KALISTO
ActiveSummary
The computed 12-month bankruptcy probability of KALISTO is 2.1% (moderate). The 2024 annual accounts show equity of €67,607 and a net result of €13,503. Equity is growing by ~30.4% per year across the filed fiscal years. Its solvency ranks better than 44% of 26043 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability56▼-23
Solvency51▲+4
Growth52=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 4.35 against 0.91 in 2023; short-term debt: 17.3% and cash: 28.4% of total assets), but 74.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25.5%
Return on assets
5.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
31 d early
2024
34 d early
2023
33 d early
2022
22 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 19 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€67,607▲ 25.0%
2023 · €54,104
Total assets
€264,848▲ 9.7%
2023 · €241,392
Net result
€13,503▼ 30.3%
2023 · €19,363
Working capital
€153,166
2023 · -€16,374
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€45,322-€24,323▼ 46.3%€18,692▼ 23.2%
Net result€33,741above the sector's middle half-€19,363within the sector's middle half▼ 42.6%€13,503within the sector's middle half▼ 30.3%
Equity€34,741within the sector's middle half-€54,104within the sector's middle half▲ 55.7%€67,607within the sector's middle half▲ 25.0%
Total assets€215,941within the sector's middle half-€241,392within the sector's middle half▲ 11.8%€264,848within the sector's middle half▲ 9.7%
Debt€181,200-€187,288▲ 3.4%€197,241▲ 5.3%
Working capital-€43,860below the sector's middle half--€16,374below the sector's middle half▲ 62.7%€153,166above the sector's middle half
Solvency16.1%within the sector's middle half-22.4%within the sector's middle half▲ 6.3pp25.5%within the sector's middle half▲ 3.1pp
Current ratio0.75below the sector's middle half-0.91within the sector's middle half▲ 0.164.35above the sector's middle half▲ 3.44
Return on assets (ROA)15.6%above the sector's middle half-8.0%within the sector's middle half▼ 7.6pp5.1%within the sector's middle half▼ 2.9pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 23% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €264,848
Fixed assets
€65,980 ▼ 13.3%
Current assets
€198,867 ▲ 20.3%
Equity and liabilities €264,848
Equity
€67,607 ▲ 25.0%
Debt
€197,241 ▲ 5.3%
Debt's share of the balance-sheet total falls from 77.6% to 74.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28,805▼
2023 · €34,098
Cash flow
€23,615▼
2023 · €29,137
Quick ratio
1.90▲
2023 · 0.30
Debt to equity
2.92▼
2023 · 3.46
ROE
20.0%▼
2023 · 35.8%
Interest coverage
3.72▼
2023 · 6.56
Debt ≤ 1 year
€45,701▼
2023 · €181,673
Debt > 1 year
€150,000▲
2023 · €5,000
Income taxes
€5,115▼
2023 · €7,621
Staff costs
€80▼
2023 · €523
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
3.6%
went bankrupt
1.8%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €523 | €80 | ▼ 84.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,565 | €9,774 | €10,113 | ▲ 3.5% |
| Other operating charges640/8 | €58 | €39 | €315 | ▲ 697% |
| Gross operating margin9900 | €55,944 | €34,660 | €29,200 | ▼ 15.8% |
| Operating profit (loss)9901 | €45,322 | €24,323 | €18,692 | ▼ 23.2% |
| Financial income75/76B | €8,071 | €7,854 | €7,665 | ▼ 2.4% |
| Recurring financial income75 | €8,071 | €7,854 | €7,665 | ▼ 2.4% |
| Financial charges65/66B | €3,500 | €5,194 | €7,740 | ▲ 49.0% |
| Recurring financial charges65 | €3,500 | €5,194 | €7,740 | ▲ 49.0% |
| Profit (loss) for the period before taxes9903 | €49,893 | €26,984 | €18,617 | ▼ 31.0% |
| Income taxes67/77 | €16,152 | €7,621 | €5,115 | ▼ 32.9% |
