ANSPACH DISTRIBUTION
ActiveThe computed 12-month bankruptcy probability of ANSPACH DISTRIBUTION is 3.1% (moderate). The 2025 annual accounts show equity of €767k and a net result of €491k. Its solvency ranks better than 68% of 4122 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +19 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency90▲+29
Growth78
Stability94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.21 in 2024), and 46.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.2%
Return on assets
34%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-01-2026, 17 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
17 d early
2024
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€491k▲ 81.1%
2024 · €271k
2024: €271k
2024 → 2025
Working capital
€460k▲ 355%
2024 · €101k
2024: €101k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€276k-€767k▲ 178%
Operating result€460k-€1.02M▲ 122%
Net result€271k-€491k▲ 81.1%
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 122% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.44M
Fixed assets
€342k▲ 75.9%
Current assets
€1.10M▲ 90.4%
Equity and liabilities €1.44M
Equity
€767k▲ 178%
Debt
€675k▲ 36.1%
The debt ratio falls from 64.2% to 46.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€1.05M▲
2024 · €465k
Cash flow
€514k▲
2024 · €276k
Solvency
53.2%▲
2024 · 35.8%
Current ratio
1.72▲
2024 · 1.21
Quick ratio
1.59▲
2024 · 1.06
Debt / equity
0.88▼
2024 · 1.80
ROE
64.0%▼
2024 · 98.2%
ROA
34.0%▼
2024 · 35.1%
Interest coverage
3.39▼
2024 · 4.24
Debt
€675k▲
2024 · €496k
Debt ≤ 1 year
€639k▲
2024 · €476k
Income taxes
€224k▲
2024 · €79k
Staff costs
€368k▲
2024 · €221k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€772k€1.44M▲
Fixed assets21/28€195k€342k▲
Intangible fixed assets21€0-
Tangible fixed assets22/27€195k€207k▲
Plant, machinery and equipment23€195k€205k▲
Furniture and vehicles24-€3k
Financial fixed assets28-€135k
Current assets29/58€577k€1.10M▲
Stocks and contracts in progress3€73k€84k▲
Stocks30/36€73k€84k▲
Amounts receivable within one year40/41€9k€4k▼
Other amounts receivable41€9k€4k▼
Cash at bank and in hand54/58€455k€971k▲
Deferred charges and accrued income490/1€40k€40k▼
Equity and liabilities
Total equity and liabilities10/49€772k€1.44M▲
Equity10/15€276k€767k▲
Contributions10/11€5k€5k=
Outside capital11€5k€5k=
Other1109/19€5k€5k=
Reserves13-€490k
Distributable reserves133-€490k
Profit (loss) carried forward14€271k€272k▲
Amounts payable17/49€496k€675k▲
Amounts payable within one year42/48€476k€639k▲
Trade debts44€322k€336k▲
Suppliers440/4€322k€336k▲
Taxes, remuneration and social security45€109k€303k▲
Taxes450/3€79k€232k▲
Remuneration and social security454/9€30k€71k▲
Other amounts payable47/48€45k-
Accrued charges and deferred income492/3€20k€36k▲
Income statement
Code20242025
Remuneration, social security and pensions62€221k€368k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€24k▲
Other operating charges640/8€2k€5k▲
Non-recurring operating charges66A€-20€75▲
Gross operating margin9900€687k€1.42M▲
Operating profit (loss)9901€460k€1.02M▲
Financial income75/76B-€859
Recurring financial income75-€859
Financial charges65/66B€110k€309k▲
Recurring financial charges65€110k€309k▲
Profit (loss) for the period before taxes9903€350k€714k▲
Income taxes67/77€79k€224k▲
Profit (loss) for the period9904€271k€491k▲
Profit (loss) for the period to be appropriated9905€271k€491k▲
Appropriation of the result
Profit (loss) to be appropriated9906€271k€762k▲
Profit (loss) brought forward from the previous period14P-€271k
Transfer to equity691/2-€490k
To other reserves6921-€490k
Social balance
Average headcount (FTE)908711.010.1▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Equity above €500kEq €767k ▲178%
2 profitable years in a row build equity to €767k.
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Carlistraat 131140 EvereGround area
6,013 m²
Building footprint
1,860 m²
Volume, LiDAR
12,726 m³
2 parcels, Brussels · tallest building 26.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANSPACH DISTRIBUTION
since 20232.352.680.461
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N0670/00L002 | Brussels | 3,203 m² | 1 · 1,126 m² | 26.1 m · 2 fl. |
| 21006A0524/00L000 | Brussels | 2,809 m² | 1 · 733 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.352.680.461
Legal Entity Identifier
254900AIFYOU2GJLRD03
Similar companies · same sector, comparable size
EPIMO
BE 0451.227.865
Rendeux · Eq €767k
RIK
BE 0420.997.123
Halle · Eq €762k
GIMALO
BE 0477.371.048
Lievegem · Eq €762k
JOCRIS
BE 0446.401.621
Dilsen-Stokkem · Eq €771k
Ardenner Grenzmarkt
BE 0422.329.189
Sankt Vith · Eq €762k
Of 10,411 companies in sector 47110 we hold annual accounts for 5,787. 2,557 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-09-2023
Fiscal year end30-06
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.