EPIMO
ActiveEPIMO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €767k and a net result of €-25k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 47% of 10230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency63▼-8
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.5 in 2024), and 65.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
1 d early
2023
57 d late
2022
27 d early
2021
75 d late
2020
87 d late
2019
73 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-25k▼ 39.8%
2024 · €-18k
2018: €-354k
2019: €471k
2020: €81k
2021: €141k
2022: €-35k
2023: €178k
2024: €-18k
2018 → 2025
Working capital
€465k▼ 16.8%
2024 · €558k
2018: €158k
2019: €372k
2020: €407k
2021: €409k
2022: €495k
2023: €716k
2024: €558k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€940k-€901k▼ 4.2%€1.07M▲ 19.3%€921k▼ 14.2%€767k▼ 16.7%
Operating result€195k-€-49k€309k€-10k€-32k▼ 222%
Net result€141k-€-35k€178k€-18k€-25k▼ 39.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €32k in 2025 against €10k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.22M
Fixed assets
€551k▼ 23.4%
Current assets
€1.67M▼ 0.9%
Equity and liabilities €2.22M
Equity
€767k▼ 16.7%
Provisions
€17k▼ 39.6%
Debt
€1.43M▼ 1.2%
The debt ratio rises from 60.4% to 64.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€151k▼
2024 · €155k
Cash flow
€158k▲
2024 · €147k
Solvency
34.6%▼
2024 · 38.4%
Current ratio
1.39▼
2024 · 1.50
Quick ratio
1.09▼
2024 · 1.21
Debt / equity
1.87▲
2024 · 1.57
ROE
-3.3%▼
2024 · -1.9%
ROA
-1.1%▼
2024 · -0.7%
Interest coverage
3.52▼
2024 · 4.08
Debt
€1.43M▼
2024 · €1.45M
Debt ≤ 1 year
€1.20M▲
2024 · €1.12M
Debt > 1 year
€211k▼
2024 · €323k
Income taxes
€9k▲
2024 · €7k
Staff costs
€596k▲
2024 · €538k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.40M€2.22M▼
Fixed assets21/28€719k€551k▼
Tangible fixed assets22/27€717k€549k▼
Plant, machinery and equipment23€226k€136k▼
Furniture and vehicles24€4k€3k▼
Other tangible fixed assets26€487k€411k▼
Financial fixed assets28€2k€2k=
Current assets29/58€1.68M€1.67M▼
Stocks and contracts in progress3€324k€360k▲
Stocks30/36€324k€360k▲
Amounts receivable within one year40/41€503k€760k▲
Trade receivables40€90k€109k▲
Other amounts receivable41€413k€651k▲
Current investments50/53€208k€208k=
Cash at bank and in hand54/58€625k€299k▼
Deferred charges and accrued income490/1€20k€39k▲
Equity and liabilities
Total equity and liabilities10/49€2.40M€2.22M▼
Equity10/15€921k€767k▼
Contributions10/11€68k€68k=
Reserves13€853k€699k▼
Tax-exempt reserves132€110k€66k▼
Distributable reserves133€743k€633k▼
Provisions and deferred taxes16€28k€17k▼
Deferred taxes168€28k€17k▼
Amounts payable17/49€1.45M€1.43M▼
Amounts payable after more than one year17€323k€211k▼
Financial debts170/4€323k€211k▼
Amounts payable within one year42/48€1.12M€1.20M▲
Current portion of amounts payable after more than one year42€129k€112k▼
Financial debts43€117k€174k▲
Credit institutions430/8€117k€174k▲
Trade debts44€636k€608k▼
Suppliers440/4€636k€608k▼
Taxes, remuneration and social security45€105k€114k▲
Taxes450/3€9k€5k▼
Remuneration and social security454/9€96k€108k▲
Other amounts payable47/48€135k€194k▲
Accrued charges and deferred income492/3€5k€21k▲
Income statement
Code20242025
Remuneration, social security and pensions62€538k€596k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€165k€183k▲
Other operating charges640/8€23k€19k▼
Non-recurring operating charges66A-€380
Gross operating margin9900€716k€766k▲
Operating profit (loss)9901€-10k€-32k▼
Financial income75/76B€25k€48k▲
Recurring financial income75€25k€48k▲
Financial charges65/66B€38k€43k▲
Recurring financial charges65€38k€43k▲
Profit (loss) for the period before taxes9903€-23k€-27k▼
Transfer from deferred taxes780€11k€11k▼
Income taxes67/77€7k€9k▲
Profit (loss) for the period9904€-18k€-25k▼
Transfer from tax-exempt reserves789€44k€44k▼
Profit (loss) for the period to be appropriated9905€26k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€18k▼
Transfer from equity791/2€135k€129k▼
Transfer to equity691/2€26k€18k▼
To other reserves6921€26k€18k▼
Profit to be distributed694/7€135k€129k▼
Return on contributions (dividend)694€135k€129k▼
Social balance
Average headcount (FTE)908715.614.4▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 57 days late
2023
31-12
Financial
Back to profitnet €178k
Net result €178k after one loss-making year.
31-12
Financial
Equity above €1MEq €1.07M ▲19.3%
Equity rises from €901k to €1.07M.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 75 days late
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 87 days late
2020
12-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 73 days late
2019
31-12
Financial
Back to profitnet €471k
Net result €471k after one loss-making year.
31-12
Financial
Equity above €500kEq €731k ▲181%
Equity rises from €260k to €731k.
20-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 51 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 57 days late
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rendeux · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Marche, Rendeux-Haut 106987 RendeuxGround area
2.1 ha
Building footprint
502 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
PROXI Delhaize
since 19942.065.913.522
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83044B0792/00M000 | Wallonia | 1.9 ha | 1 · 336 m² | - |
| 83044B0487/00V000 | Wallonia | 1,877 m² | 1 · 166 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRendeux2.065.913.522
Similar companies · same sector, comparable size
ANSPACH DISTRIBUTION
BE 0805.451.871
Evere · Eq €767k
JOCRIS
BE 0446.401.621
Dilsen-Stokkem · Eq €771k
DISVALE
BE 0449.663.888
Fexhe-le-Haut-Clocher · Eq €771k
UNIC VOS
BE 0420.964.063
Dilsen-Stokkem · Eq €772k
RIK
BE 0420.997.123
Halle · Eq €762k
Of 10,411 companies in sector 47110 we hold annual accounts for 5,787. 2,556 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-1993
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47114Supermarkets
52112
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.