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Onerule

Active
Private limited companyfounded 20188 yrs activeHeidestraat 3, 1982 Zemst, BelgiumKBO/BCE: BE 0697.987.551
Summary

Onerule has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,600 and a net result of €86,188. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency36▲+2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.11 against 1.07 in 2024; short-term debt: 87.7% and cash: 66.9% of total assets), and 88.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
11.4%
Return on assets
52.7%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 17179 sector peers (2025).
NBB · sector comparison
Position among 17179 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
64 d early
2024
157 d early
2023
146 d early
2022
125 d early
2021
160 d early
2020
66 d early
2019
23 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 106 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Onerule was incorporated on 18 June 2018.1 Total assets rose from EUR 45,813 in 2018 to EUR 163,477 in 2025 and headcount from 1 full-time equivalents in 2020 to 1 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2020 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€18,600=
2024 · €18,600
Total assets
€163,477▼ 17.6%
2024 · €198,500
Net result
€86,188▼ 19.8%
2024 · €107,484
Working capital
€15,464▲ 31.8%
2024 · €11,732
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€65,071▼ 0.4%€63,556▼ 2.3%€131,117▲ 106%€138,721▲ 5.8%€114,925▼ 17.2%
Net result€56,923above the sector's middle half▼ 0.5%€56,034above the sector's middle half▼ 1.6%€90,312above the sector's middle half▲ 61.2%€107,484above the sector's middle half▲ 19.0%€86,188above the sector's middle half▼ 19.8%
Equity€201,719above the sector's middle half▲ 52.4%€133,417within the sector's middle half▼ 33.9%€64,906within the sector's middle half▼ 51.4%€18,600below the sector's middle half▼ 71.3%€18,600below the sector's middle half=
Total assets€240,417within the sector's middle half▲ 50.7%€172,028within the sector's middle half▼ 28.4%€191,815within the sector's middle half▲ 11.5%€198,500within the sector's middle half▲ 3.5%€163,477within the sector's middle half▼ 17.6%
Debt€38,697▲ 42.6%€38,611▼ 0.2%€126,909▲ 229%€179,900▲ 41.8%€144,877▼ 19.5%
Working capital€197,646▲ 54.7%€122,186▼ 38.2%€55,857▼ 54.3%€11,732▼ 79.0%€15,464▲ 31.8%
Solvency83.9%above the sector's middle half▲ 0.9pp77.6%within the sector's middle half▼ 6.3pp33.8%within the sector's middle half▼ 43.7pp9.4%below the sector's middle half▼ 24.5pp11.4%below the sector's middle half▲ 2.0pp
Staff (FTE)111=
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2021: €65,071€65,071Net result 2021: €56,923€56,923Operating result 2022: €63,556€63,556Net result 2022: €56,034€56,034Operating result 2023: €131,117€131,117Net result 2023: €90,312€90,312Operating result 2024: €138,721€138,721Net result 2024: €107,484€107,484Operating result 2025: €114,925€114,925Net result 2025: €86,188€86,18820212022202320242025€0€50,000€100,000€150,000Operating result 2023: €131,117€131,000Net result 2023: €90,312€90,300Operating result 2024: €138,721€139,000Net result 2024: €107,484€107,000Operating result 2025: €114,925€115,000Net result 2025: €86,188€86,200202320242025
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163,477
Fixed assets €4,686 ▼ 31.8%
Current assets €158,791 ▼ 17.1%
Equity and liabilities €163,477
Equity €18,600 =
Debt €144,877 ▼ 19.5%
Debt's share of the balance-sheet total falls from 90.6% to 88.6%. Debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€117,106▼
2024 · €140,902
Cash flow
€88,369▼
2024 · €109,665
Current ratio
1.11▲
2024 · 1.07
Debt to equity
7.79▼
2024 · 9.67
ROE
463.4%▼
2024 · 577.9%
ROA
52.7%▼
2024 · 54.1%
Interest coverage
47.58▼
2024 · 211.39
Debt ≤ 1 year
€143,326▼
2024 · €179,900
Income taxes
€26,276▼
2024 · €30,571
Staff costs
€46,382▲
2024 · €44,807
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,703 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.7% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,703 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€198,500€163,477▼
Fixed assets21/28€6,868€4,686▼
Tangible fixed assets22/27€6,868€4,686▼
Land and buildings22€2,328€1,746▼
Furniture and vehicles24€4,540€2,940▼
Current assets29/58€191,632€158,791▼
Amounts receivable within one year40/41€33,206€49,429▲
Trade receivables40€33,206€30,746▼
Other amounts receivable41-€18,683
Cash at bank and in hand54/58€158,426€109,336▼
Deferred charges and accrued income490/1-€25
Equity and liabilities
Total equity and liabilities10/49€198,500€163,477▼
Equity10/15€18,600€18,600=
Contributions10/11€18,600€18,600=
Amounts payable17/49€179,900€144,877▼
Amounts payable within one year42/48€179,900€143,326▼
Trade debts44€876€2,122▲
Suppliers440/4€876€2,122▲
Taxes, remuneration and social security45€45,838€34,033▼
Taxes450/3€37,448€21,629▼
Remuneration and social security454/9€8,390€12,404▲
Other amounts payable47/48€133,186€107,172▼
Accrued charges and deferred income492/3-€1,551
Income statement Code20242025
