Financials
- Financial year
- 2026
- Total assets
- €304,777
- Profit
- €65,834
- Solvency
- 24.6%
Estive
ActiveSummary
Estive has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €74,834 and a net result of €65,834. Its solvency ranks better than 37% of 368 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Retail sale of household furniture
NACE 47551Retail sale of games and toys NACE 47640
1 site
Size
€304,777total assets 2026
- Staff
- 1.4 FTE
- Equity
- €74,834
- Profit
- €65,834
Turnover not published (micro format)
Structure
Accounts 32 days early0 of 1 deed read
Why 83raises riskFounded in 2024Sector: Retail trade (NACE 47)Equity €74,834 (24.6% of total assets)lowers riskLiquidity: current ratio 1.05, cash €139,561Show the evidence
Checked score
Score 2026
83
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 65% of its sector peers (NACE 47, micro)
Financial strength
Strong
Solvency
50
equity 24.6% of total assets
Liquidity
59
short-term debt 75.4% · cash 45.8%
Profitability
96
return on assets 21.6%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 1.8%
02-2026: 1.8%● unchanged vs 01-2026
03-2026: 1.9%▲ +0.1 percentage points vs 02-2026
04-2026: 2.2%▲ +0.3 percentage points vs 03-2026
05-2026: 2.3%▲ +0.1 percentage points vs 04-2026
06-2026: 2.6%▲ +0.3 percentage points vs 05-2026highest value
07-2026: 2.6%● unchanged vs 06-2026highest value
08-2026: 0.6%▼ -2.0 percentage points vs 07-2026lowest value
09-2026: 0.6%● unchanged vs 08-2026
10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity tight (current ratio 1.05, below the usual 1.5; short-term debt: 75.4% and cash: 45.8% of total assets), and 75.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 40% on solvency, 66% on liquidity and 89% on profitability.
The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 30-07-2026, 32 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2026
32 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2026 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of household furnitureNACE 47551
- Founded
- 20-12-2024
- Year ends
- 31-01
- Peppol
- Reachable for e-invoices
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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Is the workforce growing, and do people stay?Employer check
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