NAMERI
ActiveSummary
The annual accounts of NAMERI for fiscal year 2025 show a net loss of 99% of the equity at the start of that year. The 2025 annual accounts show equity of €352 and a net result of €-59k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 20% of 11389 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency25▼-22
Growth36▼-14
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 7.08 against 9.42 in 2024; short-term debt: 7% and cash: 6.3% of total assets), but 99.8% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.2%
Return on assets
-26.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-59k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 11389 sector peers (2025).
NBB · sector comparisonPosition among 11389 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
23 d early
2024
47 d early
2023
23 d early
2022
31 d late
2021
1 d early
2020
22 d early
2019
44 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Turnover
€149k▲ 3.1%
2018 · €144k
EBIT margin
8.7%▼ 0.2pp
2018 · 8.8%
Net result
€-59k▼ 21.1%
2024 · €-49k
Working capital
€94k▼ 20.2%
2024 · €118k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€2k▼ 73.5%€3k▲ 66.6%€-18k€-45k▼ 151%€-55k▼ 22.9%
Net result€918▼ 83.0%€2k▲ 73.7%€-19k€-49k▼ 156%€-59k▼ 21.1%
EBIT margin
Equity€68k▲ 1.4%€70k▲ 2.3%€51k▼ 27.3%€60k▲ 17.0%€352▼ 99.4%
Total assets€340k▲ 191%€356k▲ 4.9%€320k▼ 10.2%€270k▼ 15.5%€221k▼ 18.4%
Debt€271k▲ 448%€286k▲ 5.5%€269k▼ 6.0%€211k▼ 21.7%€220k▲ 4.5%
Working capital€93k▲ 130%€141k▲ 52.3%€135k▼ 4.2%€118k▼ 12.9%€94k▼ 20.2%
Staff (FTE)1=1=1=1=1=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €55k in 2025 against €45k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €221k
Fixed assets
€111k ▼ 19.7%
Current assets
€110k ▼ 17.0%
Equity and liabilities €221k
Equity
€352 ▼ 99.4%
Debt
€220k ▲ 4.5%
Debt's share of the balance-sheet total rises from 78.0% to 99.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-27k▼
2024 · €-17k
Cash flow
€-32k▼
2024 · €-21k
Current ratio
7.08▼
2024 · 9.42
Quick ratio
1.09▼
2024 · 1.24
ROA
-26.8%▼
2024 · -18.1%
Interest coverage
-6.17▼
2024 · -3.81
Debt ≤ 1 year
€15k▲
2024 · €14k
Debt > 1 year
€200k▲
2024 · €195k
Staff costs
€37k▲
2024 · €36k
Equity ratios withheld: equity of €352 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €24k | €38k | €33k | €36k | €37k | ▲ 2.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €26k | €27k | €27k | €27k | ▼ 0.4% |
| Other operating charges640/8 | €845 | €1k | €1k | €531 | €864 | ▲ 62.7% |
| Gross operating margin9900 | €36k | €68k | €44k | €20k | €11k | ▼ 45.7% |
| Operating profit (loss)9901 | €2k | €3k | €-18k | €-45k | €-55k | ▼ 22.9% |
| Financial income75/76B | €403 | €568 | €101 | €162 | €47 | ▼ 71.3% |
| Recurring financial income75 | €403 | €568 | €101 | €162 | €47 | ▼ 71.3% |
| Financial charges65/66B | €1k | €2k | €1k | €4k | €4k | ▼ 1.0% |
| Recurring financial charges65 | €1k | €2k | €1k | €4k | €4k | ▼ 1.0% |
| Profit (loss) for the period before taxes9903 | €918 | €2k | €-19k | €-49k | €-59k | ▼ 21.1% |
| Income taxes67/77 | €0 | - | - | - | - | - |
| Profit (loss) for the period9904 | €918 | €2k | €-19k | €-49k | €-59k | ▼ 21.1% |
| Profit (loss) for the period to be appropriated9905 | €918 | €2k | €-19k | €-49k | €-59k | ▼ 21.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €340k | €356k | €320k | €270k | €221k | ▼ 18.4% |
| Formation expenses20 | - | - | €0 | - | - | - |
| Fixed assets21/28 | €201k | €186k | €166k | €139k | €111k | ▼ 19.7% |
