Equity
FAMI-CONSTRUCT has made a profit without a break since 2016.
FAMI-CONSTRUCT has made a profit without a break since 2016.
€305,840 of the debts are secured on the company's own assets. In 2022 that was €182,445.
2025 accounts not filed: deadline was 31-07-2026.
The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 22% of them on solvency, 25% on liquidity, 34% on profitability and 52% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 4,508 companies had the same profile as FAMI-CONSTRUCT has now. Each dot stands for 12 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of FAMI-CONSTRUCT itself is higher: 3.9% within 12 months. It rests on far more data about FAMI-CONSTRUCT than the profile alone.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,508 companies, not a prediction for FAMI-CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.03 (1.04 in 2023), below the usual 1.5. Short-term debt is 71.6% and cash 14.5% of total assets. 85.4% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 6 accounts on average 76 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| FAMI-CONSTRUCT Grâce-Hollogne | €1.6m | €305,406 | 14.6% | 6 |
| TEK CONSTRUCT Liège | €1.8m | €334,236 | 25.2% | 5.6 |
| PIERRE LINCE CONSTRUCTION Jalhay | €2.2m | €363,030 | 11.4% | 6.3 |
| KM REALISATIONS Liège | €1.3m | €464,186 | 35.7% | 6.4 |
| COVAMEX Soumagne | €1.2m | €371,663 | 31.3% | 4.1 |
| FAKANE Molenbeek-Saint-Jean | €1.6m | €439,948 | 42.2% | 5.4 |
| HOBOTRA Gavere | €1.8m | €349,951 | 0.0% | 4.5 |
These companies have the same main activity as FAMI-CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1.2m and €2.2m, founded between 2006 and 2013.
FAMI-CONSTRUCT has existed since 2010. The gross margin grew from €48,869 in 2011 to €305,406 in 2024 and staff from 0.5 to 6 full-time equivalents.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 11 November 2026.
The turnover shown is an estimate from the gross margin.
Turnover ≈ €650,000. Estimated: probably between €520,000 and €960,000.
Higher than 25% of 1,279 companies in 2024.
Higher than 23% of 1,266 companies in 2024.
Higher than 39% of 1,274 companies in 2024.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half · Staff: middle half
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||
20/58 |
1.6m | 1.6m | 1.3m | 797,291 | 441,136 | 338,711 | 250,787 | 267,920 | 261,269 | 262,511 | 239,994 | 160,575 | 149,717 | 67,443 | |
21/28 |
429,809 | 372,299 | 260,655 | 32,259 | 26,801 | 23,696 | 29,973 | 47,295 | 81,980 | 107,448 | 121,699 | 87,009 | 61,685 | 35,643 | |
22/27 |
407,051 | 349,541 | 248,520 | 20,124 | 16,729 | 23,246 | 29,523 | 46,845 | 81,530 | 106,998 | 121,249 | 86,559 | 61,235 | 35,643 | |
23 |
42,806 | 38,730 | 17,797 | 9,363 | 2,886 | 2,508 | 3,116 | 4,673 | 8,515 | 6,725 | 7,176 | 2,601 | 4,367 | 5,278 | |
24 |
4,932 | 9,767 | 21,493 | 10,355 | 13,234 | 19,926 | 25,392 | 30,694 | 44,073 | 53,869 | 50,205 | 55,958 | 56,867 | 30,365 | |
25 |
359,314 | 301,043 | 209,027 | - | - | - | - | - | - | - | - | - | - | - | |
26 |
- | - | 203 | 406 | 609 | 812 | 1,015 | 1,218 | 1,421 | 1,624 | 1,827 | - | - | - | |
28 |
22,758 | 22,758 | 12,135 | 12,135 | 10,072 | 450 | 450 | 450 | 450 | 450 | 450 | 450 | 450 | - | |
29/58 |
1.2m | 1.3m | 1.0m | 765,032 | 414,336 | 315,015 | 220,813 | 220,625 | 179,290 | 155,064 | 118,295 | 73,566 | 88,033 | 31,800 | |
3 |
509,000 | 609,000 | 410,000 | - | 48,425 | - | - | - | - | - | - | - | 52,500 | - | |
30/36 |
