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Private limited companyfounded 2011active for 15 years't Groentje 11, 8870 Izegem, BelgiumKBO/BCE: BE 0833.064.209

Financials · financial year 2025, abbreviated format

Annual accounts 2025 filed on 19-05-2026 PDF all 14 filings

Equity
€2.4m▼ 39.4%
2024 · €4.0m
Net result
€577,161▼ 44.8%
2024 · €1.0m
Total assets
€3.2m▼ 24.1%
2024 · €4.2m
Solvency
75.1%▼ 19.0pp
2024 · 94.1%
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result for 2025 is 57% lower than in 2024 and the lowest since 2021.

Operating result€0.6m 2025 Net result€0.6m 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€2.2m-€0.9m▼ 58.6%€1.1m▲ 17.8%€0.7m▼ 36.2%€0.6m▼ 7.9%€0.7m▲ 10.4%€1.3m▲ 82.2%€0.6m▼ 57.1%
Net result€1.5m-€0.7m▼ 56.6%€0.8mabove the sector's middle half▲ 13.9%€0.5mabove the sector's middle half▼ 37.5%€0.2mabove the sector's middle half▼ 53.6%€0.5mabove the sector's middle half▲ 124%€1.0mabove the sector's middle half▲ 113%€0.6mabove the sector's middle half▼ 44.8%
Equity€2.9m-€3.3m▲ 13.5%€3.3mabove the sector's middle half▲ 1.3%€3.3mabove the sector's middle half▼ 0.9%€3.5mabove the sector's middle half▲ 6.6%€3.5mabove the sector's middle half▼ 1.2%€4.0mabove the sector's middle half▲ 14.6%€2.4mabove the sector's middle half▼ 39.4%
Total assets€3.9m-€3.7m▼ 5.5%€3.6mabove the sector's middle half▼ 2.6%€3.8mabove the sector's middle half▲ 6.0%€3.8mwithin the sector's middle half▲ 1.2%€3.9mwithin the sector's middle half▲ 0.7%€4.2mwithin the sector's middle half▲ 10.0%€3.2mwithin the sector's middle half▼ 24.1%
Debt€1.0m-€0.4m▼ 62.3%€0.2m▼ 40.7%€0.5m▲ 113%€0.3m▼ 37.0%€0.4m▲ 24.0%€0.2m▼ 35.5%€0.8m▲ 240%
Working capital€2.8m-€3.2m▲ 14.7%€3.3mabove the sector's middle half▲ 2.4%€3.3mabove the sector's middle half▼ 0.6%€3.4mabove the sector's middle half▲ 3.5%€3.4mabove the sector's middle half▲ 0.1%€4.0mabove the sector's middle half▲ 15.7%€2.3mabove the sector's middle half▼ 41.7%
Solvency74.9%-90.0%▲ 15.1pp93.5%above the sector's middle half▲ 3.5pp87.5%above the sector's middle half▼ 6.1pp92.1%above the sector's middle half▲ 4.7pp90.4%above the sector's middle half▼ 1.8pp94.1%above the sector's middle half▲ 3.8pp75.1%within the sector's middle half▼ 19.0pp
Current ratio4.03-10.75▲ 6.7218.98above the sector's middle half▲ 8.238.80above the sector's middle half▼ 10.1813.28above the sector's middle half▲ 4.4811.65above the sector's middle half▼ 1.6321.96above the sector's middle half▲ 10.304.12above the sector's middle half▼ 17.84
Return on assets (ROA)39.4%-18.1%▼ 21.3pp21.2%above the sector's middle half▲ 3.1pp12.5%above the sector's middle half▼ 8.7pp5.7%within the sector's middle half▼ 6.8pp12.7%above the sector's middle half▲ 7.0pp24.6%above the sector's middle half▲ 11.9pp17.9%above the sector's middle half▼ 6.7pp
Staff (FTE)0.1below the sector's middle half0.8below the sector's middle half▲ 700%0.8within the sector's middle half=0.8within the sector's middle half=1within the sector's middle half▲ 25.0%1within the sector's middle half=
above within below The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.2m
Fixed assets €171,420 ▲ 86.0%
Current assets €3.1m ▼ 26.5%
Equity and liabilities €3.2m
Equity €2.4m ▼ 39.4%
Provisions €9,348 ▼ 42.5%
Debt €793,157 ▲ 240%
Debt's share of the balance-sheet total rises from 5.5% to 24.6%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
23.8%▼
2024 · 26.2%
Debt ≤ 1 year
€740,732▲
2024 · €189,169
Debt > 1 year
€52,425▲
2024 · €43,761
Income taxes
€210,673▼
2024 · €519,772
Staff costs
€63,490▲
2024 · €62,210
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item31-12-202231-12-202331-12-202431-12-2025
Employees at the balance-sheet date1111
full-time0011
part-time1100
in full-time equivalents0.80.811
Average over the year, in full-time equivalents0.80.811
On a permanent contract1111
Joined---0
Left---0
Training hours---0