| Profit (loss) for the period9904 | €33,741 | €19,363 | €13,503 | ▼ 30.3% |
| Profit (loss) for the period to be appropriated9905 | €33,741 | €19,363 | €13,503 | ▼ 30.3% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €215,941 | €241,392 | €264,848 | ▲ 9.7% |
| Fixed assets21/28 | €83,690 | €76,093 | €65,980 | ▼ 13.3% |
| Tangible fixed assets22/27 | €83,690 | €76,093 | €65,980 | ▼ 13.3% |
| Plant, machinery and equipment23 | €83,690 | €76,093 | €65,980 | ▼ 13.3% |
| Current assets29/58 | €132,250 | €165,299 | €198,867 | ▲ 20.3% |
| Stocks and contracts in progress3 | €83,309 | €110,047 | €112,007 | ▲ 1.8% |
| Stocks30/36 | €83,309 | €110,047 | €112,007 | ▲ 1.8% |
| Amounts receivable within one year40/41 | €876 | €5,479 | €10,230 | ▲ 86.7% |
| Trade receivables40 | €876 | €100 | €212 | ▲ 112% |
| Other amounts receivable41 | - | €5,379 | €10,018 | ▲ 86.2% |
| Cash at bank and in hand54/58 | €46,859 | €46,935 | €75,319 | ▲ 60.5% |
| Deferred charges and accrued income490/1 | €1,206 | €2,837 | €1,312 | ▼ 53.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €215,941 | €241,392 | €264,848 | ▲ 9.7% |
| Equity10/15 | €34,741 | €54,104 | €67,607 | ▲ 25.0% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | €33,741 | €53,104 | €66,607 | ▲ 25.4% |
| Distributable reserves133 | €33,741 | €53,104 | €66,607 | ▲ 25.4% |
| Amounts payable17/49 | €181,200 | €187,288 | €197,241 | ▲ 5.3% |
| Amounts payable after more than one year17 | €5,000 | €5,000 | €150,000 | ▲ 2,900% |
| Financial debts170/4 | €5,000 | €5,000 | €150,000 | ▲ 2,900% |
| Amounts payable within one year42/48 | €176,110 | €181,673 | €45,701 | ▼ 74.8% |
| Trade debts44 | €2,748 | €1,463 | €3,630 | ▲ 148% |
| Suppliers440/4 | €2,748 | €1,463 | €3,630 | ▲ 148% |
| Advances received on contracts in progress46 | €117 | - | €140 | - |
| Taxes, remuneration and social security45 | €9,125 | €6,406 | €13,172 | ▲ 106% |
| Taxes450/3 | €9,125 | €6,406 | €13,172 | ▲ 106% |
| Other amounts payable47/48 | €164,120 | €173,804 | €28,760 | ▼ 83.5% |
| Accrued charges and deferred income492/3 | €90 | €615 | €1,540 | ▲ 150% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €33,741 | €19,363 | €13,503 | ▼ 30.3% |
| + Depreciation and write-downs630 | €10,565 | €9,774 | €10,113 | ▲ 3.5% |
| Operating cash flow (approximation) | €44,306 | €29,137 | €23,615 | ▼ 19.0% |
| Investment in fixed assets (approximation) | - | -€2,177 | €0 | ▲ 100% |
| Change in cash | - | €76 | €28,383 | ▲ 37,281% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €13,503 ▼30.3%
Net result drops to €13,503, the lowest in the series.
31-12
Financial
Liquidity times 5current ratio 4.35
Current ratio from 0.91 to 4.35; short-term debt falls from €181,673 to €45,701.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2021
Ground area
767 m²
Building footprint
212 m²
Volume, LiDAR
1,537 m³
Parcel 13014E0249/00S000, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KALISTO
since 20212.322.730.722
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13014E0249/00S000 | Flanders | 767 m² | 1 · 212 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
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Of 6,495 companies in sector 47716 we hold annual accounts for 2,440. 1,877 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47120Other non-specialised retail sale
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
95290Repair and maintenance of other personal and household goods
96102Launderettes and laundries for private customers
E-invoicing
Reachable via Peppol
Peppol ID
0208:0775382663
Also
9925:BE0775382663
Registered
05-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.