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FACTORY

Active
Private limited companyfounded 2002active for 23 yearsUkkelse laan 48, 1190 Vorst, BelgiumKBO/BCE: BE 0479.038.557
Summary

The computed 12-month bankruptcy probability of FACTORY is 1.6% (moderate). The 2025 annual accounts show equity of €314,404 and a net result of €97,770. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 1,028 sector peers (NACE 41, financial year 2025). The company has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
≈ €750,000turnover 2025, estimated
Staff
1 FTE
Equity
€314,404
Profit
€97,770
Turnover estimated from the gross margin
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Structure
2025 accounts filed 47 days late1 of 10 deeds summarised
Why 55raises riskLast filed accounts filed 48 days late; 2 of the last 3 lateSector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 1.28, cash €28,085, halvedlowers riskFounded in 2002Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 43% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Average
Solvency 46-1
equity 21.1% of total assets
Liquidity 12-13
short-term debt 74.4% · cash 1.9%
Profitability 77-17
return on assets 6.5%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,447 companies, NACE 41, micro)
Last 24 months 11-2024: 1.6% 12-2024: 1.7%▲ +0.1 percentage points vs 11-2024 01-2025: 1.8%▲ +0.1 percentage points vs 12-2024 02-2025: 2.4%▲ +0.6 percentage points vs 01-2025 03-2025: 3.1%▲ +0.7 percentage points vs 02-2025 04-2025: 4.8%▲ +1.7 percentage points vs 03-2025highest value 05-2025: 1.2%▼ -3.6 percentage points vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025lowest value 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.3%▲ +0.1 percentage points vs 08-2025 10-2025: 1.2%▼ -0.1 percentage points vs 09-2025 11-2025: 1.4%▲ +0.2 percentage points vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.5%▲ +0.1 percentage points vs 12-2025 02-2026: 2.0%▲ +0.5 percentage points vs 01-2026 03-2026: 2.5%▲ +0.5 percentage points vs 02-2026 04-2026: 3.1%▲ +0.6 percentage points vs 03-2026 05-2026: 3.1%● unchanged vs 04-2026 06-2026: 3.1%● unchanged vs 05-2026 07-2026: 1.7%▼ -1.4 percentage points vs 06-2026 08-2026: 1.7%● unchanged vs 07-2026 09-2026: 1.7%● unchanged vs 08-2026 10-2026: 1.6%▼ -0.1 percentage points vs 09-2026
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.28, compared with 1.2 in 2024, below the usual 1.5; short-term debt: 74.4% and cash: 1.9% of total assets), and 78.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 28% on solvency, 11% on liquidity, 56% on profitability and 78% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 48 days late; 2 of the last 3 late
NBB · filings
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Liquidity: current ratio 1.28, cash €28,085, halved
NBB · annual accounts
lowers risk · Founded in 2002
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €314,404
raises risk · 2025 accounts filed 47 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-03-2026, 47 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
47 days late
2024
76 days late
2023
1 day early
2022
6 days early
2021
7 days early
2020
2 days early
2019
59 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (4 of the last 5 filed years within 48 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end30-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Highest result from 2019 to 2025net €206,123 ▲2,817%

Financials · financial year 2025, full format

2025 annual accounts filed late (47 days) Filed on 19 March 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00058245.