- | - | - | - | - | - | - | - | - | - | - | - | 52,500 | - | |
37 |
509,000 | 609,000 | 410,000 | - | 48,425 | - | - | - | - | - | - | - | - | - | |
40/41 |
420,519 | 469,545 | 488,352 | 540,805 | 332,511 | 223,662 | 180,448 | 198,952 | 141,288 | 82,361 | 71,264 | 45,299 | 28,738 | 13,758 | |
40 |
235,998 | 276,339 | 351,847 | 360,220 | 300,033 | 27,420 | 21,412 | 45,842 | 29,598 | 17,862 | 17,585 | 41,055 | 25,995 | 10,024 | |
41 |
184,521 | 193,206 | 136,505 | 180,585 | 32,478 | 196,241 | 159,036 | 153,110 | 111,689 | 64,499 | 53,680 | 4,244 | 2,744 | 3,734 | |
50/53 |
- | - | - | 220,517 | - | - | - | - | - | - | - | - | - | - | |
54/58 |
235,484 | 170,582 | 103,747 | - | 33,381 | 89,804 | 38,623 | 18,818 | 31,624 | 62,665 | 37,533 | 23,076 | 3,749 | 15,267 | |
490/1 |
33,715 | 17,831 | 15,522 | 3,710 | 19 | 1,550 | 1,743 | 2,855 | 6,379 | 10,037 | 9,498 | 5,192 | 3,046 | 2,775 | |
| Balance sheet: equity and liabilities | |||||||||||||||
10/49 |
1.6m | 1.6m | 1.3m | 797,291 | 441,136 | 338,711 | 250,787 | 267,920 | 261,269 | 262,511 | 239,994 | 160,575 | 149,717 | 67,443 | |
10/15 |
236,971 | 218,065 | 199,727 | 155,402 | 100,358 | 107,997 | 53,898 | 47,682 | 42,881 | 37,376 | 38,034 | 41,023 | 21,197 | 13,450 | |
10/11 |
6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
100 |
- | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | |
13 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
130/1 |
- | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
1319 |
- | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | |
133 |
1,860 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
14 |
228,911 | 210,005 | 191,667 | 147,342 | 92,298 | 99,937 | 45,838 | 39,622 | 34,821 | 29,316 | 29,974 | 32,963 | 13,137 | 5,390 | |
17/49 |
1.4m | 1.4m | 1.1m | 641,889 | 340,779 | 230,715 | 196,889 | 220,238 | 218,389 | 225,135 | 201,960 | 119,552 | 128,521 | 53,992 | |
17 |
225,885 | 199,478 | 138,472 | - | - | 2,017 | 6,342 | 21,653 | 40,669 | 54,270 | 50,123 | 24,747 | - | - | |
170/4 |
225,885 | 199,478 | 138,472 | - | - | 2,017 | 6,342 | 21,653 | 40,669 | 54,270 | 50,123 | 24,747 | - | - | |
42/48 |
1.2m | 1.2m | 939,146 | 641,889 | 340,779 | 228,698 | 190,547 | 198,585 | 177,720 | 170,865 | 151,838 | 94,805 | 128,521 | 53,992 | |
42 |
79,955 | 64,625 | 43,973 | - | 2,017 | 4,326 | 15,285 | 19,016 | 26,348 | 23,684 | 17,136 | 8,026 | - | - | |
44 |
1.0m | 1.1m | 842,529 | 534,255 | 305,974 | 200,956 | 157,787 | 163,555 | 134,995 | 139,629 | 120,282 | 49,336 | 54,426 | 20,078 | |
440/4 |
1.0m | 1.1m | 842,529 | 534,255 | 305,974 | 200,956 | 157,787 | 163,555 | 134,995 | 139,629 | 120,282 | 49,336 | 54,426 | 20,078 | |
45 |
21,271 | 21,176 | 23,650 | 72,140 | 28,463 | 23,417 | 17,475 | 16,014 | 16,377 | 7,552 | 12,380 | 15,500 | 18,510 | 4,963 | |
450/3 |
11,017 | 11,161 | 7,139 | 64,832 | 23,676 | 18,758 | 14,405 | 14,954 | 14,087 | 5,362 | 11,823 | 14,334 | 17,654 | 4,717 | |
454/9 |
10,254 | 10,015 | 16,511 | 7,308 | 4,787 | 4,658 | 3,070 | 1,061 | 2,290 | 2,189 | 557 | 1,166 | 856 | 246 | |
47/48 |
25,994 | 25,994 | 28,994 | 35,494 | 4,326 | - | - | - | - | - | 2,041 | 21,943 | 55,584 | 28,951 | |
492/3 |
- | - | 932 | - | - | - | - | - | - | - | - | - | - | - | |
| Income statement | |||||||||||||||
76A |
- | - | - | - | - | 20,286 | - | - | - | - | - | - | - | - | |
9900 |
305,406 | 379,346 | 279,582 | 217,033 | 150,862 | 151,820 | 93,912 | 113,140 | 118,002 | 112,160 | 136,772 | 116,680 | 105,938 | 48,869 | |
62 |