Source: social balance sheet in the 2022 to 2025 annual accounts

Investments

fixed assets acquired
Item2022202320242025
Tangible fixed assets€100,875€6,977€5,324€125,112
Financial fixed assets---€0
Depreciation and write-downs of the year€24,459€24,224€24,559€45,859

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Subsidies and aid

Flemish government

2022 · 1 entry · €119 awarded · €119 paid
Schemes
1 entry · €119 · €119 paid · Fonds voor Innoveren en Ondernemen

Comparable companies

These companies have the same main activity as EMPC: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €2.7m and €5.3m, founded between 2006 and 2013.

CompanyFoundedTotal assetsEquityGross marginNet resultFTEFinancial year
EMPC Izegem2011€3.2m€2.4m€0.7m€0.6m12025
DECOBUILD MANAGEMENT Hoogstraten2010€3.7m€2.4m€0.8m€0.4m12025
CUMACO Roeselare2013€3.2m€2.3m€0.8m€0.3m0.82025
MI-RESTO Brugge2007€3.7m€2.3m€0.5m€0.4m1.22025
HANSSENS INVEST Roeselare2013€5.3m€2.5m€0.5m€0.2m12025
JanVL Pelt2010€2.7m€2.7m€0.9m€0.5m12025
ClaPimmo Leuven2006€4.0m€0.3m€0.6m€0.4m12025

They were chosen from the 20,095 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines

Source: Annual accounts 2025 (PDF), filed on 19-05-2026.

Balance sheet Code20242025
Assets
Total assets20/58€4.2m€3.2m▼
Fixed assets21/28€0.09m€0.2m▲
Tangible fixed assets22/27€0.09m€0.2m▲
Plant, machinery and equipment23€0.002m€0.002m▼
Furniture and vehicles24€0.08m€0.2m▲
Other tangible fixed assets26€0.009m€0.009m=
Financial fixed assets28€135€135=
Current assets29/58€4.2m€3.1m▼
Amounts receivable within one year40/41€0.5m€0.1m▼
Trade receivables40€0.5m€0.007m▼
Other amounts receivable41-€0.09m
Current investments50/53€2.0m€2.1m▲
Cash at bank and in hand54/58€1.7m€0.8m▼
Deferred charges and accrued income490/1€0.009m€0.02m▲
Equity and liabilities
Total equity and liabilities10/49€4.2m€3.2m▼
Equity10/15€4.0m€2.4m▼
Contributions10/11€0.01m€0.01m=
Reserves13€3.7m€2.4m▼
Tax-exempt reserves132€0-
Distributable reserves133€3.7m€2.4m▼
Profit (loss) carried forward14€0.3m€0▼
Provisions and deferred taxes16€0.02m€0.009m▼
Provisions for liabilities and charges160/5€0.02m€0.009m▼
Other liabilities and charges164/5€0.02m€0.009m▼
Amounts payable17/49€0.2m€0.8m▲
Amounts payable after more than one year17€0.04m€0.05m▲
Other amounts payable178/9€0.04m€0.05m▲
Amounts payable within one year42/48€0.2m€0.7m▲
Trade debts44€0.003m€0.001m▼
Suppliers440/4€0.003m€0.001m▼
Taxes, remuneration and social security45€0.2m€0.08m▼
Taxes450/3€0.2m€0.07m▼
Remuneration and social security454/9€0.01m€0.01m▲
Other amounts payable47/48-€0.7m
Accrued charges and deferred income492/3€378€0▼
Income statement Code20242025
Non-recurring operating income76A-€0.01m
Remuneration, social security and pensions62€0.06m€0.06m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.02m€0.05m▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€0.006m-€0.007m▼
Other operating charges640/8€0.003m€0.004m▲
Gross operating margin9900€1.4m€0.7m▼
Operating profit (loss)9901€1.3m€0.6m▼
Financial income75/76B€0.3m€0.2m▼
Recurring financial income75€0.05m€0.2m▲
Non-recurring financial income76B€0.2m€0▼
Financial charges65/66B€0.005m€0.005m▲
Recurring financial charges65€0.005m€0.005m▲
Profit (loss) for the period before taxes9903€1.6m€0.8m▼
Income taxes67/77€0.5m€0.2m▼
Profit (loss) for the period9904€1.0m€0.6m▼
Transfer from tax-exempt reserves789€0.3m€0▼
Profit (loss) for the period to be appropriated9905€1.3m€0.6m▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.6m€0.8m▼
Profit (loss) brought forward from the previous period14P€0.3m€0.3m=
Transfer from equity791/2€0.5m€1.9m▲
Transfer to equity691/2€1.3m€0.6m▼
To other reserves6921€1.3m€0.6m▼
Profit to be distributed694/7€0.5m€2.2m▲
Return on contributions (dividend)694€0.5m€2.2m▲
Social balance sheet
Average headcount (FTE)90871.01.0=