Turnover
≈ €750,000
Estimated: probably between €530,000 and €1.2m
EBIT margin
Not included in this filing
Net result
€97,770▼ 52.6%
2024 · €206,123
Working capital
€314,345▲ 106%
2024 · €152,724
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result falls in 2025; 2025 is 54% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€0.1m 2025 Net result€0.1m 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result€0.08m--€0.08m€0.09m€0.1m▲ 41.7%€0.01m▼ 90.3%€0.3m▲ 24×€0.1m▼ 54.3%
Net result€0.07m--€0.08mbelow the sector's middle half€0.07mwithin the sector's middle half€0.1mwithin the sector's middle half▲ 61.1%€0.007mwithin the sector's middle half▼ 93.3%€0.2mabove the sector's middle half▲ 29×€0.1mwithin the sector's middle half▼ 52.6%
Equity-€0.09m--€0.2mbelow the sector's middle half▼ 90.6%-€0.1mbelow the sector's middle half▲ 39.1%€0.003mbelow the sector's middle half€0.01mbelow the sector's middle half▲ 205%€0.2mwithin the sector's middle half▲ 21×€0.3mwithin the sector's middle half▲ 45.1%
Total assets€0.7m-€0.6mwithin the sector's middle half▼ 16.1%€0.8mwithin the sector's middle half▲ 33.0%€0.8mwithin the sector's middle half▼ 1.6%€1.0mwithin the sector's middle half▲ 27.4%€1.0mwithin the sector's middle half▼ 0.7%€1.5mwithin the sector's middle half▲ 49.0%
Debt€0.8m-€0.8m▼ 4.4%€0.9m▲ 17.3%€0.8m▼ 13.1%€1.0m▲ 26.6%€0.8m▼ 21.3%€1.2m▲ 50.0%
Working capital-€0.2m--€0.2mbelow the sector's middle half▼ 54.8%-€0.2mbelow the sector's middle half▲ 32.5%-€0.05mbelow the sector's middle half▲ 71.0%-€0.03mbelow the sector's middle half▲ 36.7%€0.2mwithin the sector's middle half€0.3mwithin the sector's middle half▲ 106%
Solvency-12.3%--27.9%below the sector's middle half▼ 15.6pp-12.8%below the sector's middle half▲ 15.1pp0.4%below the sector's middle half▲ 13.2pp1.0%below the sector's middle half▲ 0.6pp21.6%within the sector's middle half▲ 20.6pp21.1%within the sector's middle half▼ 0.6pp
Current ratio0.81-0.69below the sector's middle half▼ 0.120.82below the sector's middle half▲ 0.130.94below the sector's middle half▲ 0.120.97below the sector's middle half▲ 0.031.20within the sector's middle half▲ 0.231.28within the sector's middle half▲ 0.08
Return on assets (ROA)10.0%--13.2%below the sector's middle half▼ 23.3pp8.2%within the sector's middle half▲ 21.4pp13.4%above the sector's middle half▲ 5.2pp0.7%within the sector's middle half▼ 12.7pp20.6%above the sector's middle half▲ 19.9pp6.5%within the sector's middle half▼ 14.0pp
Staff (FTE)1below the sector's middle half
above within below the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets €67,355 ▼ 23.4%
Current assets €1.4m ▲ 55.9%
Equity and liabilities €1.5m
Equity €314,404 ▲ 45.1%
Debt €1.2m ▲ 50.0%
