Financials
- Fiscal year
- 2025
- Total assets
- €327,117
- Profit
- €29,113
- Solvency
- 0.6%
Total assets▲ 17.7%
Net result
20242025
L'Agence
ActiveSummary
The computed 12-month bankruptcy probability of L'Agence is 2.6% (moderate). The 2025 annual accounts show equity of €1,921 and a net result of €29,113. Its solvency ranks better than 23% of 20110 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of household furniture
NACE 47551NACE 47591NACE 74104
1 site
Size
€327,117total assets 2025
- Staff
- 2 FTE
- Equity
- €1,921
- Profit
- €29,113
Turnover not published (abridged schema)
Structure
Accounts 2 d early0 of 1 deed read
Why 52- Founded in 2024- 1 of the last 3 late- Sector Retail trade (NACE 47)+ Size: total assets €327,117Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 49% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
26+11
equity 0.6% of total assets
Liquidity
15-2
short-term debt 67.9% · cash 1.0%
Profitability
80+80
return on assets 8.9%
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 15 months
08-2025: 2.3%lowest value
09-2025: 2.6%▲ +10.3% vs 08-2025
10-2025: 2.8%▲ +10.4% vs 09-2025
11-2025: 2.8%● 0.0% vs 10-2025
12-2025: 5.4%▲ +90.8% vs 11-2025
01-2026: 5.3%▼ -1.0% vs 12-2025
02-2026: 5.3%▲ +0.2% vs 01-2026
03-2026: 5.5%▲ +3.8% vs 02-2026highest value
04-2026: 5.5%▼ -1.0% vs 03-2026
05-2026: 5.5%● 0.0% vs 04-2026
06-2026: 5.4%▼ -1.7% vs 05-2026
07-2026: 5.2%▼ -4.0% vs 06-2026
08-2026: 2.6%▼ -50.3% vs 07-2026
09-2026: 2.6%● 0.0% vs 08-2026
10-2026: 2.6%▲ +0.3% vs 09-2026
- Founded in 2024 raises the probability for this profile
- 1 of the last 3 late raises the probability
- Size: total assets €327,117 lowers the probability for this profile
- Sector Retail trade (NACE 47) raises the probability
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 19%, liquidity 14%, profitability 71%, growth against the median 93%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 20110 sector peers (2025).
NBB · sector comparisonPosition among 20110 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 d early
2024
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 45 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €29,113
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2025
- Next accounts
- by 31-07-2027
- 29-07-2026Annual accounts filed
- 31-12-2025Back to profit
- 30-10-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of household furnitureNACE 47551
- Founded
- 15-03-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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