Remuneration, social security and pensions62€44,807€46,382▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,181€2,181=
Other operating charges640/8€614€1,024▲
Gross operating margin9900€186,324€164,512▼
Operating profit (loss)9901€138,721€114,925▼
Financial charges65/66B€667€2,461▲
Recurring financial charges65€667€2,461▲
Profit (loss) for the period before taxes9903€138,054€112,463▼
Income taxes67/77€30,571€26,276▼
Profit (loss) for the period9904€107,484€86,188▼
Profit (loss) for the period to be appropriated9905€107,484€86,188▼
Appropriation of the result
Profit (loss) to be appropriated9906€107,484€86,188▼
Transfer from equity791/2€46,306-
Profit to be distributed694/7€153,789€86,188▼
Return on contributions (dividend)694€153,789€86,188▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62-€40,185€44,450€44,807€46,382▲ 3.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€582€840€2,181€2,181€2,181=
Other operating charges640/8-€36,821€523€614€1,024▲ 66.7%
Non-recurring operating charges66A--€53---
Gross operating margin9900€144,620€141,402€178,325€186,324€164,512▼ 11.7%
Operating profit (loss)9901€65,071€63,556€131,117€138,721€114,925▼ 17.2%
Financial income75/76B-€6,002----
Recurring financial income75€8,512€6,002----
Financial charges65/66B-€1,402€12,015€667€2,461▲ 269%
Recurring financial charges65€1,412€1,402€12,015€667€2,461▲ 269%
Profit (loss) for the period before taxes9903€72,170€68,156€119,102€138,054€112,463▼ 18.5%
Income taxes67/77€15,248€12,122€28,790€30,571€26,276▼ 14.0%
Profit (loss) for the period9904€56,923€56,034€90,312€107,484€86,188▼ 19.8%
Profit (loss) for the period to be appropriated9905€56,923€56,034€90,312€107,484€86,188▼ 19.8%
Line20212022202320242025Change
Assets
Total assets20/58€240,417€172,028€191,815€198,500€163,477▼ 17.6%
Fixed assets21/28€4,074€11,231€9,049€6,868€4,686▼ 31.8%
Tangible fixed assets22/27€4,074€11,231€9,049€6,868€4,686▼ 31.8%
Land and buildings22-€3,492€2,910€2,328€1,746▼ 25.0%
Furniture and vehicles24-€7,739€6,140€4,540€2,940▼ 35.2%
Current assets29/58€236,343€160,797€182,766€191,632€158,791▼ 17.1%
Amounts receivable within one year40/41€29,146€33,838€60,531€33,206€49,429▲ 48.9%
Trade receivables40-€33,529€60,221€33,206€30,746▼ 7.4%
Other amounts receivable41-€310€310-€18,683-
Current investments50/53€36,756€42,283----
Cash at bank and in hand54/58€169,216€83,341€122,235€158,426€109,336▼ 31.0%
Deferred charges and accrued income490/1-€1,335--€25-
Equity and liabilities
Total equity and liabilities10/49€240,417€172,028€191,815€198,500€163,477▼ 17.6%
Equity10/15€201,719€133,417€64,906€18,600€18,600=
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€183,119€114,817€46,306---
Non-distributable reserves130/1-€1,860----
Reserves not available under the articles1311-€1,860----
Distributable reserves133-€112,957€46,306---
Amounts payable17/49€38,697€38,611€126,909€179,900€144,877▼ 19.5%
Amounts payable within one year42/48€38,697€38,611€126,909€179,900€143,326▼ 20.3%
Trade debts44€2,507€1,392€1,613€876€2,122▲ 142%
Suppliers440/4-€1,392€1,613€876€2,122▲ 142%
Taxes, remuneration and social security45-€18,488€37,840€45,838€34,033▼ 25.8%
Taxes450/3-€10,795€29,555€37,448€21,629▼ 42.2%
Remuneration and social security454/9-€7,693€8,285€8,390€12,404▲ 47.8%
Other amounts payable47/48-€18,731€87,457€133,186€107,172▼ 19.5%
Accrued charges and deferred income492/3----€1,551-
Line20212022202320242025Change
Profit (loss) for the period9904€56,923€56,034€90,312€107,484€86,188▼ 19.8%
+ Depreciation and write-downs630€582€840€2,181€2,181€2,181=
Operating cash flow (approximation)€57,505€56,875€92,494€109,665€88,369▼ 19.4%
Investment in fixed assets (approximation)--€7,998€0€0€0-
Change in cash--€85,875€38,894€36,191-€49,090▼ 236%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
24-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €107,484 ▲19%
Operating result €138,721, net result €107,484, both a record.
07-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
21-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €200,000Eq €201,719 ▲52.4%
4 profitable years in a row build equity to €201,719.
26-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €100,000Eq €132,397 ▲76%
3 profitable years in a row build equity to €132,397.
08-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Liquidity quadruplescurrent ratio 7.18
Current ratio from 1.87 to 7.18; short-term debt falls from €24,436 to €11,319.
09-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
396 m²
Building footprint
93 m²
Parcel 23092A0059/00R002, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
denuttige
Heidestraat 3, 1982 ZemstRetail trade
since 20182.276.928.411
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23092A0059/00R002 Flanders 396 m² 1 · 93 m² 0.1 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

894500UCW805AZ41AM81
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 12,704 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-06-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0697987551
Also 9925:BE0697987551
Registered 31-10-2023

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.