Investments
Green is investment, beige is depreciation.
Green is investment, beige is depreciation.
The last five annual accounts were filed 28 to 62 days before the end of the period.
Higher solvency than 85% of companies in advertising and market research. Sector median 53.3% · 8,593 companies.
The dashed line is the sector median: 0.2% across 11,229 companies (NACE 73, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 92% on liquidity, 68% on profitability and 74% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 26,972 companies had the same profile as ENIGMO CAREER MANAGEMENT has now. Each dot stands for 68 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ENIGMO CAREER MANAGEMENT itself is lower: < 0.1% within 12 months. It rests on far more data about ENIGMO CAREER MANAGEMENT than the profile alone.
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for ENIGMO CAREER MANAGEMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 7.1 (11.47 in 2024), above the usual 1.5. Short-term debt is 12.5% and cash 77.6% of total assets. 12.5% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 40 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| ENIGMO CAREER MANAGEMENT Nazareth-De Pinte | €156,442 | €47,633 | 87.5% | - |
| BREEZECONSULT Lokeren | €164,054 | €50,447 | 33.6% | - |
| YUMIE Stekene | €159,285 | €41,860 | 10.7% | 0.8 |
| Tales of fashion Nazareth-De Pinte | €127,689 | €51,148 | 24.3% | - |
| STAND UP COMPANY Zonhoven | €158,449 | €47,363 | 91.1% | - |
| MOTIS Zandhoven | €170,036 | €44,953 | 79.6% | - |
| Heyvaert De Sutter Consulting Merchtem | €146,644 | €45,210 | 30.2% | - |
These companies have the same main activity as ENIGMO CAREER MANAGEMENT: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €128,000 and €170,000, founded between 2018 and 2019.
ENIGMO CAREER MANAGEMENT files the micro format. That format states no turnover. The gross margin fell from €58,917 in 2019 to €47,633 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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