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ENIGMO CAREER MANAGEMENT

Active Private limited companyfounded 2018active for 8 yearsKoning Albertlaan 46, 9840 Nazareth-De PinteKBO/BCE: BE 0701.701.661

Lifetime

7 annual accounts with figures on one time axis
Gross marginpeak €106,252 (2020)
€47,633▲ 711%
Resultlowest -€36,783 (2022)
€27,975▲ €34,364
Equitypeak €151,912 (2021)
€136,863▲ 25.7%
Debts
€19,579▲ 114%
Board1 name since 2024
1 directorVAN GERMEERSCH Ingeborg Margriet Jacqueline
Documentsfilings and deeds
27-02-202662 days before the deadline
2025micro format
Gross margin from €5,871 to €47,633Back to profit: €27,975Equity from €108,888 to €136,863Debts from €9,164 to €19,579Investments €8,825Cash from €56,436 to €121,345

Key points

from the 2025 annual accounts

Investments

€8,825 2.1 × depreciation
2022202320242025

Green is investment, beige is depreciation.

Filings

7 annual accounts since 2019
deadline202020222024

The last five annual accounts were filed 28 to 62 days before the end of the period.

Position in the sector

87.5%

Higher solvency than 85% of companies in advertising and market research. Sector median 53.3% · 8,593 companies.

Checked score

98
Excellent
Financially stronger than 80% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 11,229 companies (NACE 73, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: 0.1%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026highest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

Solvency
100=equity 87.5% of total assets
Liquidity
98-2short-term debt 12.5% · cash 77.6%
Profitability
91+29return on assets 17.9%

Score breakdown

lowers risk
Liquidity: current ratio 7.10, cash €121,345
Equity €136,863 (87.5% of total assets)
Sector: Advertising, market research and public relations activities (NACE 73)
Figures for financial year 2025 (filed on 02-03-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 92% on liquidity, 68% on profitability and 74% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as ENIGMO CAREER MANAGEMENT has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of ENIGMO CAREER MANAGEMENT itself is lower: < 0.1% within 12 months. It rests on far more data about ENIGMO CAREER MANAGEMENT than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for ENIGMO CAREER MANAGEMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €13,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 7.1 (11.47 in 2024), above the usual 1.5. Short-term debt is 12.5% and cash 77.6% of total assets. 12.5% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

6 signals, none raises the risk
Six signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 7.10, cash €121,345
NBB · annual accounts
lowers risk · Equity €136,863 (87.5% of total assets)
NBB · annual accounts
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
lowers risk · Figures for financial year 2025 (filed on 02-03-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €136,863
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-02-2026, 62 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
62 days early
2024
47 days early
2023
28 days early
2022
34 days early
2021
33 days early
2020
32 days early
2019
44 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 40 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 27 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end05-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0701701661
Resignation: VAN GERMEERSCH Ingeborg Margriet Jacqueline (manager) Reappointment: VAN GERMEERSCH Ingeborg Margriet Jacqueline (director) · Director discharge: VAN GERMEERSCH Ingeborg Margriet Jacqueline · General meeting of 02-04-2024 · Gazette deed
Incorporation published on 03-09-2018 · Gazette deed
First establishment Jan van Aelbroecklaan 38, Ghent
All 19 events

Comparable companies

same main activity, similar in size and age
Company Total assets Gross margin Solvency Staff
ENIGMO CAREER MANAGEMENT Nazareth-De Pinte €156,442 €47,633 87.5% -
BREEZECONSULT Lokeren €164,054 €50,447 33.6% -
YUMIE Stekene €159,285 €41,860 10.7% 0.8
Tales of fashion Nazareth-De Pinte €127,689 €51,148 24.3% -
STAND UP COMPANY Zonhoven €158,449 €47,363 91.1% -
MOTIS Zandhoven €170,036 €44,953 79.6% -
Heyvaert De Sutter Consulting Merchtem €146,644 €45,210 30.2% -

These companies have the same main activity as ENIGMO CAREER MANAGEMENT: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €128,000 and €170,000, founded between 2018 and 2019.

Official details

Source: KBO
Status
Active since 22-08-2018Normal situation
Activity
Public relations and communication consultancyNACE 73300and 4 others
Establishment unit
2.278.721.1299050 Ghent, since 22-08-2018
Financial year end
30 September
Peppol
Reachable since 19-05-2026
Company details

Annual accounts to 30-09-2025

Turnover
≈ €140,000estimated
Total assets
€156,442▲ 32.5%
Filing
Filed on 27-02-2026, 62 days before the end of the filing period
Financials

Insights on ENIGMO CAREER MANAGEMENT

ENIGMO CAREER MANAGEMENT files the micro format. That format states no turnover. The gross margin fell from €58,917 in 2019 to €47,633 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ENIGMO CAREER MANAGEMENT

What is the company number of ENIGMO CAREER MANAGEMENT?
The company number of ENIGMO CAREER MANAGEMENT is 0701.701.661. The VAT number is the same number with BE in front: BE 0701.701.661.
Where is ENIGMO CAREER MANAGEMENT based?
The registered office is at Koning Albertlaan 46, 9840 Nazareth-De Pinte.Company details
What does ENIGMO CAREER MANAGEMENT do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of ENIGMO CAREER MANAGEMENT?
ENIGMO CAREER MANAGEMENT is a private limited company (BV).
When was ENIGMO CAREER MANAGEMENT founded?
ENIGMO CAREER MANAGEMENT was founded on 22-08-2018.
Is ENIGMO CAREER MANAGEMENT still active?
Yes, ENIGMO CAREER MANAGEMENT is an active enterprise in the KBO register.
What is the turnover of ENIGMO CAREER MANAGEMENT?
The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €47,633 and 30 comparable companies (NACE 73). It probably lies between €89,000 and €180,000.Financials
Is ENIGMO CAREER MANAGEMENT profitable?
In financial year 2025, ENIGMO CAREER MANAGEMENT made a profit of €27,975.
Where can I find the annual accounts of ENIGMO CAREER MANAGEMENT?
ENIGMO CAREER MANAGEMENT filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ENIGMO CAREER MANAGEMENT due?
ENIGMO CAREER MANAGEMENT must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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