Debt's share of the balance-sheet total rises from 78.4% to 78.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€163,561▼
2024 · €319,959
Cash flow
€121,243▼
2024 · €219,763
Quick ratio
1.16▲
2024 · 1.02
Debt to equity
3.75▲
2024 · 3.63
ROE
31.1%▼
2024 · 95.1%
Interest coverage
over 100▲
2024 · 46.03
Debt ≤ 1 year
€1.1m▲
2024 · €761,764
Debt > 1 year
€67,296▲
2024 · €23,968
Income taxes
€40,958▼
2024 · €81,723
Staff costs
€43,526
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,818 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 95.1% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.0% went bankrupt
3.7% stopped otherwise
95.1% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,818 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.0m€1.5m▲
Fixed assets21/28€0.09m€0.07m▼
Tangible fixed assets22/27€0.07m€0.04m▼
Plant, machinery and equipment23€0.02m€0.01m▼
Furniture and vehicles24€0.04m€0.03m▼
Financial fixed assets28€0.02m€0.02m▲
Current assets29/58€0.9m€1.4m▲
Stocks and contracts in progress3€0.1m€0.1m▲
Stocks30/36€0.1m€0.1m▲
Amounts receivable within one year40/41€0.7m€1.3m▲
Trade receivables40€0.2m€0.7m▲
Other amounts receivable41€0.4m€0.6m▲
Cash at bank and in hand54/58€0.1m€0.03m▼
Equity and liabilities
Total equity and liabilities10/49€1.0m€1.5m▲
Equity10/15€0.2m€0.3m▲
Contributions10/11€0.02m€0.02m=
Reserves13€0.02m€0.02m=
Distributable reserves133€0.02m€0.02m=
Profit (loss) carried forward14€0.2m€0.3m▲
Amounts payable17/49€0.8m€1.2m▲
Amounts payable after more than one year17€0.02m€0.07m▲
Financial debts170/4€0.02m€0.07m▲
Amounts payable within one year42/48€0.8m€1.1m▲
Current portion of amounts payable after more than one year42€0.02m€0.03m▲
Trade debts44€454€0.4m▲
Suppliers440/4€454€0.4m▲
Taxes, remuneration and social security45€0.07m€0.1m▲
Taxes450/3€0.07m€0.1m▲
Other amounts payable47/48€0.7m€0.6m▼
Income statement Code20242025
Remuneration, social security and pensions62-€0.04m
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.01m€0.02m▲
Other operating charges640/8€0.004m€0.006m▲
Gross operating margin9900€0.3m€0.2m▼
Operating profit (loss)9901€0.3m€0.1m▼
Financial income75/76B€0.004m€248▼
Recurring financial income75€8€248▲
Non-recurring financial income76B€0.004m-
Financial charges65/66B€0.02m€0.002m▼
Recurring financial charges65€0.007m€0.001m▼
Non-recurring financial charges66B€0.02m€300▼
Profit (loss) for the period before taxes9903€0.3m€0.1m▼
Income taxes67/77€0.08m€0.04m▼
Profit (loss) for the period9904€0.2m€0.1m▼
Profit (loss) for the period to be appropriated9905€0.2m€0.1m▼
Appropriation of the result
Profit (loss) to be appropriated9906€0.2m€0.3m▲
Profit (loss) brought forward from the previous period14P-€0.03m€0.2m▲
Social balance sheet
Average headcount (FTE)9087-1.0