The notes to these accounts have 18 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Line20182019202020212022202320242025Change
Non-recurring operating income76A----€0.02m€0-€0.01m-
Remuneration, social security and pensions62----€0.03m€0.04m€0.06m€0.06m▲ 2.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.03m€0.03m€0.03m€0.03m€0.02m€0.02m€0.02m€0.05m▲ 86.7%
Provisions for liabilities and charges: additions (uses and reversals)635/8-----€0.001m€0.001m€0.006m-€0.007m-
Other operating charges640/8----€0.003m€0.003m€0.003m€0.004m▲ 6.6%
Gross operating margin9900€2.3m€1.0m€1.1m€0.8m€0.7m€0.8m€1.4m€0.7m▼ 52.4%
Operating profit (loss)9901€2.2m€0.9m€1.1m€0.7m€0.6m€0.7m€1.3m€0.6m▼ 57.1%
Financial income75/76B----€0.005m€0.02m€0.3m€0.2m▼ 15.5%
Recurring financial income75€0.003m€0.01m€0.01m€0.001m€0.005m€0.02m€0.05m€0.2m▲ 419%
Non-recurring financial income76B------€0.2m€0▼ 100%
Financial charges65/66B----€0.001m€0.005m€0.005m€0.005m▲ 3.3%
Recurring financial charges65€0.003m€0.003m€0.001m€0.003m€0.001m€0.005m€0.005m€0.005m▲ 3.3%
Profit (loss) for the period before taxes9903€2.2m€0.9m€1.1m€0.7m€0.6m€0.7m€1.6m€0.8m▼ 49.7%
Income taxes67/77€0.7m€0.3m€0.3m€0.2m€0.4m€0.2m€0.5m€0.2m▼ 59.5%
Profit (loss) for the period9904€1.5m€0.7m€0.8m€0.5m€0.2m€0.5m€1.0m€0.6m▼ 44.8%
Transfer from tax-exempt reserves789----€0.6m€0€0.3m€0▼ 100%
Profit (loss) for the period to be appropriated9905€1.0m€1.3m€0.6m€0.5m€0.8m€0.5m€1.3m€0.6m▼ 56.9%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€3.9m€3.7m€3.6m€3.8m€3.8m€3.9m€4.2m€3.2m▼ 24.1%
Fixed assets21/28€0.1m€0.08m€0.06m€0.05m€0.1m€0.1m€0.09m€0.2m▲ 86.0%
Tangible fixed assets22/27€0.1m€0.08m€0.06m€0.05m€0.1m€0.1m€0.09m€0.2m▲ 86.1%
Plant, machinery and equipment23------€0.002m€0.002m▼ 24.6%
Furniture and vehicles24----€0.1m€0.1m€0.08m€0.2m▲ 99.4%
Other tangible fixed assets26----€0.009m€0.009m€0.009m€0.009m=
Financial fixed assets28€135€135€135€135€135€135€135€135=
Current assets29/58€3.8m€3.6m€3.5m€3.7m€3.7m€3.7m€4.2m€3.1m▼ 26.5%
Amounts receivable within one year40/41€0.04m€0.1m€0.4m€0.07m€0.2m€0.06m€0.5m€0.1m▼ 78.6%
Trade receivables40----€0.1m€0.06m€0.5m€0.007m▼ 98.5%
Other amounts receivable41----€0.05m€0-€0.09m-
Current investments50/53€0.5m€0---€2.0m€2.0m€2.1m▲ 5.0%
Cash at bank and in hand54/58€3.2m€3.5m€3.1m€3.6m€3.5m€1.7m€1.7m€0.8m▼ 51.2%
Deferred charges and accrued income490/1----€0.004m€0.01m€0.009m€0.02m▲ 149%
Equity and liabilities
Total equity and liabilities10/49€3.9m€3.7m€3.6m€3.8m€3.8m€3.9m€4.2m€3.2m▼ 24.1%
Equity10/15€2.9m€3.3m€3.3m€3.3m€3.5m€3.5m€4.0m€2.4m▼ 39.4%
Contributions10/11€0.01m€0.01m--€0.01m€0.01m€0.01m€0.01m=
Reserves13€2.7m€2.0m€2.8m€3.0m€3.3m€3.2m€3.7m€2.4m▼ 35.3%
Non-distributable reserves130/1----€0.002m€0---
Reserves not available under the articles1311----€0.002m€0---
Tax-exempt reserves132----€0.3m€0.3m€0--
Distributable reserves133----€3.0m€2.9m€3.7m€2.4m▼ 35.3%
Profit (loss) carried forward14€0.1m€1.3m€0.5m€0.3m€0.3m€0.3m€0.3m€0▼ 100%
Provisions and deferred taxes16--€0.01m€0.01m€0.009m€0.01m€0.02m€0.009m▼ 42.5%
Provisions for liabilities and charges160/5----€0.009m€0.01m€0.02m€0.009m▼ 42.5%
Other liabilities and charges164/5----€0.009m€0.01m€0.02m€0.009m▼ 42.5%
Amounts payable17/49€1.0m€0.4m€0.2m€0.5m€0.3m€0.4m€0.2m€0.8m▲ 240%
Amounts payable after more than one year17€0.04m€0.03m€0.03m€0.04m€0.01m€0.04m€0.04m€0.05m▲ 19.8%
Other amounts payable178/9----€0.01m€0.04m€0.04m€0.05m▲ 19.8%
Amounts payable within one year42/48€0.9m€0.3m€0.2m€0.4m€0.3m€0.3m€0.2m€0.7m▲ 292%
Trade debts44€364€0.001m€0.001m€0.002m€0.001m€0.007m€0.003m€0.001m▼ 76.0%
Suppliers440/4----€0.001m€0.007m€0.003m€0.001m▼ 76.0%
Taxes, remuneration and social security45----€0.3m€0.3m€0.2m€0.08m▼ 58.2%
Taxes450/3----€0.3m€0.3m€0.2m€0.07m▼ 61.4%
Remuneration and social security454/9----€0.005m€0.007m€0.01m€0.01m▲ 0.7%
Other amounts payable47/48----€0--€0.7m-
Accrued charges and deferred income492/3----€0-€378€0▼ 100%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€1.5m€0.7m€0.8m€0.5m€0.2m€0.5m€1.0m€0.6m▼ 44.8%
+ Depreciation and write-downs630€0.03m€0.03m€0.03m€0.03m€0.02m€0.02m€0.02m€0.05m▲ 86.7%
Operating cash flow (approximation)€1.6m€0.7m€0.8m€0.5m€0.2m€0.5m€1.1m€0.6m▼ 41.8%
Investment in fixed assets (approximation)-€0-€0.005m-€0.02m-€0.1m-€0.007m-€0.005m-€0.1m▼ 2,250%
Change in cash-€0.2m-€0.4m€0.5m-€0.06m-€1.9m€0.02m-€0.9m-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Latest 10 of 14 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 19-05-2026 2026-00114072 PDF
31-12-2024 abbreviated format 11-07-2025 2025-00258480 PDF
31-12-2023 abbreviated format 26-07-2024 2024-00292238 PDF
31-12-2022 abbreviated format 15-03-2023 2023-00039653 PDF
31-12-2021 abbreviated format 14-03-2022 2022-07700601 PDF
31-12-2020 abbreviated format 28-07-2021 2021-41900495 PDF
31-12-2019 abbreviated format 29-05-2020 2020-13600598 PDF
31-12-2018 abbreviated format 29-04-2019 2019-11600124 PDF
31-12-2017 abbreviated format 29-06-2018 2018-25900468 PDF
31-12-2016 abbreviated format 18-07-2017 2017-32900017 PDF

Show all 14 filings

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