FINTEGRA: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
FINTEGRA
NACE 82.990, Other business support services
fiscal year 2021 against 2022filed annual accounts (NBB)
Net result for the year
€3,492
2021 · €194,844-€191,352
Equity
€219,587
2021 · €216,096+€3,492
Cash
€544
2021 · €5,827-€5,284
Balance sheet total
€722,250
2021 · €685,521+€36,728
Largest movements
Assets
- Receivables within one year +€230,629
up €230,629 (+63.5%), from €363,478 to €594,107
of which Trade receivables: +€290,580
- Deferred charges and accrued income -€112,919
down €112,919 (-93.5%), from €120,712 to €7,793
- Receivables after one year -€77,867
down €77,867 (-42.3%), from €184,010 to €106,144
Equity and liabilities
- Advances received +€387,421
new in 2022: €387,421
- Accrued charges and deferred income -€167,649
no longer reported in 2022 (was €167,649)
- Trade debts -€156,489
down €156,489 (-82.4%), from €189,812 to €33,323
- Tax, wage and social debts -€25,960
down €25,960 (-72.7%), from €35,722 to €9,762
Income statement
- Gross operating margin -€329,354
down €329,354 (-94.0%), from €350,328 to €20,973
- Staff costs -€52,109
no longer reported in 2022 (was €52,109)
- Financial charges -€24,721
down €24,721 (-76.6%), from €32,275 to €7,553
From the 2021 result to the 2022 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2021
€194,844
Gross operating margin
-€329,354
Staff costs
+€52,109
Depreciation
-€2,442
Other operating charges
+€1,483
Financial income
-€2,148
Financial charges
+€24,721
Taxes
-€1,255
Deferred taxes and other
+€65,532
Result 2022
€3,492
Cash bridge derived
Derived from the 2021 and 2022 balance sheets and the 2022 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€6,686
Investment
-€7,884
Financing
-€4,086
Cash 2021
€5,827
From operations (derived)
+€6,686
Net result for the year
+€3,492
Depreciation
+€5,716
Receivables after one year
+€77,867
Receivables within one year
-€230,629
Deferred charges and accrued income
+€112,919
Trade debts
-€156,489
Tax, wage and social debts
-€25,960
Advances received
+€387,421
Accrued charges and deferred income
-€167,649
Investment (derived)
-€7,884
Investment in fixed assets (net)
-€7,884
Financing
-€4,086
Debts after one year
-€4,161
Current portion of long-term debt
+€76
Cash 2022
€544
Every line side by side
| Line | Code | 2021 | 2022 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €685,521 | €722,250 | +€36,728 | +5.4% |
| Fixed assets | 21/28 | €11,495 | €13,663 | +€2,168 | +18.9% |
| Tangible fixed assets | 22/27 | €11,495 | €13,663 | +€2,168 | +18.9% |
| Furniture and vehicles | 24 | €11,495 | €13,663 | +€2,168 | +18.9% |
| Current assets | 29/58 | €674,027 | €708,587 | +€34,560 | +5.1% |
| Amounts receivable after more than one year | 29 | €184,010 | €106,144 | -€77,867 | -42.3% |
| Other amounts receivable | 291 | €184,010 | €106,144 | -€77,867 | -42.3% |
| Amounts receivable within one year | 40/41 | €363,478 | €594,107 | +€230,629 | +63.5% |
| Trade receivables | 40 | €31,941 | €322,521 | +€290,580 | +909.7% |
| Other amounts receivable | 41 | €331,537 | €271,586 | -€59,950 | -18.1% |
| Cash at bank and in hand | 54/58 | €5,827 | €544 | -€5,284 | -90.7% |
| Deferred charges and accrued income | 490/1 | €120,712 | €7,793 | -€112,919 | -93.5% |
| Total equity and liabilities | 10/49 | €685,521 | €722,250 | +€36,728 | +5.4% |
| Equity | 10/15 | €216,096 | €219,587 | +€3,492 | +1.6% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €199,597 | €199,597 | = | 0.0% |
| Non-distributable reserves | 130/1 | €3,000 | €3,000 | = | 0.0% |
| Reserves not available under the articles | 1311 | €3,000 | €3,000 | = | 0.0% |
| Tax-exempt reserves | 132 | €196,597 | €196,597 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€3,502 | -€10 | +€3,492 | +99.7% |
| Provisions and deferred taxes | 16 | €65,532 | €65,532 | = | 0.0% |
| Deferred taxes | 168 | €65,532 | €65,532 | = | 0.0% |
| Amounts payable | 17/49 | €403,893 | €437,130 | +€33,237 | +8.2% |
| Amounts payable after more than one year | 17 | €6,624 | €2,463 | -€4,161 | -62.8% |
| Financial debts | 170/4 | €6,624 | €2,463 | -€4,161 | -62.8% |
| Amounts payable within one year | 42/48 | €229,620 | €434,667 | +€205,047 | +89.3% |
| Current portion of amounts payable after more than one year | 42 | €4,086 | €4,161 | +€76 | +1.9% |
| Trade debts | 44 | €189,812 | €33,323 | -€156,489 | -82.4% |
| Suppliers | 440/4 | €189,812 | €33,323 | -€156,489 | -82.4% |
| Advances received on contracts in progress | 46 | - | €387,421 | +€387,421 | |
| Taxes, remuneration and social security | 45 | €35,722 | €9,762 | -€25,960 | -72.7% |
| Taxes | 450/3 | €35,722 | €9,762 | -€25,960 | -72.7% |
| Accrued charges and deferred income | 492/3 | €167,649 | - | -€167,649 | |
| Remuneration, social security and pensions | 62 | €52,109 | - | -€52,109 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,274 | €5,716 | +€2,442 | +74.6% |
| Other operating charges | 640/8 | €3,089 | €1,606 | -€1,483 | -48.0% |
| Gross operating margin | 9900 | €350,328 | €20,973 | -€329,354 | -94.0% |
| Operating profit (loss) | 9901 | €291,856 | €13,652 | -€278,204 | -95.3% |
| Financial income | 75/76B | €5,050 | €2,902 | -€2,148 | -42.5% |
| Recurring financial income | 75 | €5,050 | €2,902 | -€2,148 | -42.5% |
| Financial charges | 65/66B | €32,275 | €7,553 | -€24,721 | -76.6% |
| Recurring financial charges | 65 | €32,275 | €7,553 | -€24,721 | -76.6% |
| Profit (loss) for the period before taxes | 9903 | €264,630 | €9,000 | -€255,630 | -96.6% |
| Transfer to deferred taxes | 680 | €65,532 | - | -€65,532 | |
| Income taxes | 67/77 | €4,254 | €5,508 | +€1,255 | +29.5% |
| Profit (loss) for the period | 9904 | €194,844 | €3,492 | -€191,352 | -98.2% |
| Transfer to tax-exempt reserves | 689 | €196,597 | - | -€196,597 | |
| Profit (loss) for the period to be appropriated | 9905 | -€1,753 | €3,492 | +€5,245 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2021 and 31 December 2022. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 October 2026 via checked.be.