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Remuneration, social security and pensions62------€43,526-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,501€14,505€13,725€13,289€13,001€13,639€23,473▲ 72.1%
Other operating charges640/8---€2,432€3,412€3,950€6,129▲ 55.2%
Gross operating margin9900€96,039-€57,623€110,474€144,863€28,932€323,908€213,216▼ 34.2%
Operating profit (loss)9901€83,633-€81,018€91,118€129,143€12,519€306,319€140,088▼ 54.3%
Financial income75/76B---€9,557€0€3,652€248▼ 93.2%
Recurring financial income75€12,260€5€227€5€0€8€248▲ 29×
Non-recurring financial income76B---€9,553-€3,644--
Financial charges65/66B---€3,989€565€22,125€1,608▼ 92.7%
Recurring financial charges65€20,068€724€25,180€3,819€565€6,951€1,308▼ 81.2%
Non-recurring financial charges66B---€170-€15,174€300▼ 98.0%
Profit (loss) for the period before taxes9903€72,587-€80,189€65,940€134,711€11,954€287,847€138,728▼ 51.8%
Income taxes67/77€165€25-€28,476€4,887€81,723€40,958▼ 49.9%
Profit (loss) for the period9904€72,422-€80,214€65,940€106,235€7,067€206,123€97,770▼ 52.6%
Profit (loss) for the period to be appropriated9905€72,422-€80,214€65,940€106,235€7,067€206,123€97,770▼ 52.6%
Line2019202020212022202320242025Change
Assets
Total assets20/58€0.7m€0.6m€0.8m€0.8m€1.0m€1.0m€1.5m▲ 49.0%
Fixed assets21/28€0.07m€0.07m€0.06m€0.05m€0.04m€0.09m€0.07m▼ 23.4%
Tangible fixed assets22/27€0.07m€0.07m€0.06m€0.05m€0.04m€0.07m€0.04m▼ 35.2%
Plant, machinery and equipment23---€0.04m€0.03m€0.02m€0.01m▼ 36.4%
Furniture and vehicles24---€0.01m€0.009m€0.04m€0.03m▼ 34.6%
Financial fixed assets28€0.001m€0.001m€0.001m€0.001m€0.001m€0.02m€0.02m▲ 13.9%
Current assets29/58€0.7m€0.5m€0.7m€0.7m€1.0m€0.9m€1.4m▲ 55.9%
Stocks and contracts in progress3€0.1m€0.1m€0.1m€0.1m€0.1m€0.1m€0.1m▲ 0.7%
Stocks30/36---€0.1m€0.1m€0.1m€0.1m▲ 0.7%
Amounts receivable within one year40/41€0.3m€0.3m€0.6m€0.6m€0.8m€0.7m€1.3m▲ 93.7%
Trade receivables40---€0.1m€0.3m€0.2m€0.7m▲ 190%
Other amounts receivable41---€0.4m€0.5m€0.4m€0.6m▲ 39.1%
Cash at bank and in hand54/58€0.2m€0.1m€0.007m€0.05m€0.007m€0.1m€0.03m▼ 78.1%
Equity and liabilities
Total equity and liabilities10/49€0.7m€0.6m€0.8m€0.8m€1.0m€1.0m€1.5m▲ 49.0%
Equity10/15-€0.09m-€0.2m-€0.1m€0.003m€0.01m€0.2m€0.3m▲ 45.1%
Contributions10/11€0.02m€0.02m-€0.02m€0.02m€0.02m€0.02m=
Reserves13€0.02m€0.02m€0.02m€0.02m€0.02m€0.02m€0.02m=
Non-distributable reserves130/1---€0.002m€0.002m---
Reserves not available under the articles1311---€0.002m€0.002m---
Distributable reserves133---€0.02m€0.02m€0.02m€0.02m=
Profit (loss) carried forward14-€0.1m-€0.2m-€0.1m-€0.04m-€0.03m€0.2m€0.3m▲ 55.8%
Amounts payable17/49€0.8m€0.8m€0.9m€0.8m€1.0m€0.8m€1.2m▲ 50.0%
Amounts payable after more than one year17-----€0.02m€0.07m▲ 181%
Financial debts170/4-----€0.02m€0.07m▲ 181%
Amounts payable within one year42/48€0.8m€0.8m€0.9m€0.8m€1.0m€0.8m€1.1m▲ 45.9%
Current portion of amounts payable after more than one year42-----€0.02m€0.03m▲ 57.2%
Financial debts43----€0.03m---
Credit institutions430/8----€0.03m---
Trade debts44€0.04m€0.007m€0.1m€0.09m€0.2m€454€0.4m▲ 858×
Suppliers440/4---€0.09m€0.2m€454€0.4m▲ 858×
Taxes, remuneration and social security45---€0.03m€0.03m€0.07m€0.1m▲ 44.3%
Taxes450/3---€0.03m€0.03m€0.07m€0.1m▲ 44.3%
Other amounts payable47/48---€0.7m€0.7m€0.7m€0.6m▼ 12.6%
Line2019202020212022202320242025Change
Profit (loss) for the period9904€72,422-€80,214€65,940€106,235€7,067€206,123€97,770▼ 52.6%
+ Depreciation and write-downs630€11,501€14,505€13,725€13,289€13,001€13,639€23,473▲ 72.1%
Operating cash flow (approximation)€83,923-€65,709€79,665€119,523€20,068€219,763€121,243▼ 44.8%
Investment in fixed assets (approximation)--€19,634-€1,404-€4,017-€2,736-€61,111-€2,950▲ 95.2%
Change in cash--€117,685-€108,576€40,667-€40,323€120,499-€99,873-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 22 filings with the National Bank
Financial year Type Filed Reference
30-06-2025 full format 19-03-2026 2026-00058245
30-06-2024 full format 17-04-2025 2025-00071345
30-06-2023 full format 30-01-2024 2024-00019574
30-06-2022 full format 25-01-2023 2023-00005101
30-06-2021 full format 24-01-2022 2022-02400341
30-06-2020 full format 29-01-2021 2021-04000084
30-06-2019 full format 30-03-2020 2020-08300220
30-06-2018 full format 05-06-2019 2019-16300428
30-06-2017 full format 01-03-2018 2018-06100356
30-06-2016 full format 16-01-2017 2017-01500392