181,370 | 253,518 | 179,666 | 96,982 | 52,778 | 57,298 | 48,593 | 42,924 | 41,539 | 49,349 | 81,766 | 46,544 | 61,957 | 19,914 | |
630 |
60,053 | 47,323 | 33,191 | 6,022 | 9,577 | 12,188 | 21,579 | 37,271 | 45,330 | 48,584 | 46,477 | 29,591 | 19,600 | 10,430 | |
640/8 |
19,425 | 8,086 | 13,275 | 14,239 | 10,529 | 13,696 | 7,456 | 17,973 | 10,525 | 4,132 | 2,362 | 6,746 | 8,793 | 4,015 | |
66A |
- | 30,730 | - | - | - | - | - | - | - | - | - | - | - | - | |
9901 |
44,557 | 39,689 | 53,449 | 99,790 | 77,979 | 68,638 | 16,285 | 14,973 | 20,608 | 10,095 | 6,168 | 33,799 | 15,588 | 14,509 | |
75/76B |
526 | 166 | 514 | 74 | 2,572 | 28 | 182 | 34 | 130 | 28 | - | 23 | 56 | 20 | |
75 |
526 | 166 | 514 | 74 | 72 | 28 | 182 | 34 | 130 | 28 | - | 23 | 56 | 20 | |
76B |
- | - | - | - | 2,500 | - | - | - | - | - | - | - | - | - | |
65/66B |
21,048 | 16,141 | 8,835 | 14,190 | 2,763 | 3,674 | 3,820 | 3,667 | 6,818 | 6,570 | 5,978 | 2,112 | 324 | 60 | |
65 |
21,048 | 16,141 | 8,835 | 14,190 | 2,763 | 3,674 | 3,820 | 3,667 | 6,818 | 6,570 | 5,978 | 2,112 | 324 | 60 | |
9903 |
24,035 | 23,714 | 45,129 | 85,674 | 77,788 | 64,992 | 12,647 | 11,340 | 13,919 | 3,553 | 190 | 31,710 | 15,321 | 14,470 | |
67/77 |
5,130 | 5,376 | 804 | 30,630 | 15,427 | 10,893 | 6,431 | 6,539 | 8,415 | 4,210 | 3,179 | 11,883 | 7,574 | 7,220 | |
9904 |
18,905 | 18,338 | 44,325 | 55,044 | 62,361 | 54,099 | 6,216 | 4,801 | 5,505 | -657 | -2,990 | 19,826 | 7,747 | 7,250 | |
9905 |
18,905 | 18,338 | 44,325 | 55,044 | 62,361 | 54,099 | 6,216 | 4,801 | 5,505 | -657 | -2,990 | 19,826 | 7,747 | 7,250 | |
| Appropriation of the result | |||||||||||||||
9906 |
228,911 | 210,005 | 191,667 | 147,342 | 162,298 | 99,937 | 45,838 | 39,622 | 34,821 | 29,316 | 29,974 | 32,963 | 13,137 | 7,250 | |
14P |
210,005 | 191,667 | 147,342 | 92,298 | - | - | - | - | - | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 1,860 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 1,860 | |
694/7 |
- | - | - | - | 70,000 | - | - | - | - | - | - | - | - | - | |
694 |
- | - | - | - | 70,000 | - | - | - | - | - | - | - | - | - | |
| Social balance sheet | |||||||||||||||
9087 |
6 | 5.8 | 4.3 | 3.1 | 2 | 2.4 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 0.5 | |
Hours worked1013 |
4,416 | 6,904 | 5,200 | 2,936 | 2,159 | 2,344 | 1,584 | - | 1,480 | 1,424 | 2,800 | 1,472 | 2,104 | 720 | |
| Document | |||||||||||||||
The notes to these accounts have 14 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 30-12-2025.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | full format | 30-12-2025 | 2026-00000759 | |
| 31-12-2023 | full format | 28-12-2024 | 2024-00626190 | |
| 31-12-2022 | full format | 10-10-2023 | 2023-00484657 | |
| 31-12-2021 | micro format | 15-11-2022 | 2022-20524047 | |
| 31-12-2020 | micro format | 07-06-2021 | 2021-18000090 | |
| 31-12-2019 | micro format | 29-08-2020 | 2020-51300278 | |
| 31-12-2018 | micro format | 30-09-2019 | 2019-67200188 | |
| 31-12-2017 | micro format | 31-08-2018 | 2018-58800399 | |
| 31-12-2016 | micro format | 31-08-2017 | 2017-60100484 | |
| 31-12-2015 | full format | 31-08-2016 | 2016-53700056 | |
| 31-12-2014 | full format | 31-08-2015 | 2015-52500024 | |
| 31-12-2013 | full format | 31-08-2014 | 2014-57300220 | |
| 31-12-2012 | full format | 31-08-2013 | 2013-54400191 | |
| 31-12-2011 | full format | 31-08-2012 | 2012-53800194 |
| Line | Trend | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 104,610 | 87,012 | 86,640 | 105,812 | 87,556 | 80,826 | 37,863 | 52,243 | 65,938 | 58,679 | 52,645 | 63,390 | 35,188 | 24,939 | ||
