Evert De Loose
ActiveEvert De Loose has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €117k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency45▼-55
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 7.57 in 2024; short-term debt: 77.5% and cash: 49.5% of total assets), and 79.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.3%
Return on assets
67.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 17022 sector peers (2025).
NBB · sector comparisonPosition among 17022 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
120 d early
2024
43 d early
2023
65 d early
2022
49 d early
2021
41 d early
2020
41 d early
2019
60 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▼ 85.8%
2024 · €249k
2019: €88k
2020: €194k
2021: €313k
2022: €425k
2023: €135k
2024: €249k
2019 → 2025
Total assets
€173k▼ 38.1%
2024 · €280k
2019: €124k
2020: €242k
2021: €362k
2022: €456k
2023: €525k
2024: €280k
2019 → 2025
Net result
€117k▲ 2.5%
2024 · €114k
2019: €84k
2020: €107k
2021: €121k
2022: €119k
2023: €148k
2024: €114k
2019 → 2025
Working capital
€6k▼ 97.3%
2024 · €201k
2019: €71k
2020: €181k
2021: €304k
2022: €419k
2023: €71k
2024: €201k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€313k-€425k▲ 35.6%€135k▼ 68.2%€249k▲ 84.3%€35k▼ 85.8%
Operating result€156k-€151k▼ 3.2%€190k▲ 26.2%€143k▼ 25.0%€148k▲ 3.7%
Net result€121k-€119k▼ 1.7%€148k▲ 23.9%€114k▼ 22.9%€117k▲ 2.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173k
Fixed assets
€33k▼ 30.7%
Current assets
€140k▼ 39.7%
Equity and liabilities €173k
Equity
€35k▼ 85.8%
Debt
€138k▲ 336%
The debt ratio rises from 11.3% to 79.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€165k▲
2024 · €160k
Cash flow
€134k▲
2024 · €131k
Solvency
20.3%▼
2024 · 88.7%
Current ratio
1.04▼
2024 · 7.57
Quick ratio
1.04▼
2024 · 7.57
Debt / equity
3.91▲
2024 · 0.13
ROE
330.4%▲
2024 · 45.7%
ROA
67.2%▲
2024 · 40.6%
Interest coverage
845.81▼
2024 · 1526.69
Debt
€138k▲
2024 · €32k
Debt ≤ 1 year
€134k▲
2024 · €31k
Income taxes
€33k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€280k€173k▼
Fixed assets21/28€48k€33k▼
Tangible fixed assets22/27€48k€33k▼
Plant, machinery and equipment23€1k€3k▲
Furniture and vehicles24€46k€30k▼
Financial fixed assets28€750€750=
Current assets29/58€232k€140k▼
Amounts receivable within one year40/41€36k€34k▼
Trade receivables40€14k-
Other amounts receivable41€21k€34k▲
Cash at bank and in hand54/58€179k€86k▼
Deferred charges and accrued income490/1€18k€20k▲
Equity and liabilities
Total equity and liabilities10/49€280k€173k▼
Equity10/15€249k€35k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€230k€17k▼
Amounts payable17/49€32k€138k▲
Amounts payable within one year42/48€31k€134k▲
Trade debts44€844€2k▲
Suppliers440/4€844€2k▲
Taxes, remuneration and social security45€13k€29k▲
Taxes450/3€13k€29k▲
Other amounts payable47/48€16k€103k▲
Accrued charges and deferred income492/3€1k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€161k€166k▲
Operating profit (loss)9901€143k€148k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€105€195▲
Recurring financial charges65€105€195▲
Profit (loss) for the period before taxes9903€145k€149k▲
Income taxes67/77€32k€33k▲
Profit (loss) for the period9904€114k€117k▲
Profit (loss) for the period to be appropriated9905€114k€117k▲
Appropriation of the result
Profit (loss) to be appropriated9906€230k€347k▲
Profit (loss) brought forward from the previous period14P€116k€230k▲
Profit to be distributed694/7-€330k
Return on contributions (dividend)694-€330k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 6current ratio 7.57
Current ratio from 1.18 to 7.57; short-term debt falls from €389k to €31k.
31-12
Financial
Equity above €200kEq €249k ▲84.3%
6 profitable years in a row build equity to €249k.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €148k ▲23.9%
Operating result €190k, net result €148k, both a record.
2022
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 14.95
Current ratio from 7.42 to 14.95; short-term debt falls from €47k to €30k.
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Equity above €200kEq €313k ▲61.6%
3 profitable years in a row build equity to €313k.
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Equity above €150kEq €194k ▲120%
2 profitable years in a row build equity to €194k.
2019
02-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drieschouwen(KEM) 1169190 StekeneGround area
424 m²
Building footprint
81 m²
Volume, LiDAR
3 m³
Parcel 46024A1613/00C000, Flanders · tallest building 1.9 m. Linked by address, not a title deed.
1 establishment unit
Evert De Loose
since 20182.278.761.612
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46024A1613/00C000 | Flanders | 424 m² | 1 · 81 m² | 1.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,701 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.