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JVG BUILD

Active
Private limited companyfounded 200521 yrs activeKoningsveldstraat 131, 1040 Etterbeek, BelgiumKBO/BCE: BE 0871.586.966
Summary

JVG BUILD has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €314,497 and a net result of €39,740. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 75% of 9010 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisWatch ReportCompare
JVG BUILDActiveChecked score 69/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201NACE 45211
1 site
Size
€468,280total assets 2025
Equity
€314,497
Profit
€39,740
Turnover not published (abridged schema)
Financial health
69 Healthy Checked score 2025
Bankruptcy chance 12 m
0.9%
Structure
Accounts filed 82 d late0 of 9 deeds read
Why 69- Sector Construction of residential and non-residential buildings (NACE 41)- Latest accounts 82 days late; 1 of the last 3 late- Size: total assets €468,280+ Founded in 2005Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 64% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 92-3
equity 67.2% of total assets
Liquidity 56+1
short-term debt 9.2% · cash 4.8%
Profitability 79+72
return on assets 8.5%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,373 companies)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%▲ +44.7% vs 11-2024 01-2025: 0.3%▲ +18.0% vs 12-2024 02-2025: 1.7%▲ +574% vs 01-2025 03-2025: 1.7%● 0.0% vs 02-2025 04-2025: 1.7%● 0.0% vs 03-2025 05-2025: 1.7%▼ -0.6% vs 04-2025 06-2025: 1.7%● 0.0% vs 05-2025 07-2025: 1.7%▼ -0.6% vs 06-2025 08-2025: 1.7%▲ +2.3% vs 07-2025 09-2025: 1.7%▼ -1.7% vs 08-2025 10-2025: 1.7%▼ -0.1% vs 09-2025 11-2025: 1.8%▲ +7.5% vs 10-2025 12-2025: 2.1%▲ +14.8% vs 11-2025 01-2026: 2.2%▲ +1.9% vs 12-2025 02-2026: 2.5%▲ +17.7% vs 01-2026highest value 03-2026: 0.9%▼ -66.2% vs 02-2026 04-2026: 0.9%● 0.0% vs 03-2026 05-2026: 0.9%▼ -0.6% vs 04-2026 06-2026: 0.9%● 0.0% vs 05-2026 07-2026: 0.8%▼ -0.7% vs 06-2026 08-2026: 0.9%▲ +2.5% vs 07-2026 09-2026: 0.9%● 0.0% vs 08-2026 10-2026: 0.9%● 0.0% vs 09-2026
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Latest accounts 82 days late; 1 of the last 3 late raises the probability
  • Founded in 2005 lowers the probability for this profile
  • Size: total assets €468,280 raises the probability for this profile
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 10.44 against 39.81 in 2024; short-term debt: 9.2% and cash: 4.8% of total assets), and 32.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 76%, liquidity 60%, profitability 60%, growth against the median 59%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Latest accounts 82 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 2005
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: total assets €468,280
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 20-02-2026, 82 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
82 d late
2024
30 d late
2023
1 d early
2022
125 d late
2021
on the day
2020
249 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 74 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today. Usually files around 30 December (4 of the last 5 filed years within 52 days of that day).
Companies Code · seven months
Position in the running window
30-04-2026 close05-10-2026 today30-11-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €39,740
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Back in profit in 2025after -€37,792 in 2024 €39,740 View
  • Positive: Among the best 8% on equitysector median €45,703 · 9,018 companies €314,497 View
  • Caution: Latest accounts filed lateafter the legal deadline 82 d View

By topic

Financials

Fiscal year
2025
Total assets
€468,280
Profit
€39,740
Solvency
67.2%
Turnover▼ 33.5%
Net result
20192021
Go to Financials

Timeline

Events
16
Since
2016
Next accounts
by 30-11-2026
  1. 20-02-2026Annual accounts filed
  2. 30-04-2025Back to profit
  3. 30-12-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
01-02-2005
Year ends
30-04
Peppol
Reachable for e-invoices
Go to Company details

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