| Intangible fixed assets21 | €0 | €10k | €7k | €3k | - | - |
| Tangible fixed assets22/27 | €201k | €176k | €159k | €135k | €111k | ▼ 17.7% |
| Plant, machinery and equipment23 | €10k | €7k | €5k | €3k | €828 | ▼ 69.9% |
| Furniture and vehicles24 | €509 | €308 | €305 | €122 | €46 | ▼ 62.2% |
| Other tangible fixed assets26 | €190k | €169k | €154k | €132k | €110k | ▼ 16.6% |
| Financial fixed assets28 | €180 | €280 | €280 | €180 | €180 | = |
| Current assets29/58 | €139k | €170k | €154k | €132k | €110k | ▼ 17.0% |
| Stocks and contracts in progress3 | €83k | €138k | €119k | €115k | €93k | ▼ 19.1% |
| Stocks30/36 | €83k | €138k | €119k | €115k | €93k | ▼ 19.1% |
| Amounts receivable within one year40/41 | €23k | €2k | €2k | €78 | €356 | ▲ 359% |
| Trade receivables40 | - | €2k | €2k | €50 | €355 | ▲ 609% |
| Other amounts receivable41 | €23k | - | €5 | €28 | €2 | ▼ 94.3% |
| Cash at bank and in hand54/58 | €29k | €27k | €28k | €13k | €14k | ▲ 7.0% |
| Deferred charges and accrued income490/1 | €4k | €3k | €5k | €4k | €2k | ▼ 41.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €340k | €356k | €320k | €270k | €221k | ▼ 18.4% |
| Equity10/15 | €68k | €70k | €51k | €60k | €352 | ▼ 99.4% |
| Contributions10/11 | €47k | €47k | €43k | €100k | €100k | = |
| Profit (loss) carried forward14 | €22k | €23k | €8k | €-40k | €-100k | ▼ 146% |
| Amounts payable17/49 | €271k | €286k | €269k | €211k | €220k | ▲ 4.5% |
| Amounts payable after more than one year17 | €225k | €258k | €250k | €195k | €200k | ▲ 2.6% |
| Financial debts170/4 | €225k | €258k | €250k | €195k | €200k | ▲ 2.6% |
| Amounts payable within one year42/48 | €46k | €29k | €19k | €14k | €15k | ▲ 10.3% |
| Trade debts44 | €42k | €20k | €19k | €6k | €7k | ▲ 15.9% |
| Suppliers440/4 | €42k | €20k | €19k | €6k | €7k | ▲ 15.9% |
| Taxes, remuneration and social security45 | €4k | €9k | - | €8k | €8k | ▲ 6.1% |
| Taxes450/3 | - | €7k | - | €5k | €5k | ▲ 8.2% |
| Remuneration and social security454/9 | €4k | €2k | - | €3k | €3k | ▲ 3.2% |
| Accrued charges and deferred income492/3 | €585 | - | €529 | €2k | €5k | ▲ 153% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €918 | €2k | €-19k | €-49k | €-59k | ▼ 21.1% |
| + Depreciation and write-downs630 | €10k | €26k | €27k | €27k | €27k | ▼ 0.4% |
| Operating cash flow (approximation) | €11k | €28k | €8k | €-21k | €-32k | ▼ 48.4% |
| Investment in fixed assets (approximation) | - | €-11k | €-7k | €100 | €0 | ▼ 100% |
| Change in cash | - | €-2k | €2k | €-15k | €916 | ▲ 106% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-59k
Net result drops to €-59k, the lowest in the series.
14-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2017
Ground area
238 m²
Building footprint
56 m²
Volume, LiDAR
619 m³
Parcel 53403G0362/00A000, Wallonia · tallest building 13.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
NAMERI
since 20172.263.674.251
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53403G0362/00A000 | Wallonia | 238 m² | 1 · 56 m² | 13.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,277 companies in sector 46160 we hold annual accounts for 686. 36 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-04-2017
Fiscal year end31-12
Activities, NACEBEL 2025
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Contact
Website
maeri.be
E-mail
info@maeri.be
E-mail
matthys.claire67@gmail.comMons
Phone
065319017Mons
Fax
065840441Mons
Scores and ratios are computed by Checked and are not a credit decision.