Skip to content

GEORGESPAUL MONS

Active
Private limited companyfounded 2021active for 4 yearsRue de la Chaussée 70, 7000 Mons, BelgiumKBO/BCE: BE 0779.315.420

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of GEORGESPAUL MONS is 4.1% (elevated). The 2026 annual accounts show negative equity (-€202,335) and a net result of -€49,707. Equity has been shrinking by about 35% per year since 2023. Its solvency ranks better than 5% of 381 sector peers (NACE 46, financial year 2026). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 23-12-2021 Normal situation
Activity
Agents in the wholesale of textiles, clothing, fur, footwear and leather goods NACE 46160and 1 other
Establishment unit
2.327.616.453 7000 Mons, since 23-12-2021
Financial year end
31 January
Peppol
Reachable since 18-12-2025

Board and ownership

Board
  • MIARD (épouse JUTARD) ChristineDirector · since 23-12-2021

Financial position

46 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
4.1%
Annual accounts to 31-01-2026
Gross margin
€12,163
▼ 74.5%
Turnover
≈ €73,000
estimated
Loss
€49,707
▼ 9.7%
Equity
-€202,335
▼ 32.6%
Total assets
€349,524
▼ 5.4%
Staff
0.8 FTE
Filed on 24-06-2026, 68 days before the deadlineat the National Bank
Score breakdownraises risk1 change of registered office in 24 monthsLoss of €49,707, the second in a row (financial year 2026)Negative equity -€202,335lowers riskFounded in 2021Show the evidence

Checked score

Score 2026
46 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 10% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2025
Weak
Solvency 0=
equity -57.9% of total assets
Liquidity 5-7
short-term debt 154.9% · cash 3.9%
Profitability 1+1
return on assets -14.2%
Bankruptcy probability within 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.8%● unchanged vs 04-2025 06-2025: 1.9%▲ +0.1 percentage points vs 05-2025 07-2025: 1.8%▼ -0.1 percentage points vs 06-2025 08-2025: 1.9%▲ +0.1 percentage points vs 07-2025 09-2025: 1.3%▼ -0.6 percentage points vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.2%▼ -0.1 percentage points vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026lowest value 03-2026: 1.2%● unchanged vs 02-2026lowest value 04-2026: 2.5%▲ +1.3 percentage points vs 03-2026 05-2026: 3.0%▲ +0.5 percentage points vs 04-2026 06-2026: 3.6%▲ +0.6 percentage points vs 05-2026 07-2026: 4.1%▲ +0.5 percentage points vs 06-2026highest value 08-2026: 4.1%● unchanged vs 07-2026highest value 09-2026: 4.1%● unchanged vs 08-2026highest value 10-2026: 4.1%● unchanged vs 09-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.54 (0.68 in 2025), below 1. Short-term debt is 154.9% and cash 3.9% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 7% on liquidity, 12% on profitability and 14% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Loss of €49,707, the second in a row (financial year 2026)
NBB · annual accounts
raises risk · Negative equity -€202,335
NBB · annual accounts
lowers risk · Founded in 2021
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026
Equity per financial year
23242526
2023 to 2026 · latest year -€202,335
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 24-06-2026, 68 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2026
68 days early
2025
18 days early
2024
12 days early
2023
85 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 46 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. The company usually files around 19 July (3 of the last 4 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-01-2027 year end31-08-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2026 -€202,335 View
  • Risk: 4 loss-making years in a rowloss in financial year 2026 -€49,707 View
  • Caution: Lower solvency than 95% of companies in wholesale tradesector median 40.9% · 381 companies -57.9% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Comparable companies

These companies have the same main activity as GEORGESPAUL MONS: agents in the wholesale of textiles, clothing, fur, footwear and leather goods (NACE 46160). They are comparable in size and age: total assets between €99,000 and €872,000, founded between 2021 and 2023.

CompanyTotal assetsGross margin
GEORGESPAUL MONS Mons€349,524€12,163
Denim Atelier Ninove€872,148€24,074
Honest Sweater Overijse€311,880€6,011
ETOILE Knokke-Heist€680,648€22,633
Mini-Mouton Lasne€98,963€6,484
CASHMERE GROUP Antwerpen€256,133€37,332
Puissance H&H Duffel€176,568€13,133
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about GEORGESPAUL MONS

What is the company number of GEORGESPAUL MONS?
The company number of GEORGESPAUL MONS is 0779.315.420. The VAT number is the same number with BE in front: BE 0779.315.420.
Where is GEORGESPAUL MONS based?
The registered office is at Rue de la Chaussée 70, 7000 Mons.Company details
What does GEORGESPAUL MONS do?
According to the KBO register, the main activity is agents in the wholesale of textiles, clothing, fur, footwear and leather goods (NACE 46160).
What is the legal form of GEORGESPAUL MONS?
The legal form of GEORGESPAUL MONS is Private limited company (BV).
When was GEORGESPAUL MONS founded?
GEORGESPAUL MONS was founded on 23-12-2021.
Is GEORGESPAUL MONS still active?
Yes, GEORGESPAUL MONS is an active enterprise in the KBO register.
How many employees does GEORGESPAUL MONS have?
GEORGESPAUL MONS had an average of 0.8 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of GEORGESPAUL MONS?
The turnover in financial year 2026 is ≈ €73,000. This figure is estimated from the gross margin of €12,163 and 32 comparable companies (NACE 461). It probably lies between €32,000 and €230,000. It is a rough estimate.
Is GEORGESPAUL MONS profitable?
In financial year 2026, GEORGESPAUL MONS made a loss of €49,707.
Where can I find the annual accounts of GEORGESPAUL MONS?
GEORGESPAUL MONS filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2026.Annual accounts at the National Bank
When are the next annual accounts of GEORGESPAUL MONS due?
GEORGESPAUL MONS must file the annual accounts for financial year 2027 by 31-08-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.