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Ex-tension

Active
Private limited companyfounded 20215 yrs activeKerremansheide 38, 1980 Zemst, BelgiumKBO/BCE: BE 0763.318.734

Ex-tension has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €313k and a net result of €55k. Equity is growing by ~32.2% per year across the filed fiscal years. Its solvency ranks better than 91% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
87 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-10
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 13.24 against 5.54 in 2024; short-term debt: 6.9% and cash: 85.3% of total assets), and 7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
93%
Return on assets
16.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
35 d early
2022
66 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€313k▲ 20.8%
2024 · €259k
2022: €107k 2023: €185k 2024: €259k
2022 → 2025
Total assets
€336k▲ 9.5%
2024 · €307k
2022: €164k 2023: €271k 2024: €307k
2022 → 2025
Net result
€55k▼ 27.1%
2024 · €75k
2022: €105k 2023: €78k 2024: €75k
2022 → 2025
Working capital
€283k▲ 29.5%
2024 · €219k
2022: €95k 2023: €179k 2024: €219k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€107k-€185k▲ 72.7%€259k▲ 40.2%€313k▲ 20.8%
Operating result€149k-€109k▼ 26.7%€103k▼ 6.2%€76k▼ 26.2%
Net result€105k-€78k▼ 25.0%€75k▼ 4.3%€55k▼ 27.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2022: €149k€149kNet result 2022: €105k€105kOperating result 2023: €109k€109kNet result 2023: €78k€78kOperating result 2024: €103k€103kNet result 2024: €75k€75kOperating result 2025: €76k€76kNet result 2025: €55k€55k2022202320242025
The operating result has fallen three years in a row; 2025 is 26% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €336k
Fixed assets €30k▼ 25.6%
Current assets €306k▲ 14.8%
Equity and liabilities €336k
Equity €313k▲ 20.8%
Debt €24k▼ 51.1%
The debt ratio falls from 15.7% to 7.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€86k
2024 · €113k
Cash flow
€65k
2024 · €85k
Solvency
93.0%
2024 · 84.3%
Current ratio
13.24
2024 · 5.54
Quick ratio
13.24
2024 · 5.54
Debt / equity
0.08
2024 · 0.19
ROE
17.5%
2024 · 29.0%
ROA
16.3%
2024 · 24.5%
Interest coverage
452.30
2024 · 501.15
Debt
€24k
2024 · €48k
Debt ≤ 1 year
€23k
2024 · €48k
Income taxes
€21k
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€307k€336k
Fixed assets21/28€40k€30k
Tangible fixed assets22/27€40k€30k
Furniture and vehicles24€40k€30k
Current assets29/58€267k€306k
Amounts receivable within one year40/41€25k€19k
Trade receivables40€25k€15k
Other amounts receivable41€2€5k
Cash at bank and in hand54/58€242k€287k
Deferred charges and accrued income490/1€519€615
Equity and liabilities
Total equity and liabilities10/49€307k€336k
Equity10/15€259k€313k
Contributions10/11€3k€3k=
Reserves13€256k€310k
Distributable reserves133€256k€310k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€48k€24k
Amounts payable within one year42/48€48k€23k
Trade debts44€1k€1k
Suppliers440/4€1k€1k
Taxes, remuneration and social security45€45k€20k
Taxes450/3€45k€20k
Other amounts payable47/48€1k€1k
Accrued charges and deferred income492/3-€408
Income statement Code20242025
Non-recurring operating income76A€13k€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k
Other operating charges640/8€387€475
Non-recurring operating charges66A€129€0
Gross operating margin9900€113k€87k
Operating profit (loss)9901€103k€76k
Financial income75/76B€0€0
Recurring financial income75€0€0
Financial charges65/66B€225€190
Recurring financial charges65€225€190
Profit (loss) for the period before taxes9903€102k€76k
Income taxes67/77€27k€21k
Profit (loss) for the period9904€75k€55k
Profit (loss) for the period to be appropriated9905€75k€55k
Appropriation of the result
Profit (loss) to be appropriated9906€75k€55k
Transfer to equity691/2€74k€54k
To other reserves6921€74k€54k
Profit to be distributed694/7€859€833
Return on contributions (dividend)694€859€833

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €55k ▼27.1%
Net result drops to €55k, the lowest in the series.
31-12
Financial Liquidity doublescurrent ratio 13.24
Current ratio from 5.54 to 13.24; short-term debt falls from €48k to €23k.
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €200kEq €259k ▲40.2%
3 profitable years in a row build equity to €259k.
26-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €150kEq €185k ▲72.7%
2 profitable years in a row build equity to €185k.
26-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kerremansheide 381980 Zemst
Ground area
675 m²
Building footprint
100 m²
Volume, LiDAR
572 m³
Parcel 23096E0064/00T005, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ex-tension
Kerremansheide 38, 1980 ZemstFinancial service activities, except insurance and pension funding
since 20212.313.413.475
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23096E0064/00T005 Flanders 675 m² 1 · 100 m² 7.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 4,780 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-02-2021
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.