JOCRIS
ActiveSummary
JOCRIS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €771,286 and a net result of -€76,647. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 20% of 10485 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability18▼-24
Solvency35▼-4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.03 against 1.14 in 2024; short-term debt: 75.1% and cash: 0.5% of total assets), and 90.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.6%
Return on assets
-1%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 10485 sector peers (2025).
NBB · sector comparisonPosition among 10485 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
6 d early
2023
4 d early
2022
6 d early
2021
9 d early
2020
7 d early
2019
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€771,286▼ 9.0%
2024 · €847,933
Total assets
€8.0m▲ 28.9%
2024 · €6.2m
Net result
-€76,647
2024 · €152,384
Working capital
€166,664▼ 77.0%
2024 · €725,582
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€442,253▲ 64.2%€346,037▼ 21.8%€256,883▼ 25.8%€144,699▼ 43.7%-€75,850
Net result€461,082▲ 73.2%€362,173▼ 21.5%€271,627▼ 25.0%€152,384▼ 43.9%-€76,647
Equity€816,749▲ 0.1%€818,922▲ 0.3%€835,549▲ 2.0%€847,933▲ 1.5%€771,286▼ 9.0%
Total assets€4.7m▲ 13.7%€5.2m▲ 11.1%€5.9m▲ 13.6%€6.2m▲ 5.6%€8.0m▲ 28.9%
Debt€3.8m▲ 17.1%€4.4m▲ 13.4%€5.0m▲ 15.8%€5.4m▲ 6.3%€7.2m▲ 34.9%
Working capital€642,865▼ 22.1%€665,334▲ 3.5%€692,429▲ 4.1%€725,582▲ 4.8%€166,664▼ 77.0%
Staff (FTE)10.2▲ 4.1%9.4▼ 7.8%9.4=9.5▲ 1.1%9.9▲ 4.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
- 2021 Net result +73% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €75,850 after €144,699 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.0m
Fixed assets
€1.8m ▲ 1,321%
Current assets
€6.2m ▲ 1.7%
Equity and liabilities €8.0m
Equity
€771,286 ▼ 9.0%
Debt
€7.2m ▲ 34.9%
Debt's share of the balance-sheet total rises from 86.3% to 90.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€12,766▼
2024 · €161,707
Cash flow
-€13,563▼
2024 · €169,391
Current ratio
1.03▼
2024 · 1.14
Quick ratio
0.97▼
2024 · 1.08
Debt to equity
9.36▲
2024 · 6.31
ROE
-9.9%▼
2024 · 18.0%
ROA
-1.0%▼
2024 · 2.5%
Interest coverage
-0.15▼
2024 · 2.45
Debt ≤ 1 year
€6.0m▲
2024 · €5.3m
Debt > 1 year
€1.2m
Income taxes
€7,912▲
2024 · €7,145
Staff costs
€475,708▲
2024 · €457,328
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 974 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency under 10%
- a small loss
2.1%
went bankrupt
4.5%
stopped otherwise
93%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 974 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €1,500 | - |
| Remuneration, social security and pensions62 | €401,168 | €418,756 | €450,377 | €457,328 | €475,708 | ▲ 4.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27,910 | €23,495 | €19,713 | €17,008 | €63,084 | ▲ 271% |
| Other operating charges640/8 | €4,783 | €5,607 | €5,962 | €6,580 | €8,526 | ▲ 29.6% |
| Non-recurring operating charges66A | - | - | - | - | €29,394 | - |
| Gross operating margin9900 | €876,114 | €793,895 | €732,934 | €625,614 | €500,862 | ▼ 19.9% |
| Operating profit (loss)9901 | €442,253 | €346,037 | €256,883 | €144,699 | -€75,850 | ▼ 152% |
| Financial income75/76B | €56,047 | €61,986 | €73,902 | €80,781 | €90,468 | ▲ 12.0% |
| Recurring financial income75 | €56,047 | €61,986 | €73,902 | €80,781 | €90,468 | ▲ 12.0% |
