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FIDELLE

Active
Private limited companyfounded 2020active for 6 yearsAarschotsesteenweg(VSN) 441, 3300 Tienen, BelgiumKBO/BCE: BE 0749.732.695
Summary

The computed 12-month bankruptcy probability of FIDELLE is 1.9% (moderate). The 2025 annual accounts show negative equity (-€2,687) and a net result of -€4,664. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 22% of 22,773 sector peers (NACE 47, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 02-07-2020 Normal situation
Activity
Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716and 1 other
Establishment unit
2.305.199.060 3300 Tienen, since 02-07-2020
Financial year end
31 March
Peppol
Reachable since 18-06-2025

Board and ownership

Board
  • Hobin Mark KarelDirector · since 02-07-2020
  • Vandevin VéroniqueDirector · since 02-07-2020

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Annual accounts to 31-03-2025
Gross margin
€9,423
▼ 44.0%
Turnover
≈ €110,000
estimated
Loss
€4,664
Equity
-€2,687
Total assets
€329,669
▲ 5.2%
  • Negative equity on 31-03-2025
  • 2026 accounts not filed, 3 days past the deadline
Score breakdownraises riskFigures for financial year 2025 (filed on 31-10-2025)Founded in 2020Sector: Retail trade (NACE 47)lowers riskSize: total assets €329,669Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 25% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 24-2
equity -0.8% of total assets
Liquidity 39-7
short-term debt 30.1% · cash 0.9%
Profitability 61+13
return on assets -1.4%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.4% 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.4%● unchanged vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.4%● unchanged vs 06-2025 08-2025: 1.5%▲ +0.1 percentage points vs 07-2025 09-2025: 1.5%● unchanged vs 08-2025 10-2025: 1.5%● unchanged vs 09-2025 11-2025: 1.3%▼ -0.2 percentage points vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.4%▲ +0.1 percentage points vs 01-2026 03-2026: 1.3%▼ -0.1 percentage points vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026lowest value 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.4%▲ +0.1 percentage points vs 05-2026 07-2026: 1.4%● unchanged vs 06-2026 08-2026: 1.4%● unchanged vs 07-2026 09-2026: 1.4%● unchanged vs 08-2026 10-2026: 1.5%▲ +0.1 percentage points vs 09-2026 11-2026: 1.9%▲ +0.4 percentage points vs 10-2026highest value
No credit on open account
Liquidity is ample, with a current ratio of 1.77 (2.34 in 2024), above the usual 1.5. Short-term debt is 30.1% and cash 0.9% of total assets. However, equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 19% of them on solvency, 36% on liquidity, 43% on profitability and 3% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €329,669
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed on 31-10-2025)
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€2,687
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2026
not filed
2025
on the day
2024
28 days late
2023
on the day
2022
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 7 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€2,687 View

Recent changes

  1. · Gazette deed Incorporation
All 7 events

Comparable companies

These companies have the same main activity as FIDELLE: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €212,000 and €467,000, founded between 2017 and 2023.

CompanyTotal assetsGross margin
FIDELLE Tienen€329,669€9,423
GEORGESPAUL MONS Mons€349,524€12,163
KALISTO Hoogstraten€247,800€10,030
PURE CONCEPT Lincent€212,064€9,967
NAMERI Mons€220,783€10,622
Deux Femmes Balen€467,077€13,500
NEWLOOKHOME Anderlecht€274,748€7,413
Full comparison

Key facts about FIDELLE

What is the company number of FIDELLE?
The company number of FIDELLE is 0749.732.695. The VAT number is the same number with BE in front: BE 0749.732.695.
Where is FIDELLE based?
The registered office is at Aarschotsesteenweg(VSN) 441, 3300 Tienen.Company details
What does FIDELLE do?
According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
What is the legal form of FIDELLE?
The legal form of FIDELLE is Private limited company (BV).
When was FIDELLE founded?
FIDELLE was founded on 02-07-2020.
Is FIDELLE still active?
Yes, FIDELLE is an active enterprise in the KBO register.
What is the turnover of FIDELLE?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €9,423 and 40 comparable companies (NACE 47716). It probably lies between €37,000 and €220,000. It is a rough estimate.Financials
Is FIDELLE profitable?
In financial year 2025, FIDELLE made a loss of €4,664.
Where can I find the annual accounts of FIDELLE?
FIDELLE filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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