Auto Unique
ActiveThe computed 12-month bankruptcy probability of Auto Unique is 2.1% (moderate). The 2024 annual accounts show equity of €36k and a net result of €35k. Its solvency ranks better than 35% of 26056 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability53
Solvency20
Growth-
Stability67
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.93), and 84.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.3%
Return on assets
14.5%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
22 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€1.39M
EBIT margin
3.4%
Net result
€35k
Working capital
€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €238k
Fixed assets
€51k
Current assets
€187k
Equity and liabilities €238k
Equity
€36k
Debt
€202k
Debt finances 84.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€58k
Cash flow
€46k
Solvency
15.3%
Current ratio
0.93
Quick ratio
0.11
Debt / equity
5.55
ROE
95.1%
ROA
14.5%
Interest coverage
141.20
Debt
€202k
Debt ≤ 1 year
€202k
Income taxes
€12k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€238k
Fixed assets21/28€51k
Intangible fixed assets21€46k
Tangible fixed assets22/27€6k
Furniture and vehicles24€6k
Current assets29/58€187k
Stocks and contracts in progress3€164k
Stocks30/36€164k
Amounts receivable within one year40/41€520
Trade receivables40€520
Other amounts receivable41€0
Cash at bank and in hand54/58€22k
Equity and liabilities
Total equity and liabilities10/49€238k
Equity10/15€36k
Contributions10/11€2k
Profit (loss) carried forward14€35k
Amounts payable17/49€202k
Amounts payable within one year42/48€202k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€7k
Taxes450/3€7k
Other amounts payable47/48€194k
Income statement
Code2024
Turnover70€1.39M
Goods, raw materials, services and sundry goods60/61€1.32M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k
Other operating charges640/8€4k
Gross operating margin9900€62k
Operating profit (loss)9901€47k
Financial charges65/66B€411
Recurring financial charges65€411
Profit (loss) for the period before taxes9903€46k
Income taxes67/77€12k
Profit (loss) for the period9904€35k
Profit (loss) for the period to be appropriated9905€35k
Appropriation of the result
Profit (loss) to be appropriated9906€35k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terhulpensesteenweg 2723090 OverijseGround area
1,062 m²
Building footprint
138 m²
Volume, LiDAR
787 m³
Parcel 23546L0377/00H000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Auto Unique
since 20232.352.116.178
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23546L0377/00H000 | Flanders | 1,062 m² | 1 · 138 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GUTA EXPRESS
BE 0568.937.662
Kraainem · Eq €36k
FiHa
BE 1000.984.075
Deinze · Eq €36k
M & B SERVICES
BE 0895.308.218
Pelt · Eq €36k
AUTO STYLE CAR
BE 0812.702.721
La Louvière · Eq €36k
I-LINE CARS
BE 0665.661.213
Vilvoorde · Eq €36k
Of 10,620 companies in sector 47811 we hold annual accounts for 5,193. 3,090 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-2023
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
45204
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.