| Financial charges65/66B | €33,691 | €43,258 | €56,474 | €65,952 | €83,353 | ▲ 26.4% |
| Recurring financial charges65 | €33,691 | €43,258 | €56,474 | €65,952 | €83,353 | ▲ 26.4% |
| Profit (loss) for the period before taxes9903 | €464,608 | €364,764 | €274,312 | €159,528 | -€68,735 | ▼ 143% |
| Income taxes67/77 | €3,527 | €2,591 | €2,685 | €7,145 | €7,912 | ▲ 10.7% |
| Profit (loss) for the period9904 | €461,082 | €362,173 | €271,627 | €152,384 | -€76,647 | ▼ 150% |
| Profit (loss) for the period to be appropriated9905 | €461,082 | €362,173 | €271,627 | €152,384 | -€76,647 | ▼ 150% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.7m | €5.2m | €5.9m | €6.2m | €8.0m | ▲ 28.9% |
| Fixed assets21/28 | €173,884 | €153,589 | €145,097 | €128,090 | €1.8m | ▲ 1,321% |
| Tangible fixed assets22/27 | €173,829 | €153,534 | €145,043 | €128,035 | €1.8m | ▲ 1,321% |
| Land and buildings22 | €145,085 | €135,592 | €126,099 | €116,607 | €80,635 | ▼ 30.8% |
| Plant, machinery and equipment23 | €11,304 | €7,904 | €12,249 | €8,856 | €1.0m | ▲ 11,197% |
| Furniture and vehicles24 | €2,777 | €957 | - | - | €51,419 | - |
| Other tangible fixed assets26 | €14,664 | €9,081 | €6,694 | €2,573 | €687,452 | ▲ 26,623% |
| Financial fixed assets28 | €55 | €55 | €55 | €55 | €55 | = |
| Current assets29/58 | €4.5m | €5.0m | €5.7m | €6.1m | €6.2m | ▲ 1.7% |
| Stocks and contracts in progress3 | €284,397 | €291,249 | €293,308 | €305,214 | €337,727 | ▲ 10.7% |
| Stocks30/36 | €284,397 | €291,249 | €293,308 | €305,214 | €337,727 | ▲ 10.7% |
| Amounts receivable within one year40/41 | €4.1m | €4.7m | €5.4m | €5.7m | €5.8m | ▲ 1.2% |
| Trade receivables40 | €66,557 | €65,009 | €60,561 | €93,426 | €81,874 | ▼ 12.4% |
| Other amounts receivable41 | €4.1m | €4.6m | €5.3m | €5.6m | €5.7m | ▲ 1.4% |
| Cash at bank and in hand54/58 | €52,597 | €38,286 | €67,117 | €39,010 | €39,394 | ▲ 1.0% |
| Deferred charges and accrued income490/1 | €412 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.7m | €5.2m | €5.9m | €6.2m | €8.0m | ▲ 28.9% |
| Equity10/15 | €816,749 | €818,922 | €835,549 | €847,933 | €771,286 | ▼ 9.0% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €752,380 | €752,380 | €752,380 | €752,380 | €752,380 | = |
| Non-distributable reserves130/1 | €6,200 | €6,200 | €6,200 | - | - | - |
| Reserves not available under the articles1311 | €6,200 | €6,200 | €6,200 | - | - | - |
| Tax-exempt reserves132 | €746,180 | €746,180 | €746,180 | €746,180 | €746,180 | = |
| Distributable reserves133 | - | - | - | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | €2,369 | €4,542 | €21,169 | €33,553 | -€43,094 | ▼ 228% |
| Amounts payable17/49 | €3.8m | €4.4m | €5.0m | €5.4m | €7.2m | ▲ 34.9% |
| Amounts payable after more than one year17 | - | - | - | - | €1.2m | - |
| Financial debts170/4 | - | - | - | - | €1.2m | - |
| Amounts payable within one year42/48 | €3.8m | €4.4m | €5.0m | €5.3m | €6.0m | ▲ 12.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €84,605 | - |
| Financial debts43 | €40,307 | €40,314 | €40,524 | €37,673 | €44,272 | ▲ 17.5% |
| Credit institutions430/8 | €40,307 | €40,314 | €40,524 | €37,673 | €44,272 | ▲ 17.5% |
| Trade debts44 | €656,716 | €1.0m | €942,219 | €779,448 | €935,847 | ▲ 20.1% |
| Suppliers440/4 | €656,716 | €1.0m | €942,219 | €779,448 | €935,847 | ▲ 20.1% |
| Taxes, remuneration and social security45 | €61,458 | €78,612 | €93,602 | €92,076 | €96,697 | ▲ 5.0% |
