DISTRICAM
ActiveDISTRICAM has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €900k and a net result of €68k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 69% of 4122 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
81
/ 100
Excellent▼ -19 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-62
Solvency97▼-2
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 2.69 in 2024), and 45.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.2%
Return on assets
4.1%
Age of the figures
19 mo
neutral · Filed after the deadline
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 23-09-2025, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2026
not confirmed
2025
23 d late
2024
27 d late
2023
28 d late
2022
27 d late
2021
30 d late
2020
46 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€68k▼ 72.2%
2024 · €243k
2019: €218k
2020: €114k
2021: €264k
2022: €125k
2023: €162k
2024: €243k
2019 → 2025
Working capital
€816k▲ 10.5%
2024 · €738k
2019: €591k
2020: €304k
2021: €445k
2022: €655k
2023: €579k
2024: €738k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€515k-€640k▲ 24.2%€588k▼ 8.1%€832k▲ 41.3%€900k▲ 8.2%
Operating result€413k-€215k▼ 47.9%€274k▲ 27.2%€382k▲ 39.3%€154k▼ 59.7%
Net result€264k-€125k▼ 52.7%€162k▲ 30.1%€243k▲ 49.7%€68k▼ 72.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 60% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.66M
Fixed assets
€173k▼ 1.7%
Current assets
€1.49M▲ 26.6%
Equity and liabilities €1.66M
Equity
€900k▲ 8.2%
Debt
€759k▲ 46.6%
The debt ratio rises from 38.4% to 45.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€209k▼
2024 · €438k
Cash flow
€123k▼
2024 · €299k
Solvency
54.2%▼
2024 · 61.6%
Current ratio
2.22▼
2024 · 2.69
Quick ratio
1.62▼
2024 · 1.88
Debt / equity
0.84▲
2024 · 0.62
ROE
7.5%▼
2024 · 29.2%
ROA
4.1%▼
2024 · 18.0%
Interest coverage
2.87▼
2024 · 7.84
Debt
€759k▲
2024 · €518k
Debt ≤ 1 year
€670k▲
2024 · €436k
Debt > 1 year
€53k▼
2024 · €77k
Income taxes
€27k▼
2024 · €91k
Staff costs
€1.41M▲
2024 · €1.33M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.35M€1.66M▲
Fixed assets21/28€176k€173k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€162k€159k▼
Plant, machinery and equipment23€118k€102k▼
Furniture and vehicles24€13k€38k▲
Leasing and similar rights25€30k€19k▼
Other tangible fixed assets26€0€0=
Financial fixed assets28€14k€14k=
Current assets29/58€1.17M€1.49M▲
Stocks and contracts in progress3€353k€397k▲
Stocks30/36€353k€397k▲
Amounts receivable within one year40/41€183k€163k▼
Trade receivables40€181k€139k▼
Other amounts receivable41€1k€24k▲
Cash at bank and in hand54/58€638k€926k▲
Deferred charges and accrued income490/1€106-
Equity and liabilities
Total equity and liabilities10/49€1.35M€1.66M▲
Equity10/15€832k€900k▲
Contributions10/11€62k€62k▲
Capital10€62k€62k▲
Issued capital100€62k€62k▲
Reserves13€44k€44k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€38k€38k=
Profit (loss) carried forward14€726k€794k▲
Amounts payable17/49€518k€759k▲
Amounts payable after more than one year17€77k€53k▼
Financial debts170/4€77k€37k▼
Other amounts payable178/9-€16k
Amounts payable within one year42/48€436k€670k▲
Current portion of amounts payable after more than one year42€46k€46k▼
Trade debts44€204k€476k▲
Suppliers440/4€204k€476k▲
Taxes, remuneration and social security45€185k€145k▼
Taxes450/3€33k€20k▼
Remuneration and social security454/9€152k€125k▼
Other amounts payable47/48€684€4k▲
Accrued charges and deferred income492/3€5k€35k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.33M€1.41M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€55k▼
Other operating charges640/8€31k€18k▼
Gross operating margin9900€1.80M€1.64M▼
Operating profit (loss)9901€382k€154k▼
Financial income75/76B€8k€13k▲
Recurring financial income75€8k€13k▲
Financial charges65/66B€56k€73k▲
Recurring financial charges65€56k€73k▲
Profit (loss) for the period before taxes9903€334k€94k▼
Income taxes67/77€91k€27k▼
Profit (loss) for the period9904€243k€68k▼
Profit (loss) for the period to be appropriated9905€243k€68k▼
Appropriation of the result
Profit (loss) to be appropriated9906€726k€794k▲
Profit (loss) brought forward from the previous period14P€483k€726k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 23 days late
31-01
Financial
Weakest financial yearnet €68k ▼72.2%
Net result drops to €68k, the lowest in the series.
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 27 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
31-01
Financial
Highest result since 2019net €264k ▲131%
Operating result €413k, net result €264k, both a record.
31-01
Financial
Equity above €500kEq €515k ▲30.7%
3 profitable years in a row build equity to €515k.
2020
16-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 46 days late
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 23 days late
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 18 days late
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 12 days late
2016
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tongerenstraat 421040 EtterbeekGround area
509 m²
Building footprint
870 m²
Volume, LiDAR
4,102 m³
Parcel 21005A0570/00A005, Brussels · tallest building 15.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Tongerenstraat 42, 1040 Etterbeek
since 19932.064.667.764
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0570/00A005 | Brussels | 509 m² | 1 · 870 m² | 15.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyEtterbeek2.064.667.764
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Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 2,366 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-10-1993
Fiscal year end31-01
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
52112
52114
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.