GUTA EXPRESS
ActiveGUTA EXPRESS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €-16k. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 41% of 18016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability1▲+1
Solvency57▼-7
Growth68▲+10
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 2.19 against 9.74 in 2024), but 76.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.7%
Return on assets
-10.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€16k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
30 d late
2023
31 d late
2022
67 d late
2021
78 d late
2020
61 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€363k▲ 100%
2021 · €182k
2018: €133k
2019: €171k
2020: €161k
2021: €182k
2018 → 2025
EBIT margin
-3.4%▼ 14.5pp
2021 · 11.2%
2018: 4.4%
2019: 3.1%
2020: 10.8%
2021: 11.2%
2018 → 2025
Net result
€-16k▲ 66.6%
2024 · €-48k
2018: €3k
2019: €4k
2020: €14k
2021: €16k
2022: €41k
2023: €14k
2024: €-48k
2018 → 2025
Working capital
€60k▼ 38.3%
2024 · €97k
2018: €9k
2019: €6k
2020: €22k
2021: €43k
2022: €86k
2023: €95k
2024: €97k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€182k-€363k
Equity€45k-€86k▲ 91.3%€100k▲ 16.2%€52k▼ 47.6%€36k▼ 30.4%
Operating result€20k-€53k▲ 160%€24k▼ 55.1%€-37k€-12k▲ 67.3%
Net result€16k-€41k▲ 161%€14k▼ 66.1%€-48k€-16k▲ 66.6%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2025 against €37k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154k
Fixed assets
€43k▼ 48.4%
Current assets
€111k▲ 2.0%
Equity and liabilities €154k
Equity
€36k▼ 30.4%
Provisions
€2k=
Debt
€115k▼ 16.2%
The debt ratio rises from 71.7% to 75.0%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€649▲
2024 · €-22k
Cash flow
€-3k▲
2024 · €-32k
Solvency
23.7%▼
2024 · 27.2%
Current ratio
2.19▼
2024 · 9.74
Quick ratio
2.19▼
2024 · 9.74
Debt / equity
3.17▲
2024 · 2.64
ROE
-43.6%▲
2024 · -90.9%
ROA
-10.3%▲
2024 · -24.7%
Interest coverage
0.07▲
2024 · -2.18
Debt
€115k▼
2024 · €138k
Debt ≤ 1 year
€51k▲
2024 · €11k
Debt > 1 year
€60k▼
2024 · €127k
Staff costs
€26k▼
2024 · €91k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€192k€154k▼
Fixed assets21/28€83k€43k▼
Tangible fixed assets22/27€78k€43k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€74k€40k▼
Financial fixed assets28€5k-
Current assets29/58€109k€111k▲
Amounts receivable within one year40/41€106k€111k▲
Trade receivables40€81k€24k▼
Other amounts receivable41€25k€87k▲
Cash at bank and in hand54/58€2k-
Deferred charges and accrued income490/1€566€15▼
Equity and liabilities
Total equity and liabilities10/49€192k€154k▼
Equity10/15€52k€36k▼
Contributions10/11€300€300=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€50k€34k▼
Provisions and deferred taxes16€2k€2k=
Provisions for liabilities and charges160/5€2k€2k=
Environmental obligations163€2k€2k=
Amounts payable17/49€138k€115k▼
Amounts payable after more than one year17€127k€60k▼
Financial debts170/4€127k€60k▼
Amounts payable within one year42/48€11k€51k▲
Current portion of amounts payable after more than one year42-€34k
Financial debts43-€71
Credit institutions430/8-€71
Trade debts44€4k€14k▲
Suppliers440/4€4k€14k▲
Taxes, remuneration and social security45€7k€2k▼
Taxes450/3€4k€2k▼
Remuneration and social security454/9€3k€134▼
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Turnover70-€363k
Non-recurring operating income76A€5k-
Goods, raw materials, services and sundry goods60/61-€329k
Remuneration, social security and pensions62€91k€26k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€13k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1k
Other operating charges640/8€5k€24k▲
Gross operating margin9900€74k€51k▼
Operating profit (loss)9901€-37k€-12k▲
Financial income75/76B€0€5k▲
Recurring financial income75€0€5k▲
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€-48k€-16k▲
Profit (loss) for the period9904€-48k€-16k▲
Profit (loss) for the period to be appropriated9905€-48k€-16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€34k▼
Profit (loss) brought forward from the previous period14P€98k€50k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Weakest financial yearnet €-48k ▼442%
Net result drops to €-48k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 9.74
Current ratio from 3.41 to 9.74; short-term debt falls from €39k to €11k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
31-12
Financial
Highest result since 2018net €41k ▲161%
Operating result €53k, net result €41k, both a record.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 78 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 2.39
Current ratio from 1.18 to 2.39; short-term debt falls from €33k to €16k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
06-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 37 days late
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 60 days late
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
05-11-2025
ALT EMANUEL-IOAN: Resigned as Director
05-11-2025
BAH MAMADOU ABDOUL: Resigned as Director
05-11-2025
BARRY MAMADOU: Resigned as Director
05-11-2025
EL HICHOU IMRANE: Resigned as Director
30-09-2022
MUSTATA VALERIU-MARIAN: Resigned as Manager
30-09-2022
TANASE VIOREL: Resigned as Manager
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Statieplaats 91950 KraainemGround area
312 m²
Building footprint
244 m²
Volume, LiDAR
1,289 m³
Parcel 22002A0033/00L000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GUTA EXPRESS
since 20152.265.649.982
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002A0033/00L000 | Flanders | 312 m² | 1 · 243 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 9,423 EUR awarded · 9,423 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 9,423 EUR | 9,423 EUR |
Schemes
Schadevergoeding van de overheid
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Of 10,620 companies in sector 47811 we hold annual accounts for 5,193. 3,091 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2015
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
95315Tyre services
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.