| Taxes450/3 | €4,790 | €2,849 | €2,954 | €5,052 | €5,272 | ▲ 4.4% |
| Remuneration and social security454/9 | €56,668 | €75,763 | €90,648 | €87,024 | €91,425 | ▲ 5.1% |
| Other amounts payable47/48 | €3.1m | €3.2m | €4.0m | €4.4m | €4.8m | ▲ 9.2% |
| Accrued charges and deferred income492/3 | - | - | €1,977 | €5,739 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €461,082 | €362,173 | €271,627 | €152,384 | -€76,647 | ▼ 150% |
| + Depreciation and write-downs630 | €27,910 | €23,495 | €19,713 | €17,008 | €63,084 | ▲ 271% |
| Operating cash flow (approximation) | €488,992 | €385,669 | €291,340 | €169,391 | -€13,563 | ▼ 108% |
| Investment in fixed assets (approximation) | - | -€3,200 | -€11,221 | €0 | -€1.8m | - |
| Change in cash | - | -€14,310 | €28,830 | -€28,107 | €384 | ▲ 101% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
25-03
State Gazette act
Capital & sharesPower of attorney2 facts ▸
State Gazette act
Capital & shares
Power of attorney2 facts ▸
- Power of attorney, Arno Ciezkowski
- Power of attorney, Laure Mertens
2025
30-09
Financial
Weakest financial yearnet -€76,647
Net result drops to -€76,647, the lowest in the series.
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2018net €461,082 ▲73.2%
Operating result €442,253, net result €461,082, both a record.
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
22-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 7 acts read
About the unread acts
Of the 7 Belgian State Gazette acts we know for this company, 1 has been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 1993
Ground area
2,806 m²
Building footprint
672 m²
Volume, LiDAR
2,571 m³
2 parcels, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
43
companies at this address
See who is registered here
1 establishment unit
Weg naar Zwartberg 43, 3660 Oudsbergen
since 19932.061.226.739
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71562B0547/00D002 | Flanders | 1,647 m² | 1 · 570 m² | 5.2 m · 1 fl. |
| 72032B1037/00D003 | Flanders | 1,159 m² | 1 · 102 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- CRESCENOS
- JOCRIS
Highest known parent: CRESCENOS. The sources do not say who stands above it.
Owners 1
- CRESCENOSparent100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2025 · 2 entries · 30,298 EUR awarded · 1,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 30,298 EUR | 1,000 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyOudsbergen2.061.226.739
Dual-learning approval
3 live approvals · 5 endedOnthaal, organisatie en sales duaal (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
Show 5 ended approvals
Aanvuller (so)
Kassier (so)
Slager (so)
Verkoper (so)
Winkelbediende (so)
Legal Entity Identifier
699400GXQTUQ4P352692
Similar companies · same sector, comparable size
DISVALE
BE 0449.663.888
Fexhe-le-Haut-Clocher · Eq €771,376
UNIC VOS
BE 0420.964.063
Dilsen-Stokkem · Eq €771,908
SCHREURS VENDING
BE 0428.586.976
Genk · Eq €774,551
EPIMO
BE 0451.227.865
Rendeux · Eq €767,187
MINIMARKT MITJE
BE 0442.506.377
Kalmthout · Eq €775,768
Of 10,510 companies in sector 47110 we hold annual accounts for 5,850. 2,570 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-01-1992
Fiscal year end30-09
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID
0208:0446401621
Also
9925:BE0446401621
Registered
17-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.