KRO Consulting
ActiveKRO Consulting has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €255k and a net result of €55k. Equity is growing by ~32.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 1608 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 7.79 against 8.28 in 2024), and 12% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88%
Return on assets
19.1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
10 d late
2024
31 d early
2023
89 d late
2022
146 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€255k▲ 27.7%
2024 · €200k
2022: €92k
2023: €141k
2024: €200k
2022 → 2025
Total assets
€290k▲ 28.4%
2024 · €226k
2022: €108k
2023: €171k
2024: €226k
2022 → 2025
Net result
€55k▼ 5.4%
2024 · €58k
2022: €82k
2023: €49k
2024: €58k
2022 → 2025
Working capital
€229k▲ 22.8%
2024 · €187k
2022: €92k
2023: €142k
2024: €187k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€92k-€141k▲ 53.9%€200k▲ 41.4%€255k▲ 27.7%
Operating result€118k-€70k▼ 40.4%€81k▲ 15.0%€78k▼ 3.1%
Net result€82k-€49k▼ 39.5%€58k▲ 18.2%€55k▼ 5.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €290k
Fixed assets
€27k▲ 102%
Current assets
€263k▲ 23.9%
Equity and liabilities €290k
Equity
€255k▲ 27.7%
Debt
€35k▲ 33.9%
The debt ratio rises from 11.5% to 12.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€80k▼
2024 · €81k
Cash flow
€57k▼
2024 · €58k
Solvency
88.0%▼
2024 · 88.5%
Current ratio
7.79▼
2024 · 8.28
Quick ratio
7.79▼
2024 · 8.28
Debt / equity
0.14▲
2024 · 0.13
ROE
21.7%▼
2024 · 29.3%
ROA
19.1%▼
2024 · 25.9%
Interest coverage
1217.59▲
2024 · 1065.09
Debt
€35k▲
2024 · €26k
Debt ≤ 1 year
€34k▲
2024 · €26k
Income taxes
€24k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€226k€290k▲
Fixed assets21/28€13k€27k▲
Tangible fixed assets22/27€13k€27k▲
Plant, machinery and equipment23€13k€27k▲
Current assets29/58€212k€263k▲
Amounts receivable after more than one year29€30k€30k=
Other amounts receivable291€30k€30k=
Amounts receivable within one year40/41€31k€85k▲
Trade receivables40€11k€13k▲
Other amounts receivable41€20k€72k▲
Current investments50/53€74k€54k▼
Cash at bank and in hand54/58€75k€93k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€226k€290k▲
Equity10/15€200k€255k▲
Contributions10/11€10k€10k=
Reserves13€176k€231k▲
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€175k€230k▲
Profit (loss) carried forward14€14k€14k▲
Amounts payable17/49€26k€35k▲
Amounts payable within one year42/48€26k€34k▲
Trade debts44€11k€17k▲
Suppliers440/4€11k€17k▲
Taxes, remuneration and social security45€11k€12k▲
Taxes450/3€11k€12k▲
Other amounts payable47/48€4k€5k▲
Accrued charges and deferred income492/3€257€925▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25€2k▲
Other operating charges640/8€928€1k▲
Gross operating margin9900€82k€82k▼
Operating profit (loss)9901€81k€78k▼
Financial income75/76B€2k€584▼
Recurring financial income75€2k€584▼
Financial charges65/66B€76€66▼
Recurring financial charges65€76€66▼
Profit (loss) for the period before taxes9903€83k€79k▼
Income taxes67/77€24k€24k▼
Profit (loss) for the period9904€58k€55k▼
Profit (loss) for the period to be appropriated9905€58k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€69k€69k▲
Profit (loss) brought forward from the previous period14P€10k€14k▲
Transfer to equity691/2€55k€55k=
To other reserves6921€55k€55k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 10 days late
2025
31-12
Financial
Equity above €200kEq €255k ▲27.7%
4 profitable years in a row build equity to €255k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €150kEq €200k ▲41.4%
3 profitable years in a row build equity to €200k.
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 89 days late
2023
31-12
Financial
Weakest financial yearnet €49k ▼39.5%
Net result drops to €49k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €141k ▲53.9%
2 profitable years in a row build equity to €141k.
24-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 146 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ommegangstraat 259240 ZeleGround area
1,134 m²
Building footprint
275 m²
Volume, LiDAR
716 m³
2 parcels, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KRO Consulting
since 20212.318.447.775
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42402C2024/00E000 | Flanders | 655 m² | 1 · 146 m² | - |
| 46382B0729/00V002 | Flanders | 479 m² | 1 · 129 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 222 EUR awarded · 222 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 222 EUR | 222 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 4,991 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2021
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:kristof.oelbrandt@gmail.com
Phone:0483 457 024