Show all 22 filings

Similar companies · same sector, comparable size

Of the 29,223 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,389. 10,987 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, last change in 2024
WYNS Pascal Frédéric Fabrice
Director (not named in the articles) · since 13-06-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
9 of this company's 10 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.

Mandate history

1 person since 2024, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
WYNS Pascal Frédéric Fabrice
  • Manager, until 13-06-2024
  • Director (not named in the articles), from 13-06-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
Stated in the act act of 13-06-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 13-06-2024 Converted to unavailable equity · €20,405

Group and network

Connections & network

1 connected company
Depth

The connected companies are in the list below.

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Linked via shared directors
PANAM
via WYNS Pascal Frédéric Fabrice · Director (not named in the articles)
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History

On 16 December 2002, FACTORY was incorporated.1 In 2024 the registered office moved to Forest.2 Total assets went from €721,339 in 2019 to €1.5m in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 13-06-2024
  3. 3National Bank, annual accounts 2019 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-01-2027
2026
19-03
NBB filing Annual accounts filed
financial year 2025 · full format · 47 days late
2025
17-04
NBB filing Annual accounts filed
financial year 2024 · full format · 76 days late
2024
30-06
Financial Highest result from 2019 to 2025net €206,123 ▲2,817%
Operating result €306,319, net result €206,123, both a record.
30-06
Financial Equity above €200,000equity €216,635 ▲1,961%
4 profitable years in a row build equity to €216,635.
13-06
Gazette deed Resignation: WYNS Pascal Frédéric Fabrice (manager)
Appointment: WYNS Pascal Frédéric Fabrice (director) · Shareholding · Power of attorney28 facts ▸
  • General meeting, 10-06-2024
  • Other provision, “président,secrétaire et scrutateur, bureau de l'assemblée” (deed in French)
  • Shareholding, 99
  • Shareholding, 1, 100
  • Power of attorney, Michaelina de Radzitzky
  • Other provision, “ordre du jour, adapter les statuts aux dispositions du Code des sociétés et des associations” (deed in French)
  • Other provision, “convocations, tous les associés sont présents ou représentés” (deed in French)
  • Other provision, “validité de l’assemblée” (deed in French)
  • Other provision, “adaptation des statuts au Code des sociétés et des associations, adapter les statuts et conserver la forme légale de société à responsabilité limitée” (deed in French)
  • Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
  • Reserve release, “supprimer le compte de capitaux propres statutairement indisponible et rendre ces fonds disponibles pour distribution”, 20405 (deed in French)
  • Other provision, “IMMO-Factory ITALY, dénomination commerciale” (deed in French)
  • +16 further facts in this act
30-01
NBB filing Annual accounts filed
financial year 2023 · full format
2023
25-01
NBB filing Annual accounts filed
financial year 2022 · full format
2022
24-01
NBB filing Annual accounts filed
financial year 2021 · full format
2021
30-06
Financial Back to profitnet €65,940
Net result €65,940 after one loss-making year.
29-01
NBB filing Annual accounts filed
financial year 2020 · full format
2020
30-06
Financial Weakest financial yearnet -€80,214
Net result drops to -€80,214, the lowest in the series; recovery starts the following year.
30-03
NBB filing Annual accounts filed
financial year 2019 · full format · 59 days late
Show earlier events
2019
05-06
NBB filing Annual accounts filed
financial year 2018 · full format · 125 days late
2018
01-03
NBB filing Annual accounts filed
financial year 2017 · full format · 29 days late
2017
16-01
NBB filing Annual accounts filed
financial year 2016 · full format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 22 annual accounts filed, the latest 10 are here; all 22 are under Financials.
1 of 10 deeds read
About the unread acts

Of the 10 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 9 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded16-12-2002
Financial year end30-06
Trade name FR IMMO-Factory ITALY
Activities, NACEBEL 2025
41001General construction of residential buildings
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Contact
E-mail info@immo-factory.be
Website www.immo-factory.beUkkel
Phone 02/376.13.44Ukkel
Fax 02/376.22.46Ukkel
E-invoicing
Reachable via Peppol
Peppol ID 0208:0479038557
Registered 12-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0479.038.557

