KM Home
ActiveThe computed 12-month bankruptcy probability of KM Home is 2.0% (moderate). The 2025 annual accounts show equity of €46k and a net result of €10k. Equity is growing by ~28.7% per year across the filed fiscal years. Its solvency ranks better than 81% of 7391 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+1
Solvency99▲+34
Growth52=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 3.12 against 1.48 in 2024; short-term debt: 26.4% and cash: 62% of total assets), and 26.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.6%
Return on assets
15.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
23 d early
2022
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€225k
EBIT margin
0.8%
Net result
€10k▼ 25.8%
2024 · €13k
2022: €15k
2023: €1k
2024: €13k
2022 → 2025
Working capital
€35k▲ 34.6%
2024 · €26k
2022: €20k
2023: €18k
2024: €26k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€225k
Equity€22k-€23k▲ 5.7%€36k▲ 57.4%€46k▲ 27.1%
Operating result€19k-€2k▼ 90.7%€19k▲ 961%€13k▼ 29.2%
Net result€15k-€1k▼ 92.0%€13k▲ 966%€10k▼ 25.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€11k▲ 7.9%
Current assets
€51k▼ 35.5%
Equity and liabilities €62k
Equity
€46k▲ 27.1%
Debt
€16k▼ 69.4%
The debt ratio falls from 59.8% to 26.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▼
2024 · €22k
Cash flow
€13k▼
2024 · €16k
Solvency
73.6%▲
2024 · 40.2%
Current ratio
3.12▲
2024 · 1.48
Quick ratio
3.12▲
2024 · 1.48
Debt / equity
0.36▼
2024 · 1.49
ROE
21.3%▼
2024 · 36.5%
ROA
15.7%▲
2024 · 14.7%
Interest coverage
105.22▼
2024 · 162.56
Debt
€16k▼
2024 · €53k
Debt ≤ 1 year
€16k▼
2024 · €53k
Income taxes
€4k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€89k€62k▼
Fixed assets21/28€10k€11k▲
Tangible fixed assets22/27€10k€11k▲
Plant, machinery and equipment23€887€1k▲
Furniture and vehicles24€9k€10k▲
Current assets29/58€79k€51k▼
Amounts receivable within one year40/41€77k€13k▼
Trade receivables40€67k-
Other amounts receivable41€10k€13k▲
Cash at bank and in hand54/58€2k€38k▲
Equity and liabilities
Total equity and liabilities10/49€89k€62k▼
Equity10/15€36k€46k▲
Contributions10/11€7k€7k=
Reserves13€29k€39k▲
Distributable reserves133€29k€39k▲
Amounts payable17/49€53k€16k▼
Amounts payable within one year42/48€53k€16k▼
Trade debts44€46k€2k▼
Suppliers440/4€46k€2k▼
Advances received on contracts in progress46-€6k
Taxes, remuneration and social security45€8k€6k▼
Taxes450/3€8k€6k▼
Other amounts payable47/48-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8-€186
Gross operating margin9900€22k€17k▼
Operating profit (loss)9901€19k€13k▼
Financial income75/76B€0€135▲
Recurring financial income75€0€135▲
Non-recurring financial income76B€0€135▲
Financial charges65/66B€143€175▲
Recurring financial charges65€137€163▲
Non-recurring financial charges66B€6€12▲
Profit (loss) for the period before taxes9903€19k€13k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€13k€10k▼
Profit (loss) for the period to be appropriated9905€13k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€10k▼
Profit (loss) brought forward from the previous period14P€16k-
Transfer to equity691/2€29k€10k▼
To other reserves6921€29k€10k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity doublescurrent ratio 3.12
Current ratio from 1.48 to 3.12; short-term debt falls from €53k to €16k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €1k ▼92%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
05-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Irisstraat 91600 Sint-Pieters-LeeuwGround area
340 m²
Building footprint
54 m²
Volume, LiDAR
473 m³
Parcel 23077C0320/00B024, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Irisstraat 9, 1600 Sint-Pieters-Leeuw
since 20212.322.961.641
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23077C0320/00B024 | Flanders | 340 m² | 1 · 54 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AML CONSTRUCT
BE 0845.214.448
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AJM CONSTRUCTION
BE 0790.681.345
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AIB CONSULT
BE 0803.888.488
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C.B. TOITURES
BE 0421.578.331
Gembloux · Eq €46k
LUXIMO CONSTRUCT
BE 0794.464.246
Sint-Genesius-Rode · Eq €46k
Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 13,008 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-09-2021
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
43110Demolition
43230Insulation installation
43291Specialised construction activities
43320Joinery installation
43343Specialised construction activities
43422Screed work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.