SGE Consulting
ActiveSGE Consulting has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €146k and a net result of €127k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 73% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+66
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 4.57 against 1.05 in 2024; short-term debt: 21.2% and cash: 71.9% of total assets), and 21.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.8%
Return on assets
68.7%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €146k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-01-2026, 29 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
29 d early
2024
7 d early
2023
28 d early
2022
14 d early
2021
24 d early
2020
69 d early
2019
88 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€146k▲ 679%
2024 · €19k
2019: €65k
2020: €150k
2021: €251k
2022: €85k
2023: €99k
2024: €19k
2019 → 2025
Total assets
€185k▼ 14.8%
2024 · €217k
2019: €95k
2020: €170k
2021: €266k
2022: €149k
2023: €135k
2024: €217k
2019 → 2025
Net result
€127k▲ 33.7%
2024 · €95k
2019: €46k
2020: €86k
2021: €101k
2022: €94k
2023: €114k
2024: €95k
2019 → 2025
Working capital
€140k▲ 1,371%
2024 · €10k
2019: €63k
2020: €149k
2021: €250k
2022: €83k
2023: €90k
2024: €10k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€251k-€85k▼ 65.9%€99k▲ 15.8%€19k▼ 81.1%€146k▲ 679%
Operating result€129k-€121k▼ 6.1%€150k▲ 23.5%€125k▼ 16.8%€167k▲ 33.9%
Net result€101k-€94k▼ 6.1%€114k▲ 20.1%€95k▼ 16.3%€127k▲ 33.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 34% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €185k
Fixed assets
€6k▼ 36.2%
Current assets
€179k▼ 13.9%
Equity and liabilities €185k
Equity
€146k▲ 679%
Debt
€39k▼ 80.3%
The debt ratio falls from 91.4% to 21.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€170k▲
2024 · €128k
Cash flow
€130k▲
2024 · €99k
Solvency
78.8%▲
2024 · 8.6%
Current ratio
4.57▲
2024 · 1.05
Quick ratio
4.57▲
2024 · 1.05
Debt / equity
0.27▼
2024 · 10.61
ROE
87.2%▼
2024 · 508.1%
ROA
68.7%▲
2024 · 43.8%
Interest coverage
314.47▲
2024 · 226.80
Debt
€39k▼
2024 · €198k
Debt ≤ 1 year
€39k▼
2024 · €198k
Income taxes
€41k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€217k€185k▼
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€9k€6k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€4k€1k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€208k€179k▼
Amounts receivable within one year40/41€37k€30k▼
Trade receivables40€31k€29k▼
Other amounts receivable41€6k€261▼
Current investments50/53€15k€15k=
Cash at bank and in hand54/58€155k€133k▼
Deferred charges and accrued income490/1€443€1k▲
Equity and liabilities
Total equity and liabilities10/49€217k€185k▼
Equity10/15€19k€146k▲
Contributions10/11€19k€19k=
Reserves13€97€97=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€97€97=
Profit (loss) carried forward14€0€127k▲
Amounts payable17/49€198k€39k▼
Amounts payable within one year42/48€198k€39k▼
Financial debts43€849€48▼
Credit institutions430/8€849€48▼
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€19k€33k▲
Taxes450/3€19k€33k▲
Other amounts payable47/48€175k€62▼
Accrued charges and deferred income492/3€86€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€129k€172k▲
Operating profit (loss)9901€125k€167k▲
Financial income75/76B€317€2k▲
Recurring financial income75€317€2k▲
Financial charges65/66B€565€541▼
Recurring financial charges65€565€541▼
Profit (loss) for the period before taxes9903€124k€168k▲
Income taxes67/77€29k€41k▲
Profit (loss) for the period9904€95k€127k▲
Profit (loss) for the period to be appropriated9905€95k€127k▲
Appropriation of the result
Profit (loss) to be appropriated9906€109k€127k▲
Profit (loss) brought forward from the previous period14P€14k€0▼
Transfer from equity791/2€67k€0▼
Profit to be distributed694/7€175k€0▼
Return on contributions (dividend)694€175k€0▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €127k ▲33.7%
Operating result €167k, net result €127k, both a record.
30-06
Financial
Liquidity quadruplescurrent ratio 4.57
Current ratio from 1.05 to 4.57; short-term debt falls from €198k to €39k.
30-06
Financial
Equity above €100kEq €146k ▲679%
7 profitable years in a row build equity to €146k.
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity doublescurrent ratio 17.67
Current ratio from 8.41 to 17.67; short-term debt falls from €20k to €15k.
30-06
Financial
Equity above €200kEq €251k ▲66.9%
3 profitable years in a row build equity to €251k.
2020
23-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Liquidity triplescurrent ratio 8.41
Current ratio from 3.06 to 8.41; short-term debt falls from €30k to €20k.
30-06
Financial
Equity above €150kEq €150k ▲132%
2 profitable years in a row build equity to €150k.
2019
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boesbeeklaan 89051 GentGround area
906 m²
Building footprint
164 m²
Volume, LiDAR
994 m³
Parcel 44062A0054/00G000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SGE Consulting
since 20182.284.279.922
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062A0054/00G000 | Flanders | 906 m² | 1 · 164 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8945002XGKA4HV0D4N16
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,387. 15,359 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2018
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62030Computer programming, consultancy and related activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.