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2003
registered office establishment The establishment unit on the map
Ground area
797 m²
Building footprint
411 m²
Building volume
1,681 m³
2 parcels, Brussels · tallest building 12.6 m. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 establishment unit
FACTORY
Alsembergsesteenweg 471, 1180 UkkelGeneral construction of residential buildings
since 2003unit no. 2.126.927.314
2 parcels
Brussels 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
21616A0267/00P036 Brussels 547 m² 1 · 161 m² 5.1 m
21382C0227/00M015 Brussels 250 m² 1 · 251 m² 12.6 m · 2
How the parcels are linked
Good to know
Both parcels match the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Effectuer toutes opérations d'achat,de vente,de location,de gestion,de négociations,de mise en valeur,de transformation d'immeubles bâtis ou…” (deed in French)
18 activities (deed in French)
  1. Effectuer toutes opérations d'achat,de vente,de location,de gestion,de négociations,de mise en valeur,de transformation d'immeubles bâtis ou non bâtis,et de parties d'immeubles ainsi que toutes autres opérations immobilières,y compris les prestations qui s'y rattachent en tant qu’entrepreneur général.
  2. Entreprendre ou faire entreprendre l'étude et la réalisation pratique de tous les problèmes techniques,sociaux,économiques,fiscaux et d'organisation qui se posent en matière de son objet social.
  3. Préparer,rédiger et conclure en tant que mandataire ou pour son compte propre,toutes les conventions commerciales ou financières ainsi que tous marchés de travaux ou de fourniture et faire toutes les opérations annexes de crédit ou de garantie y compris la représentation et le courtage.De faire en général,toutes opérations se rattachant à ces objets.
  4. Prendre ou participer à des initiatives sous forme de participation ou aide à caractère technique,financière ou d'organisation.
  5. Représenter ses membres au sein de sociétés commerciales ou à forme commerciale et accepter toute forme de mandat.
  6. Prêter son assistance à des tiers en toutes matières sociale,technique,financière,organique,administrative et économique.
  7. Contracter des emprunts hypothécaires et toute autre forme de crédit.Accomplir tous actes de prêt,placements et assurances en courtage,la représentation et l'agence et ce dans la mesure où les agréations administratives nécessaires seraient acquises.
  8. Par ailleurs,la société a pour objet,au sens le plus large,la réalisation d’ouvrages immobiliers en tant qu’entrepreneur général et coordinateur de chantier et la constitution et la valorisation d’un patrimoine immobilier.
  9. En tant qu'entrepreneur général,tous les travaux d’entreprise de construction,réfection et d’entretien des routes,les travaux d’égouts,de distribution d’eau et de gaz,la réalisation du gros œuvre dans tous types de bâtiments,tous travaux de démolition de bâtiments et d’ouvrages d’art,de construction de pavillons démontables et de baraquements non métalliques,le placement de clôtures de tout type,la vente de matériaux de construction,tous les travaux d’entreprise de maçonnerie et béton,l’entreprise de travaux publics et privés,tous les travaux de plafonnage,de cimentage et de tous autres enduits,entreprise de travaux de carrelage et de mosaïque et de tous autres revêtements de mur et de sol;entreprise d’installation sanitaire,de chauffage au gaz et de plomberie,zinguerie et d’installation d’adoucisseurs d’eau,entreprise de couvertures de construction(métalliques et non métalliques),activités d’atelier de réparations de matériel d’entreprises de construction,de voirie et de génie civil,activités de restauration de monuments et d’édifices classés,entreprise d’installation de chauffage central et installations thermiques,ventilation,conditionnement d’air,chauffage à air chaud,menuiserie métallique,plantations,parcs et jardins,l’activité de peinture,l’activité d’architecte d’intérieur et de décorateur;l’achat,la vente,l’importation et l’exportation de tout appareil électrique,électronique,radio électrique,domotique,électroménager,cuisines équipées,éclairage et luminaires,climatisation,tout accessoire électrique,enseignes lumineuses,pierre naturelle,carrelage,parquet,meubles et objets de décoration,œuvres d’art.
  10. Toutes activités de promotion immobilière,en ce compris l’achat et la vente d’immeubles bâtis ou non,et tous achats ou opérations s’y rapportant,ainsi que la commercialisation de tous les biens meubles utilisables dans les prédits immeubles
  11. Plus généralement toutes opérations civiles ou commerciales,industrielles ou financières(tels que prêts hypothécaires,prêts personnels,avances,cautionnements,etc.),mobilières ou immobilières généralement quelconques se rapportant directement ou indirectement à ces objets ou de nature à les développer ou à en faciliter la réalisation
  12. Ainsi que toutes opérations d’apport,de fusion,de scission,de souscription,de participation,d’intervention financière ou autre,dans toutes sociétés,personnes morales ou entreprises existantes ou à créer,ayant un objet identique,analogue,similaire ou simplement connexe,directement ou indirectement en rapport avec ces objets
  13. Elle pourra notamment prêter,emprunter,hypothéquer.
  14. La société peut accepter et exercer tout mandat d’administrateur dans toute société quelque soit son objet.
  15. La société peut constituer toute hypothèque ou toute autre sûreté réelle sur les biens sociaux ou se porter caution au profit de tiers.
  16. Elle peut consentir,au profit de tous tiers et de toutes sociétés,soit apparentées,soit avec lesquelles elle contracte des engagements,toutes dations en gage hypothécaire ou autres et toutes garanties plus généralement quelconques.
  17. La société pourra également réaliser toutes les opérations financières,commerciales,mobilières et immobilières ayant un rapport direct ou indirect avec son objet social ou pouvant en faciliter la réalisation.
  18. Elle pourra également s'intéresser par voie d'association,d'apport ou de fusion,de souscription,de participation,d'intervention financière à toute société ou entreprise existante ou à créer dont l'objet serait similaire ou connexe ou simplement utile à la réalisation de l'objet social.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
FACTORY
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Sièges administratifs,agences,ateliers,dépôts et succursales,tant en Belgique qu'à l'étranger, Région de Bruxelles-Capitale” (deed in French)

