MI-RESTO
ActiveMI-RESTO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.29M and a net result of €398k. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 59% of 5491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
71
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+11
Solvency65▲+2
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity short (current ratio 0.25 against 0.11 in 2024), and 38.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.4%
Return on assets
10.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
21 d early
2023
22 d late
2022
28 d late
2021
31 d late
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.29M▲ 21.1%
2024 · €1.89M
2018: €497k
2019: €248k
2020: €855k
2021: €724k
2022: €1.26M
2023: €1.60M
2024: €1.89M
2018 → 2025
Total assets
€3.72M▲ 2.5%
2024 · €3.63M
2018: €2.71M
2019: €2.70M
2020: €2.78M
2021: €2.66M
2022: €3.06M
2023: €3.59M
2024: €3.63M
2018 → 2025
Net result
€398k▲ 38.7%
2024 · €287k
2018: €393k
2019: €-248k
2020: €631k
2021: €-131k
2022: €533k
2023: €332k
2024: €287k
2018 → 2025
Working capital
€-663k▲ 31.7%
2024 · €-970k
2018: €73k
2019: €61k
2020: €30k
2021: €-130k
2022: €-164k
2023: €-1.27M
2024: €-970k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€724k-€1.26M▲ 73.6%€1.60M▲ 27.4%€1.89M▲ 17.9%€2.29M▲ 21.1%
Operating result€58k-€518k▲ 787%€242k▼ 53.2%€305k▲ 25.8%€395k▲ 29.7%
Net result€-131k-€533k€332k▼ 37.6%€287k▼ 13.7%€398k▲ 38.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 30% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.72M
Fixed assets
€3.50M▼ 0.4%
Current assets
€221k▲ 92.8%
Equity and liabilities €3.72M
Equity
€2.29M▲ 21.1%
Debt
€1.44M▼ 17.6%
The debt ratio falls from 48.0% to 38.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€438k▲
2024 · €347k
Cash flow
€441k▲
2024 · €329k
Solvency
61.4%▲
2024 · 52.0%
Current ratio
0.25▲
2024 · 0.11
Quick ratio
0.25▲
2024 · 0.11
Debt / equity
0.63▼
2024 · 0.92
ROE
17.4%▲
2024 · 15.2%
ROA
10.7%▲
2024 · 7.9%
Interest coverage
5.30▲
2024 · 3.06
Debt
€1.44M▼
2024 · €1.74M
Debt ≤ 1 year
€884k▼
2024 · €1.08M
Debt > 1 year
€494k▼
2024 · €571k
Income taxes
€120k▲
2024 · €77k
Staff costs
€71k▲
2024 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.63M€3.72M▲
Fixed assets21/28€3.52M€3.50M▼
Tangible fixed assets22/27€880k€865k▼
Land and buildings22€875k€860k▼
Plant, machinery and equipment23€1k€889▼
Other tangible fixed assets26€4k€4k▼
Financial fixed assets28€2.64M€2.64M=
Current assets29/58€115k€221k▲
Amounts receivable within one year40/41€95k€204k▲
Trade receivables40€0€21k▲
Other amounts receivable41€95k€184k▲
Cash at bank and in hand54/58€19k€16k▼
Deferred charges and accrued income490/1€556€969▲
Equity and liabilities
Total equity and liabilities10/49€3.63M€3.72M▲
Equity10/15€1.89M€2.29M▲
Contributions10/11€19k€19k=
Reserves13€1.87M€2.27M▲
Distributable reserves133€1.87M€2.27M▲
Amounts payable17/49€1.74M€1.44M▼
Amounts payable after more than one year17€571k€494k▼
Financial debts170/4€571k€494k▼
Amounts payable within one year42/48€1.08M€884k▼
Current portion of amounts payable after more than one year42€74k€117k▲
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Advances received on contracts in progress46€3k€0▼
Taxes, remuneration and social security45€100k€115k▲
Taxes450/3€93k€107k▲
Remuneration and social security454/9€7k€8k▲
Other amounts payable47/48€906k€644k▼
Accrued charges and deferred income492/3€87k€58k▼
Income statement
Code20242025
Remuneration, social security and pensions62€63k€71k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€43k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€411k€510k▲
Operating profit (loss)9901€305k€395k▲
Financial income75/76B€173k€205k▲
Recurring financial income75€173k€205k▲
Financial charges65/66B€113k€83k▼
Recurring financial charges65€113k€83k▼
Profit (loss) for the period before taxes9903€364k€518k▲
Income taxes67/77€77k€120k▲
Profit (loss) for the period9904€287k€398k▲
Profit (loss) for the period to be appropriated9905€287k€398k▲
Appropriation of the result
Profit (loss) to be appropriated9906€287k€398k▲
Transfer to equity691/2€287k€398k▲
To other reserves6921€287k€398k▲
Social balance
Average headcount (FTE)90871.01.2▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €2MEq €2.29M ▲21.1%
4 profitable years in a row build equity to €2.29M.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 22 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
31-12
Financial
Back to profitnet €533k
Net result €533k after one loss-making year.
31-12
Financial
Equity above €1MEq €1.26M ▲73.6%
Equity rises from €724k to €1.26M.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €631k
Net result €631k after one loss-making year.
31-12
Financial
Equity above €500kEq €855k ▲244%
Equity rises from €248k to €855k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €-248k ▼163%
Net result drops to €-248k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 6current ratio 283.32
Current ratio from 43.99 to 283.32; short-term debt falls from €2k to €215.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Odegemstraat 828310 BruggeGround area
827 m²
Building footprint
181 m²
Volume, LiDAR
1,371 m³
Parcel 31434C0389/00F003, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MI-RESTO
since 20072.162.050.618
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31434C0389/00F003 | Flanders | 827 m² | 1 · 181 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,312. 1,969 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2007
Fiscal year end31-12
Activities, NACEBEL
55302
56101Full-service restaurants
56111Full-service restaurants
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.