 72.0% |
| Deferred charges and accrued income490/1 | - | €3k | €622 | €2k | €3k | ▲ 61.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €346k | €588k | €296k | €727k | €586k | ▼ 19.4% |
| Equity10/15 | €67k | €49k | €179k | €202k | €187k | ▼ 7.8% |
| Contributions10/11 | - | €20k | €20k | €20k | €20k | = |
| Reserves13 | €49k | €29k | €159k | €182k | €167k | ▼ 8.7% |
| Distributable reserves133 | - | €29k | €159k | €182k | €167k | ▼ 8.7% |
| Profit (loss) carried forward14 | €-9k | - | - | €0 | €0 | - |
| Amounts payable17/49 | €279k | €540k | €118k | €525k | €400k | ▼ 23.9% |
| Amounts payable after more than one year17 | €2k | - | - | €30k | €30k | = |
| Financial debts170/4 | - | - | - | €30k | €30k | = |
| Amounts payable within one year42/48 | €276k | €540k | €118k | €495k | €370k | ▼ 25.3% |
| Current portion of amounts payable after more than one year42 | - | €2k | - | - | €205k | - |
| Financial debts43 | - | €430k | - | €210k | €0 | ▼ 100% |
| Credit institutions430/8 | - | €430k | - | €210k | €0 | ▼ 100% |
| Trade debts44 | €86k | €55k | €26k | €11k | €6k | ▼ 42.9% |
| Suppliers440/4 | - | €55k | €26k | €11k | €6k | ▼ 42.9% |
| Taxes, remuneration and social security45 | - | €9k | €10k | €11k | €7k | ▼ 34.0% |
| Taxes450/3 | - | €9k | €10k | €11k | €7k | ▼ 34.0% |
| Other amounts payable47/48 | - | €44k | €82k | €264k | €152k | ▼ 42.5% |
| Accrued charges and deferred income492/3 | - | - | - | €21 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €41k | €13k | €130k | €25k | €8k | ▼ 66.7% |
| + Depreciation and write-downs630 | €5k | €2k | €1k | €2k | €3k | ▲ 12.7% |
| Operating cash flow (approximation) | €46k | €15k | €131k | €28k | €11k | ▼ 59.9% |
| Investment in fixed assets (approximation) | - | €243k | €-869 | €-15k | €-1k | ▲ 91.8% |
| Change in cash | - | €44k | €-17k | €-61k | €25k | ▲ 140% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €202k ▲13.3%
4 profitable years in a row build equity to €202k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €130k ▲889%
Operating result €192k, net result €130k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.44
Current ratio from 1.07 to 2.44; short-term debt falls from €540k to €118k.
31-12
Financial
Equity above €150kEq €179k ▲267%
3 profitable years in a row build equity to €179k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 1.07
Current ratio from 0.33 to 1.07.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 2 establishment units since 2012
Ground area
2,078 m²
Building footprint
268 m²
Volume, LiDAR
1,684 m³
2 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
AGUNA
since 20122.215.095.859
PROVIA
since 20162.252.644.955
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37007A0143/00L000 | Flanders | 1,961 m² | 1 · 185 m² | 8.8 m · 2 fl. |
| 34022E0024/00N032 | Flanders | 117 m² | 1 · 83 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 77 EUR awarded · 77 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 77 EUR | 77 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 6,981 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-12-2012
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.