deed of 13-06-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Avec ou sans limitation, assemblée nommant fixe nombre,durée et,en cas pluralité,pouvoirs” (deed in French)
“Frais généraux,indépendamment frais représentation,voyages,déplacements, assemblée à majorité absolue ou actionnaire unique,montant fixe ou…” (deed in French)

deed of 13-06-2024

Capital, shares and profit

Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
One provision in the deed

deed of 13-06-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of November at 18:00

deed of 13-06-2024

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“24, tout temps par assemblée formes modifications statuts” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“25, faculté assemblée désigner un ou plusieurs et fixer pouvoirs et émoluments” (deed in French)

deed of 13-06-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Compte de capitaux propres statutairement indisponible, Pas d'application” (deed in French)
Other provision: “Appels de fonds, détermine librement,au fur et à mesure des besoins et aux époques jugées utiles,versements ultérieurs sur actions…” (deed in French)
Other provision: “Apport en numéraire avec émission de nouvelles actions-droit de préférence, organe qui procède à l'émission” (deed in French)
Other provision: “Nominatives, nature des actions et registre” (deed in French)
Other provision: “Pouvoir d'administration, chaque administrateur agissant seul peut accomplir actes nécessaires ou utiles à objet,sous réserve loi et statuts…” (deed in French)
Other provision: “Organe détermine agissement seul ou conjointement, gestion journalière” (deed in French)
Other provision: “Contrôle de la société, un ou plusieurs commissaires,nommés trois ans,rééligibles” (deed in French)
Other provision: “Admission assemblée générale, 18” (deed in French)
Other provision: “Séances procès-verbaux, 19” (deed in French)
Other provision: “Une voix par action sauf actions sans droit vote légal, délibérations” (deed in French)
Other provision: “3 semaines, organe administration” (deed in French)
Other provision: “Répartition réserves, 23” (deed in French)
Liquidation distribution: “26, apurement dettes charges frais ou consignation montants nécessaires” (deed in French)
Other provision: “Siège sauf autre domicile élu Belgique vis-à-vis société, élection domicile” (deed in French)
Other provision: “Compétence judiciaire, 28” (deed in French)
Other provision: “Droit commun, 29” (deed in French)
1 more provision in the deed, see the deed of 13-06-2024

deed of 13-06-2024