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Complete company report
Generated 25-07-2026
Active BE 1000.984.075Private limited company

FiHa

Europalaan 95 ·9800 Deinze, Belgium· 2 yrs active
Sector: Retail trade (47811)
Conclusion Checked

The computed 12-month bankruptcy probability of FiHa is 2.5% (moderate). The 2024 annual accounts show equity of €36k and a net result of €-15k. Its solvency ranks better than 39% of 6670 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €36k
Net result €-15k
Better than sector 39%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health20Profitability0Solvency10Growth50Stability67
29 / 100

Fragile profile, watch profitability in particular.

Health 20
Profitability 0
Solvency 10
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
20 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 29-09-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 10.6% 20.3%
better than 39% of 6670 sector peers
Net result €-15k €4k
better than 14% of 6651 sector peers
Equity €36k €16k
better than 65% of 6684 sector peers
Gross operating margin €-6k €24k
better than 10% of 6630 sector peers
Total assets €336k €94k
better than 84% of 6674 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€-12k
Net profit€-15k
Cash flow€-12k
Staff costs-
Income taxes-
Dividends-
Total assets€336k
Equity€36k
Debt€300k
of which ≤ 1y-
of which > 1y€300k
Working capital-
Employees (FTE)-
Ratios (computed)
2024
Current ratio-
Quick ratio-
Working capital ratio-
Solvency10.6%
Debt / equity8.39
Long-term debt ratio8.39
Interest coverage-202.24
Gross margin-
Net margin-
ROA-4.5%
ROE-42.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€336k
Fixed assets 21/28€45k
Tangible fixed assets 22/27€38k
Financial fixed assets 28€7k
Current assets 29/58€291k
Stocks & contracts in progress 3€155k
Amounts receivable within one year 40/41€31k
Cash & bank 54/58€100k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€336k
Equity 10/15€36k
Contributions / capital 10/11€51k
Accumulated profits (losses) 14€-15k
Amounts payable 17/49€300k
Amounts payable after one year 17€300k
Income statement
Gross operating margin 9900€-6k
Operating result 9901€-15k
Financial income 75€2
Financial charges 65€60
Result before taxes 9903€-15k
Net result for the period 9904€-15k
Result to be appropriated 9905€-15k
Ratios computed by Checked.
Legal Structure
NACE primary Retail trade(47811)
Legal form Private limited company(610)
Incorporation10-10-2023
StatusActive
Postal code9800
Establishment units 1 location
FiHa Motive
Europalaan 95, 9800 DeinzeDetailhandel in auto's en lichte bestelwagens (= 3,5 ton)
since 20232.350.469.455
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44054A0102/00N003 Flanders 4,367 m² 1 · 536 m² 3.2 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
22-11-2024
State Gazette act Registered-office change
Belgisch Staatsblad, acts 1 acts
Address history · 1
22-11-2024
Registered-office move
All acts · 1 updated 1 year ago
2024
22-11-2024 Registered office moved from Aalter to Deinze Registered-office change
  • Veldemeersdreef 29, 9880 Aalter → Europalaan 95, 9800 Deinze
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Europalaan 95, 9800 Deinze",
        "city": "Deinze",
        "region": "vlaams_gewest",
        "street": "Europalaan",
        "country": "BE",
        "postcode": "9800",
        "box_number": null,
        "street_number": "95",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Veldemeersdreef 29, 9880 Aalter",
        "city": "Aalter",
        "region": "vlaams_gewest",
        "street": "Veldemeersdreef",
        "country": "BE",
        "postcode": "9880",
        "box_number": null,
        "street_number": "29",
        "locality_suffix": null
      },
      "effective_date": "2024-10-17",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-11-22",
    "filing_date": "2024-11-12",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "date": "2024-10-17",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "1000.984.075",
    "name_full": "Fiha",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Fil Haazen",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad - 22 22/11/2024 - Annexes du Moniteur belge"
  ]
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311
Primary activity highlighted.
Names & trade names
Legal nameNL FiHa
Registered office
Europalaan 95
9800 Deinze, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative