EMPC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.42M and a net result of €577k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 71% of 5498 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 d early
2024
20 d early
2023
5 d early
2022
138 d early
2021
139 d early
2020
3 d early
2019
63 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.42M▼ 39.4%
2024 · €4.00M
2018: €2.91M
2019: €3.30M
2020: €3.34M
2021: €3.31M
2022: €3.53M
2023: €3.49M
2024: €4.00M
2018 → 2025
Net result
€577k▼ 44.8%
2024 · €1.05M
2018: €1.53M
2019: €664k
2020: €756k
2021: €473k
2022: €219k
2023: €491k
2024: €1.05M
2018 → 2025
Total assets
€3.22M▼ 24.1%
2024 · €4.25M
2018: €3.88M
2019: €3.67M
2020: €3.57M
2021: €3.78M
2022: €3.83M
2023: €3.86M
2024: €4.25M
2018 → 2025
Solvency
75.1%▼ 19.0pp
2024 · 94.1%
2018: 74.9%
2019: 90.0%
2020: 93.5%
2021: 87.5%
2022: 92.1%
2023: 90.4%
2024: 94.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.31M-€3.53M▲ 6.6%€3.49M▼ 1.2%€4.00M▲ 14.6%€2.42M▼ 39.4%
Operating result€692k-€638k▼ 7.9%€704k▲ 10.4%€1.28M▲ 82.2%€551k▼ 57.1%
Net result€473k-€219k▼ 53.6%€491k▲ 124%€1.05M▲ 113%€577k▼ 44.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.22M
Fixed assets
€171k▲ 86.0%
Current assets
€3.05M▼ 26.5%
Equity and liabilities €3.22M
Equity
€2.42M▼ 39.4%
Provisions
€9k▼ 42.5%
Debt
€793k▲ 240%
The debt ratio rises from 5.5% to 24.6%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
75.1%▼
2024 · 94.1%
ROE
23.8%▼
2024 · 26.2%
ROA
17.9%▼
2024 · 24.6%
Debt
€793k▲
2024 · €233k
Debt ≤ 1 year
€741k▲
2024 · €189k
Debt > 1 year
€52k▲
2024 · €44k
Income taxes
€211k▼
2024 · €520k
Staff costs
€63k▲
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.25M€3.22M▼
Fixed assets21/28€92k€171k▲
Tangible fixed assets22/27€92k€171k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€80k€160k▲
Other tangible fixed assets26€9k€9k=
Financial fixed assets28€135€135=
Current assets29/58€4.15M€3.05M▼
Amounts receivable within one year40/41€452k€97k▼
Trade receivables40€452k€7k▼
Other amounts receivable41-€90k
Current investments50/53€2.01M€2.11M▲
Cash at bank and in hand54/58€1.68M€820k▼
Deferred charges and accrued income490/1€9k€22k▲
Equity and liabilities
Total equity and liabilities10/49€4.25M€3.22M▼
Equity10/15€4.00M€2.42M▼
Contributions10/11€12k€12k=
Reserves13€3.72M€2.41M▼
Tax-exempt reserves132€0-
Distributable reserves133€3.72M€2.41M▼
Profit (loss) carried forward14€264k€0▼
Provisions and deferred taxes16€16k€9k▼
Provisions for liabilities and charges160/5€16k€9k▼
Other liabilities and charges164/5€16k€9k▼
Amounts payable17/49€233k€793k▲
Amounts payable after more than one year17€44k€52k▲
Other amounts payable178/9€44k€52k▲
Amounts payable within one year42/48€189k€741k▲
Trade debts44€3k€642▼
Suppliers440/4€3k€642▼
Taxes, remuneration and social security45€186k€78k▼
Taxes450/3€177k€68k▼
Remuneration and social security454/9€10k€10k▲
Other amounts payable47/48-€662k
Accrued charges and deferred income492/3€378€0▼
Income statement
Code20242025
Non-recurring operating income76A-€10k
Remuneration, social security and pensions62€62k€63k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€46k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€6k€-7k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€1.38M€657k▼
Operating profit (loss)9901€1.28M€551k▼
Financial income75/76B€287k€243k▼
Recurring financial income75€47k€243k▲
Non-recurring financial income76B€240k€0▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€1.56M€788k▼
Income taxes67/77€520k€211k▼
Profit (loss) for the period9904€1.05M€577k▼
Transfer from tax-exempt reserves789€295k€0▼
Profit (loss) for the period to be appropriated9905€1.34M€577k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.60M€841k▼
Profit (loss) brought forward from the previous period14P€264k€264k=
Transfer from equity791/2€536k€1.89M▲
Transfer to equity691/2€1.34M€577k▼
To other reserves6921€1.34M€577k▼
Profit to be distributed694/7€536k€2.15M▲
Return on contributions (dividend)694€536k€2.15M▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
15-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €219k ▼53.6%
Net result drops to €219k, the lowest in the series; recovery starts the following year.
14-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity triplescurrent ratio 10.75
Current ratio from 4.03 to 10.75; short-term debt falls from €935k to €333k.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
't Groentje 118870 IzegemGround area
965 m²
Building footprint
266 m²
Volume, LiDAR
1,124 m³
Parcel 36009A0324/00E000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EMPC BVBA
since 20112.203.233.749
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36009A0324/00E000 | Flanders | 965 m² | 1 · 265 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 119 EUR awarded · 119 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 119 EUR | 119 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
875500K3TVZSRCT6I785
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 10,334 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2011
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.