| 78,958 | 65,661 | 77,516 | 61,066 | 71,938 | 66,287 | 27,795 | 42,071 | 50,835 | 47,927 | 43,487 | 49,417 | 27,346 | 17,680 | ||
| 131,334 | 171,633 | 261,587 | 11,480 | 12,682 | 83,401 | 4,257 | 2,586 | 19,862 | 34,333 | 81,167 | 54,915 | 45,642 | 46,072 | ||
| 64,902 | 66,835 | - | - | -56,422 | 51,181 | 19,805 | -12,805 | -31,042 | 25,132 | 14,457 | 19,327 | -11,518 | - | ||
| 33,046 | 45,245 | 78,475 | 123,143 | 73,557 | 86,317 | 30,267 | 22,039 | 1,570 | -15,801 | -33,542 | -21,239 | -40,488 | -22,192 | ||
| 14.6% | 13.3% | 15.6% | 19.5% | 22.7% | 31.9% | 21.5% | 17.8% | 16.4% | 14.2% | 15.8% | 25.5% | 14.2% | 19.9% | ||
| 1.03 | 1.04 | 1.08 | 1.19 | 1.22 | 1.38 | 1.16 | 1.11 | 1.01 | 0.91 | 0.78 | 0.78 | 0.68 | 0.59 | ||
| 0.59 | 0.54 | 0.65 | 1.19 | 1.07 | 1.38 | 1.16 | 1.11 | 1.01 | 0.91 | 0.78 | 0.78 | 0.28 | 0.59 | ||
| 5.87 | 6.52 | 5.40 | 4.13 | 3.40 | 2.14 | 3.65 | 4.62 | 5.09 | 6.02 | 5.31 | 2.91 | 6.06 | 4.01 | ||
| 8.0% | 8.4% | 22.2% | 35.4% | 62.1% | 50.1% | 11.5% | 10.1% | 12.8% | -1.8% | -7.9% | 48.3% | 36.5% | 53.9% | ||
| 1.2% | 1.1% | 3.5% | 6.9% | 14.1% | 16.0% | 2.5% | 1.8% | 2.1% | -0.3% | -1.2% | 12.3% | 5.2% | 10.8% | ||
| 4.97 | 5.39 | 9.81 | 7.46 | - | - | - | - | - | - | - | - | - | - |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|
| Employees at the balance-sheet date | 6 | 6 | 5 | 4 |
| full-time | 6 | 6 | 5 | 4 |
| in full-time equivalents | 6 | 6 | 5 | 4 |
| 6 | 5.8 | 4.3 | 3.1 | |
| On a permanent contract | 5 | 5 | 4 | 3 |
| Joined | - | 1 | 1 | 2 |
| Left | - | 0 | 0 | 0 |
Source: social balance sheet in the 2021 to 2024 annual accounts
| Item | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Debts secured on the company's own assets | €305,840 | €264,103 | €182,445 | - |
Source: notes to the 2021 to 2024 annual accounts (statement of debts and off-balance-sheet rights and commitments)
| Item | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Tangible fixed assets | €131,334 | €161,010 | €261,587 | €9,417 |
| Financial fixed assets | - | €10,623 | - | €2,063 |
| €60,053 | €47,323 | €33,191 | €6,022 |
Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)
The operating result for 2024 is 12% higher than in 2023. It is a recovery after the fall in 2023.
Debt's share of the balance-sheet total falls from 86.7% to 85.4%. Equity is higher and debt is lower.
FAMI-CONSTRUCT has no parent and no holdings in its annual accounts.
| HOUSE CONSULTING
registered office since 08-05-2020 · founded in 2020 · negative equity (2025) |
total assets €564,356 (2025) 0746.765.584 |
| Mirabella, Antoine (sole trader)
establishment since 08-07-2024 |
founded in 2024 1012.311.695 |
| IMMO MISTRAL via MIRABELLA,Rosario (no longer at IMMO MISTRAL) and MIRABELLA,Salvatore (no longer at IMMO MISTRAL) · Director · deed of 17-11-2022 founded in 2022 · accounts filed late |
total assets €1.4m (2025) |
| HOUSE CONSULTING via MIRABELLA,Rosario, no longer at HOUSE CONSULTING · Director · deed of 12-05-2020 founded in 2020 · negative equity (2025) |
total assets €564,356 (2025) |
The network starts from the earlier ties.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Rue de Grâce 178 registered office 4460 Grâce-Hollogne | 30-12-2010 | 2.196.691.296 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62046A0547/00A000 | 2,173 m² | 1 · 250 m² | 8.2 m · 2 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0832.360.067
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