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ESPACE LUMIERE

Active
Private limited companyfounded 20242 years activeRue de Louveigné 156, 4052 Chaudfontaine, BelgiumKBO/BCE: BE 1012.222.813
Summary

ESPACE LUMIERE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,316 and a net result of €19,316. Its solvency ranks better than 25% of 22,158 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Retail sale of household furniture
NACE 47551
1 site
Size
€547,423total assets 2025
Staff
2.8 FTE
Equity
€24,316
Profit
€19,316
Turnover not published (abridged schema)
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Accounts 14 days early0 of 1 deed read
Why 67- Founded in 2024- Equity €24,316 (4.4% of total assets)- Sector Retail trade (NACE 47)+ Size: total assets €547,423Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 42% of its sector peers (NACE 47, micro)
Financial strength
Average
Solvency 29
equity 4.4% of total assets
Liquidity 48
short-term debt 35.9% · cash 11.2%
Profitability 72
return on assets 3.5%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,186 companies)
Last 24 months 09-2025: 1.8% 10-2025: 1.8%● unchanged vs 09-2025 11-2025: 2.2%▲ +0.4 percentage points vs 10-2025 12-2025: 2.3%▲ +0.1 percentage points vs 11-2025 01-2026: 2.6%▲ +0.3 percentage points vs 12-2025 02-2026: 2.6%● unchanged vs 01-2026 03-2026: 2.8%▲ +0.2 percentage points vs 02-2026 04-2026: 2.9%▲ +0.1 percentage points vs 03-2026 05-2026: 2.8%▼ -0.1 percentage points vs 04-2026 06-2026: 2.8%● unchanged vs 05-2026 07-2026: 3.0%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 0.9%▼ -2.1 percentage points vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026lowest value 10-2026: 0.9%● unchanged vs 09-2026lowest value
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.28; short-term debt: 35.9% and cash: 11.2% of total assets), and 95.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 22% on solvency, 47% on liquidity and 56% on profitability.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €547,423
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2024
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Equity €24,316 (4.4% of total assets)
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 22158 sector peers (2025).
NBB · sector comparison
Position among 22158 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
14 days early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Among the largest 5% on gross marginsector median €33,481 · 22,085 companies €305,694 View
  • Total assets 2025first fiscal year filed €547,423 View
  • Active since 2024founded 05-08-2024 2 years View

By topic

Financials

Fiscal year
2025
Total assets
€547,423
Profit
€19,316
Solvency
4.4%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of household furnitureNACE 47551
Founded
05-08-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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